Posted by William Charles on February 2, 2020

Published on February 2nd, 2020 | by William Charles


[FL, GA, In Branch Only] American Commerce Bank $100 Business Checking Bonus

Update 2/2/20: Deal has been extended until February 29th, 2020.

Update 1/26/20: Deal is back and valid until January 31st, 2020.

Offer at a glance

  • Maximum bonus amount: $100
  • Availability: In branch only, all branches are in FL & GA [Branch locator]
  • Direct deposit required: No
  • Additional requirements: 5 transactions within first 30 days
  • Hard/soft pull: Unknown
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: $10, not avoidable
  • Early account termination fee: Unknown
  • Household limit: None listed
  • Expiration date: January 31st, 2019

The Offer

Direct link to offer

  • American Commerce Bank is offering a bonus of $100 when you open a new business checking account and complete the following requirements:
    • Fund with a minimum of $250
    • Make five transactions of any type within 30 days of account opening

The Fine Print

  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Looks like there is a $10 monthly fee that can’t be waived

Early Account Termination Fee

I wasn’t able to find a full fee schedule so I’m unsure if there is any early account termination fee or not.

Our Verdict

Terrible bonus considering the monthly fee can’t be avoided. Because of that I won’t be adding this to our list of the best bank bonuses.

Useful posts regarding bank bonuses:

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Looks like this is back… Link now says the following

Consumer Checking Accounts opened between January 10, 2020 and January 31, 2020 are eligible to earn a $100 bonus


There is Consumer Checking Account bonus as well on the same page

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