Update 11/16/21: Deal is back and valid until 12/31/21. Hat tip to reader Davis
The Offer
- Idaho Central Credit Union (ICCU) is offering a bonus of 32,000 points (worth $200) when you open a Visa Rewards card and spend $500 a month for the first 3 full months
Card Details
- No annual fee
- Card earns 2x points per $1 spent
- 0% interest for 6 months
Our Verdict
Nice little cash bonus on this card, spend requirement isn’t too hard to meet. Unsure how easy it is to get approved for this card. Once we know more we will add this to our list of the best credit card bonuses.
Hat tip to reader Davis
How is this good (SUB OR ongoing)?
Now through August 15, 2022, earn unlimited 2.5% CASH BACK when you use your ICCU Premier Rewards Visa Credit Card on select purchases.*
(Service stations, automated fuel despensers, golf courses, sporting goods, campgrounds, bicycle shops)
5% on restaurants until 2/27
Bonus points are only valid for the following Visa Merchant Category Codes: 5812 restaurants and 5814 fast food restaurants. Bonus points are only applicable for consumer ICCU Premier Rewards and Rewards Visa Credit Cards. Not valid for ICCU Business Rewards Visa Credit Cards. ICCU Premier Rewards Cards earn eight points per one dollar spent; eight points per dollar spent is equivalent to approximately 5% cash back. ICCU Rewards Cards earn four points per one dollar spent; four points per dollar spent is equivalent to approximately 2.5% cash back. Cash back redeemable at https://rewards.iccu.com/. Cash back paid as statement credit to cardholder. Offer valid from 02/09/2022 – 02/27/2022. Must have a consumer ICCU Premier Rewards or Rewards Visa Credit Card to participate. Points will be posted during the following month. All loans OAC.
Something to note is the points aren’t redeemed 1 to 1, so the card isn’t a 2% card
Got an email saying they are offering now till Dec 25th 2.5% cash back.
Note that this bonus requires $500 spend PER MONTH for each of the first 3 months. So not as nice as the Chase Freedom bonuses where you only have to do $500 total over the first 3 months.
what would be the main benefit of this card? many other cards also offer $200 – $300 SUB with only one time $500 spend.. I’m confused what would be the benefit of this card when it requires 3x $500 spend?
Offer is back https://www.iccu.com/visarewards/
When I called in about this offer a week ago, the rep said they pull all 3 credit bureaus and average them. Just worth noting.
well that’s obnoxious
I have this card and they only HP EQ. May have SP the others.
When did you apply for it Alex?
That’s definitely not true. I have one of their Visa cards opened last month and it was a EQ HP.