Offer at a glance
- Maximum bonus amount: $200
- Availability: Athens, Conyers, Macon, or Milledgeville in GA. Full list of eligible zips on the landing page
- Direct deposit required: Yes, $1,500+ cumulative within 90 days
- Additional requirements: See below
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: None listed
- Household limit: None
- Expiration date: None listed
Contents
The Offer
- Robins Financial Credit Union is offering a $200 bonus when you open a new checking account and complete the following requirements within 90 days:
- receive cumulative direct deposits totaling at least $1,500
- maintain a minimum average daily balance of $500 in the checking account for the entire 90‑day qualification period
The Fine Print
- New members only. Offer available to individuals who open a new membership and new checking account that reside within eligible ZIP codes located in RFCU’s designated growth markets.
- The $200 bonus is provided as a promotional incentive and is subject to qualifying requirements.
- To qualify for the $200 incentive, members must, within 90 days of account opening, receive cumulative direct deposits totaling at least $1,500 and maintain a minimum average daily balance of $500 in the checking account for the entire 90‑day qualification period.
- The incentive will be deposited into the checking account after all requirements are met and the 90‑day qualification period has ended.
- Offer subject to change.
- Membership eligibility required.
- Contact the Credit Union or visit our website for additional information, eligibility, and ZIP code location(s).
- Federally insured by NCUA.
- For purposes of this promotion, a qualifying direct deposit must be an Automated Clearing House (ACH) credit of wages, salary, pension, Social Security, or other recurring income deposited by an employer, government agency, or benefit provider.
- Deposits originating from peer‑to‑peer payment services (including but not limited to Cash App, Zelle®, Venmo®, or PayPal®), individual‑to‑individual transfers, cash deposits, check deposits, mobile deposits, or internal account transfers are not considered qualifying direct deposits.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Classic checking has no monthly fees to worry about.
Early Account Termination Fee
I didn’t see any in the fee schedule
Our Verdict
Bonus is relatively easy we just don’t have any datapoints on hard/soft pull etc.
Hat tip to ShawntheShawn
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
