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Churnobyl
Churnobyl

I opened in August and did 10k worth of legit DDs in Sept, Oct, Nov, Dec. No bonus yet.

Kris
Kris

I wonder if they are just not paying out bonuses now, since no one has gotten one recently. Did you contact customer service to see what’s going on?

Steve
Steve

Good news for those of us who didn’t use real DD. Can you contact them and ask about it for us?!

Churnobyl
Churnobyl

I talked to them about this on the online chat function. Here is what the rep said:

I have reviewed the records and see that the account was opened on 31st of August 2022 with the offer online and up on meeting the requirements for 3 consecutive months, you will receive the bonus after 8 weeks, it should be the first week of February 2023

I would request you to wait till 2nd week of Feb and get back to us if you have not received the bonus up on meeting the requirements and we will help you further with an investigation.

Jester
Jester

I also spoke with the chat support. She said I wasn’t eligible due to not meeting the direct deposit requirement.. even though my Schwab pushes have been waiving the monthly maintenance fees for over 4 months.

Ended up just cutting my losses and closing it down.

The cartel bank wins again. : /

vc
vc

Wow. You didn’t do real DD & you actually asked them why you didn’t get your bonus? 🤣 I honestly still would have waited to see if it would pay out. I wouldn’t have closed it. Better luck next time.

Jester
Jester

Schwab brok push might be dead. 4 months.. nothing

Kris
Kris

I used ally, no bonus yet. Another user used chase, they haven’t received anything either. Wondering if no ach work now?

Jester
Jester

a real tragedy. might try to call in for a hail mary before closing her down.

somehow the monthly fee is being waived though?

**Recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s) per calendar month**

Kris
Kris

That’s what I thought too but on this page under avoiding fees section it says “According to this document the monthly maintenance fee is waived for the first six months for the HSBC Premier checking account. It’s not clear if something similar also applies to the Advance checking account”.

It would be helpful if we had more recent data points on what people used, account to account transfer and real dd. Also, if anyone has gotten the bonus at all since July.

Josmitn
Josmitn

Will multiple ACHs (totaling > 10k/month) work?

Kris
Kris

Anyone who opened their account in august get their bonus yet?

Opened mine Aug 18th.
Pushed 10k from Ally for months Sep, Oct, Nov and even Dec just to make sure.
Nothing yet as of Dec 8th.

Keroppi
Keroppi

I did the same, and haven’t gotten anything yet.

Kris
Kris

You used ally too? Anyone try anything different and also not get it?

Keroppi
Keroppi

Yes, Ally

Kris
Kris

Get anything yet?

Keroppi
Keroppi

Still nothing

Frank
Frank

I’m in same boat. I’ve done August through December. From Chase. No bonus.

Bugsgrandma
Bugsgrandma

Opened 8/18, pushed 10k each month from Discover and still no bonus.

Don't Panic

Discovered right *after* closing (hopefully it helps someone else though):
$300 for referrer, $500 or $1k for referred (for $75k+ or $500k+ deposit); expires 4/30/23; like above, “current or past” account holders not eligible – https://www.us.hsbc.com/share-the-experience/referral/

William Charles, I didn’t find this one mentioned on DoC yet, and wonder if there’s a more suitable place to do so. Apologies if I simply missed it, or if this would have been better elsewhere.

Tammith
Tammith

6/27 opened account
7/08 $10,005 transfer from CapOne 360
8/08 $10,005 transfer from CapOne 360
9/07 $10,005 transfer from CapOne 360
9/30 $500 bonus posts

MamaSmurf
MamaSmurf

What did they code as / show up as on your statements?

gsoul
gsoul

I did $10001 push to hsbc with Relay and it coded as this: ACH CASH CONCENTRATION RELAY-CREDIT

Does anyone know if this means it will code as Direct Deposit?

Sheri
Sheri

Ally ACH transactions are coded as P2P now. 🙁

Keroppi
Keroppi

Yeah, but they might still count it?

Zoey
Zoey

Hi Sheri Have you received your bonus yet? Wondering if Ally ACH still works.

Pat
Pat

Opened an HSBC checking on 04/20. I did 10k ACH deposit from Chase checking in each month (including April) and still nothing. I used real time transfer from Chase and they got coded as RTP (but not DD). Can it be an issue? One of my deposits was from etrade and it got coded as ACH.

Is it fine to contact them? How long should I wait further to receive the SUB?

Sheri
Sheri

RTP are not the same as ACH payments. It’s a different network (only a few banks are participating at the moment). You will need to select and schedule an ACH transfer.

Pat
Pat

I guess, its time has passed. I think, it is better to close the account, since it looks to be ineligible for SUB 🙁

GJ
GJ

Just adding a data point here. I received my $500 HSBC bonus today after doing ALL Etrade transfers, not real DDs. I did not see Etrade on the list of possible DDs for this bank.

Etrade Transfers were coded as “ACH DEPOSIT FROM MSPBNA BANK-TRANSFER”.

Timeline:

6-22-22 first 10k transferred from etrade
7-5-22 15k transferred (not sure why I did 5k more than needed–user error?)
8-2-22 15k transferred again
9-6-22 15k transferred again
9-6-22 $500 bonus posted (coded as “2022 Q2 ONLINE ACQUISITION CAMPAIGN”) within hours of the transfer same day–not sure if this last transfer was even needed but I did it anyway.