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DS
DS

Just got my $300 deposited today. They put it in the savings account
I made $500 deposits from these accounts/dates:

Venmo on 10/27
Robinhood on 10/29
Fidelity Cash Management on 11/10

$300 deposited 11/15 morning.

I’m guessing it was the Fidelity account which triggered the bonus. But not 100% sure because I didn’t complete the 10 required debit card purchases until recently.

Davis

When did you open?

C
C

I see reports that Fidelity works, but does this include Fidelity Cash Management Account?

Snowbird
Snowbird

Yes. That is a great hub account as I’ve had very few, if any, issues using that account with any of the banks I’ve gotten bonuses from.

DS
DS

I deposited $600 from my Fidelity Cash Management 5 days ago, and the $300 bonus posted today so I’d say that would support that it does indeed work.

John Galt
John Galt

For DDs, the following did NOT (and did work):

ALLY–did NOT
Discover–did NOT
Schwab–did NOT
Fidelity–did WORK (finally!)

BBK

John Galt Did you receive the bonus automatically or have to contact the bank for a manual review?

DS
DS

Mine posted automatically

ShawntheShawn

1. It is great that this CU does not pull Chex, as confirmed in my Chex report.

2. It is a soft pull for opening an account. However, overdraft service is by default opted in. Make sure you decline it to avoid a possible hard pull. There was one earlier DP suggesting a hard pull, which I think was because the DP provider forgot to opt out of overdraft service.

3. The application is processed via DocuSign. The top of the Docusign document should show the email of the referring member if you used a referral link to sign up.

4. No instant decision. Your application will be manually reviewed, and you should be prepared to provide evidence of membership eligibility if asked.

BBK

Does Fidelity still work for the bonus?

Snowbird
Snowbird

Yes. Worked for P1 & P2 last month.

BBK

Thanks hope it still works in October.

AllenW
AllenW

NCUA Complaint DP:

8/27/2021 – Signed Up
9/01/2021 – Deposit
9/09/2021 – 10 Debits (amazon reloads)

Multiple SM Sent back and forth asking for the Bonus and was told if I meet the requirements it would post, stated its been 5 business day from meeting the requirements bonus would post and they stated 60 days later.

09/27/2021 – NCUA Case Submitted
10/06/2021 – NCUA Case Received by Addition Financial
10/07/2021 – Bonus Posted (No phone call or emails SM followup from them – It just posted)

If you cannot or refuse to do the 10 Debits In person even though you signed up before they changed the requirements then you can submit a NCUA case Or if its been past 5 days of meeting the requirements. I included the original terms (Found in email) and did a Payroll Deposit.

This bank was a headache but worth it.

AllenW
AllenW

They sent a letter 10/13 stating they would close my account and made it sound like they did me a favor for providing the bonus.

The account is still open, I think they are just salty they had to pay since I followed their terms. Or it’s a generic message.

PISSED OFF
PISSED OFF

Please help! I am literally in the exact same position as you in that I signed up on 8/27, did my direct deposit with a few days AND did all the 10 Amazon reloads on 9/1 (even before you) I waited until now (over 65 days) just to call in and ask for the bonus money and yet they are playing games. Here is my problem, I do NOT have the screenshot of the original terms when I applied, but like you, I KNOW there was NO terminalogy about “debits can not be online” etc. Can you please reply and let me have the screenshot? I opened the same day as you. I am waiting for a call back and am afraid they will “demand proof” and even though I know I am in the right, they will make an excuse NOT to give me the bonus if I don’t sent a screen shot!!! THIS CU is the worst! Every rep has an attitude problem. NEVER AGAIN! Be warned everyone. BAIT AND SWITCH!!

Intarray
Intarray

You need to file a complaint with the NCUA. I got 1 bonus that way and the NCUA just forwarded another complaint to them. Email me and I can get you the screenshot. Intarray at gmail

Try searching your email, the terms are in the original email you get after you apply.

AllenW
AllenW

11-3 Bonus posted, again this was a pain, even doing In Person debits, they tried to say I didn’t qualify. I will probably get a nasty letter saying they paid and they will be closing the account. Saves me the hassle of closing but in reality they needed the push to do their job. Still worth it, but again babysitting, sucks.

Amy
Amy

Received email asking for proof of membership. Met requirements but no bonus yet. What a pain to deal with if you are OOS.

Dear Applicant,

During the online opening process review, the field of membership needs to be confirmed. Based on the information provided we will need you to confirm your field of membership by replying to this email.

Addition Financials membership qualifications consist of persons who live, work, worship, volunteer or attend school in, and business and other legal entities located in the following Florida counties: Orange, Osceola, Seminole, Lake, Alachua, Brevard, Duval, Flagler, Hernando, Highlands, Hillsborough, Indian River, Marion, Martin, Okeechobee, Pasco, Pinellas, Polk, St. Johns, St. Lucie, Sumter, or Volusia County or members of the immediate family or household.

Bud Florida
Bud Florida

Small print says that you must have been a non-member for a year to qualify

Churnobyl
Churnobyl

P2 opened account 9/9, ACH push from Chase $500 on 9/13, 10 in-person transactions at CVS self-checkout on 9/16. Bonus has not paid out yet. P1 meanwhile received the bonus but with slightly earlier (~2 weeks) timeline, but also that was with a real employer DD.

Unfortunately, it is starting to look like slow ACH push from Chase will not trigger the bonus. Here is how it coded in transactions:

09/13/2021 JPMorgan Chase : Ext Trnsfr ID: 9200502231CO: JPMorgan Chase XXXXXXXXXX $500.00

The real DD that P1 did coded as follows:

09/24/2021 [COMPANY NAME] : DIRECT DEP ID: 9111111101CO: [COMPANY NAME] XXXXXXXXXX $500.00

twistoffate
twistoffate

9/4/2021 Opened
9/15/2021 $500 real DD
9/26/2021 Finished 10 debit transactions (multiple gas pump fill-ups)
9/29/2021 Bonus posted: “2021 Q3 Community Engagement Partnerships $300”