Full List Of Negative Changes Citi Is Making On July 29th, 2018

In case you missed it Citi is making some negative changes:

I wondered what other changes they are making and thought I should probably answer that for myself. Note these changes are confirmed for the Citi Prestige, I’m not sure about other cards. All changes will go into effect on July 29th, 2018.

  • Worldwide Car Rental Insurance: Maximum coverage decreased to $75,000 from $100,000
  • Trip Cancellation & Interruption Protection: No longer covers travelling companions. They MUST be family in order to qualify.
  • Damage & Theft Purchase Protection: Coverage is now secondary, previously it was primary for everybody apart from those in New York. Excluded items will also include: lost items, firearms, ammunition, jewelry, watches, tires or items that are under the care and control of a third party including, but not limited to, the U.S. Postal Service, airlines, or delivery services.
  • Trip Delay Policy: No longer covers travelling companions. They MUST be family in order to qualify.
  • Lost Baggage Protection and Travel & Emergency Assistance: No longer covers travelling companions. They MUST be family in order to qualify.
  • Citi Price Rewind: See those changes here. In addition the following items are excluded: won’t include consumables, tires, watches, firearms, or ammunition. You won’t be reimbursed if the lower priced item is found at a warehouse club where the merchant requires a customer to pay a membership fee.
  • 90 Day Return Protection: Maximum reimbursable per year is going from $2,500 to $1,500. No only covers 90 days, previously it was 120. Will also no longer apply to the following: include firearms, ammunition, tires, jewelry, furniture or appliances.

I suspect cardholders will receive letters outlining these changes soon.

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