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mjs
mjs (@guest_731944)
March 7, 2019 21:32

anyone NOT receive a 1099-INT from them who got a bonus?

Chatan Patel
Chatan Patel (@guest_688641)
December 10, 2018 17:13

Logged onto online banking today, just to perform a weekly cursory check on my account. Was surprised to see a message indicating that I do not have any accounts.

I received my bonus back on October 5th, which was posted as a manual credit and not an automated credit. Oddly enough, I received the bonus only after I had met the requirements and sent a SM.

In any case, after receiving the bonus, I downgraded the account, and removed all my funds. And now today, the account *looks* like it might be closed…

James Hubbard
James Hubbard (@guest_687185)
December 7, 2018 15:27

Just a quick update on the denial of the $400 bonus and subsequent filing with the CFPB. I just received a check for $400 from First Financial, so they must have gotten the message. Won’t be working with this bank in the future as they are a bit shady.

Kristina Casey
Kristina Casey (@guest_706740)
January 15, 2019 19:32

Sorry, should’ve kept scrolling

parlog
parlog (@guest_684583)
December 4, 2018 10:58

07/19 – opened in branch with $50.
07/25 – sent $1k through ACH (mix of western union, transferwise, paypal, wells fargo, chase and suntrust).
12/03 – called to the branch, asked for bonus. they manually checked my transactions and 12/04 deposit $400 to my account.

Derrick C
Derrick C (@guest_672410)
November 14, 2018 13:05

Guys, I am literally on the phone right now with the bank. 11/14/18 at 11:03 am CT. This guy is telling me that you NEED to bring in the flyer personalized with your name printed on it. He even put me on hold and checked with a personal banker and the requirement is that you have the physical flyer that they match the name on the flyer to your drivers license. Very adamant about it. I told him I just had a picture (the one in the post) but did not take a picture of my name. He apologized and said that they are not able to grant the promotional offer with just that. I even asked if there were mailers in-branch. He said the mailer they accept for the promotion has to have your name on it. I was about to make the 40 minute drive there on my lunch break, but not anymore.

Mike
Mike (@guest_670597)
November 9, 2018 21:32

Mark this as dead without the mailer as of 11/9/18. Denied without the mailer. Bank employee did say there is a $100 offer without the mailer.

Mike
Mike (@guest_672422)
November 14, 2018 13:26

I think there is only one branch and it sounds like no dice without the mailer

James Hubbard
James Hubbard (@guest_669809)
November 8, 2018 12:51

Closed the account this morning. They would not waive the closing fee, even though I feel that they did not live up to their agreement. I have filled a CFPB complaint and requested either the $400 bonus or all of the fees that they took for having the account open and closing the account. Will update when I know more.

Mjs
Mjs (@guest_669947)
November 8, 2018 17:17

IMNAL, but why would you have asked for that either/or when you live in a community property state and a spouse’s DD should essentially be considered as “your” earnings, even under their literal reading?

The correct CFPB move is to ask for the 400 + the fees you had to pay while waiting for the bonus to legitimately post. Don’t give them an out by just refunding the fees as a first option.

James Hubbard
James Hubbard (@guest_670297)
November 9, 2018 11:17

Yes, you are probably right. I might be too nice of a guy. I was just thinking that at the minimum, I want to be made whole by recouping the fees (less opportunity costs of course).

mjs
mjs (@guest_670348)
November 9, 2018 12:36

It is insane though that this is the only bank that actually has a person going through legitimate DD and looking at the freaking name!

I might have had some sympathy if they got slammed by the promo and blew their budget, but they’re coming back again re-opening the offer.

Kristina Casey
Kristina Casey (@guest_706739)
January 15, 2019 19:32

Any update on how this went for you? We procrastinated on calling until today and they’re denying the bonus because the DD was in my name and not my husband’s, like the account.

James Hubbard
James Hubbard (@guest_669049)
November 7, 2018 13:45

Be careful if you do this deal. The direct deposits must come from an account with your name. I was denied the bonus because the direct deposits came from my wife’s work and not mine. Not really happy as I have paid $18 in fees for nothing. Not sure if I will file a CFPB or not.

Ken
Ken (@guest_667246)
November 3, 2018 13:21

finally replied to my SM 7 days later. Bank just called and said I didn’t have direct deposits at all. When I mentioned my 2x Amazon deposits since that’s my job reselling they then said I only had them twice and not monthly. Terms only said to setup DD in 90 days and also “have your DD made to this account within 90 days” which I fulfilled.

vish
vish (@guest_665089)
October 30, 2018 12:47

Did anyone close the account after getting the bonus?
if anybody closed, was the $25 fee for closing account was applied?