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Tammith
Tammith

6/27 opened account
7/08 $10,005 transfer from CapOne 360
8/08 $10,005 transfer from CapOne 360
9/07 $10,005 transfer from CapOne 360
9/30 $500 bonus posts

gsoul
gsoul

I did $10001 push to hsbc with Relay and it coded as this: ACH CASH CONCENTRATION RELAY-CREDIT

Does anyone know if this means it will code as Direct Deposit?

Sheri
Sheri

Ally ACH transactions are coded as P2P now. 🙁

Keroppi
Keroppi

Yeah, but they might still count it?

Pat
Pat

Opened an HSBC checking on 04/20. I did 10k ACH deposit from Chase checking in each month (including April) and still nothing. I used real time transfer from Chase and they got coded as RTP (but not DD). Can it be an issue? One of my deposits was from etrade and it got coded as ACH.

Is it fine to contact them? How long should I wait further to receive the SUB?

Sheri
Sheri

RTP are not the same as ACH payments. It’s a different network (only a few banks are participating at the moment). You will need to select and schedule an ACH transfer.

Pat
Pat

I guess, its time has passed. I think, it is better to close the account, since it looks to be ineligible for SUB 🙁

GJ
GJ

Just adding a data point here. I received my $500 HSBC bonus today after doing ALL Etrade transfers, not real DDs. I did not see Etrade on the list of possible DDs for this bank.

Etrade Transfers were coded as “ACH DEPOSIT FROM MSPBNA BANK-TRANSFER”.

Timeline:

6-22-22 first 10k transferred from etrade
7-5-22 15k transferred (not sure why I did 5k more than needed–user error?)
8-2-22 15k transferred again
9-6-22 15k transferred again
9-6-22 $500 bonus posted (coded as “2022 Q2 ONLINE ACQUISITION CAMPAIGN”) within hours of the transfer same day–not sure if this last transfer was even needed but I did it anyway.

Jay5
Jay5

I had been patiently waiting for my HSBC bonus eligibility to return this summer/fall. I thought 2022 would be the year I could churn, but they added the blanket term about not being eligible if a checking account is on file. Sad day! I think I closed my account around December 2018.

Sam
Sam

I opened account in May and made DD in June, July and August. Haven’t received yet. Wait for successful DP.

Sam
Sam

Got it.

Chris
Chris

Has anyone received bonus in September? I signed up in April and had qualifying direct deposits in May, June, and July.

Tony
Tony

So finally 5 days later: email says declined cuz couldn’t verify your identity. Is offer only valid on-line? I have a branch walking distance; would visit with all IDs help? Or they go by what credit agencies say, anyway – not by who/what’s in front of their eyes?

dave69
dave69

anyone know if there is an early account termination fee?