Update 9/10/22: There is a $125 version for school employees and teachers.
Offer at a glance
- Maximum bonus amount: $100
- Availability: FL only
- Direct deposit required: No
- Additional requirements: See below
- Hard/soft pull: Hard pull
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None listed
- Expiration date: None listed
Contents
The Offer
- Community Credit Union Florida is offering a $100 bonus when you open a new free checking plus and complete the following requirements:
- Use promo code MK-100
- Sign up for eStatements
- Download the free CCU Mobile App
- Use your new debit card 20 times within 60 days of opening the account to make purchases or payments (ATM transactions do not count)
The Fine Print
- Open select CCU Debit/Checking Accounts and receive $100 in 60 days when you open a new personal checking account, mention or enter Promo Code: MK-100, sign up for free eStatements, download the free CCU Mobile App, use your new debit card 20 times within 60 days of opening the account to make purchases or payments (ATM transactions do not count).
- There’s no minimum transaction amount.
- Just use it when you shop online, buy groceries, gas, or lunch, pay your electric bill, etc.
- Available for account holders age 18+. Excludes existing Checking Accounts, Business, Organizational, Student, and Health Savings Checking Accounts. Accounts must be in good standing and all requirements above met to qualify. Not offered to additional checking accounts opened, only primary checking accounts. Offer subject to change at any time. A one-time $5 membership fee for the share account is required.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is any early account termination fee or not.
Our Verdict
Need to know if this is a hard or soft pull to open, but requirements seem easy to meet and no direct deposit to worry about.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
