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S
S (@guest_2000117)
February 7, 2025 13:56

Has anyone (sole prop) tried this bonus if you previously had a personal account with them? They seem to have lifetime exclusion language but not sure if that extends to business accounts.

Christopher Robin
Christopher Robin (@guest_2000143)
February 7, 2025 14:16
  S

S Both P1 and P2 opened personal and business accounts on the same branch visit. This was during Summer 2022.

S
S (@guest_2000152)
February 7, 2025 14:32

Good to know, thank you!

Yet Another Redditor
Yet Another Redditor (@guest_1995439)
February 1, 2025 13:31

Extended to 7/31/25 Offer link archived at https://archive.ph/WAFkn for future reference.

RM
RM (@guest_1953251)
November 16, 2024 23:43

 William Charles The $500 bonus tier seems to be gone. The only thing left is the $300 bonus tier with the following requirements:

To qualify, open a new Entrepreneur Checking account, enroll in business online banking & e-statements, deposit & maintain $1,500 or more, & complete 5 qualifying transactions within the Qualification Period.” https://www.wintrust.com/business-solutions/business/banking/deposit-solutions/business-checking-savings-promo.html

GZG
GZG (@guest_1949751)
November 12, 2024 15:38

used t-mobile for the debit card transactions which started a nightmare because they code as ‘A2A debit terminal’ which means they weren’t coded as “normal”? debit card transactions

have pepper now so that won’t happen again, but avoid using mobile/bill providers for debit card transactions, NASA FCU had the same complaint as well

wasn’t paid out the bonus until I:

filed a complaint with the branch, branch manager, CFPB, OCC, and a day after I file an ethics complaint with their internal ethics board provider thing, I got paid.

tried to request a product change to their free business checking product to see if I could the last two months of fees waived that I wouldn’t have incurred if they had paid on time, but they don’t do that, they would only open a new account.

what a nightmare.

Sam
Sam (@guest_1943481)
November 2, 2024 19:38

I went directly to the bank’s website to see the limitations and could not find that it area specific or limited to certain states. Where did you guys find this?

Bedu
Bedu (@guest_1933019)
October 15, 2024 23:02

For IL, is SSN for some prop enough for this bank?

G
G (@guest_1937054)
October 23, 2024 14:34

They also asked me for a DBA letter but took SSN instead of EIN

Lori
Lori (@guest_1879384)
July 22, 2024 07:26

There is actually a $300 and $500 option and money only needs to be in the account the last day of the month for 2 consecutive months after account opening, so not a hold for the full time. The below is the terms for the $500 and a link to the full offer. I didn’t read the $300 terms but am assuming it is similar.

9. Business Community Checking Bonus Qualifications. (i) Open new Business Community Checking account; (ii) mention offer during in-branch account opening; (iii) maintain at least $5,000 on each of the last business days for 2 consecutive calendar months after the calendar month the account was opened (‘Qualification Period’); (iv) complete 10 qualifying transactions (ACH debit, ACH credit, wire transfer, or debit card transactions) within the Qualification Period; & (v) enroll in business online banking & activate e-statements within the Qualification Period. New account must be open & have a balance greater than $0 to receive bonus payment. Balance determined as of end of each business day as funds currently in the account including deposits & withdrawals made in the business day. For eligible customers, bonus is deposited into the new account within 30 calendar days after the Qualification Period.

https://www.wintrust.com/business-solutions/business/banking/deposit-solutions/business-checking-savings-promo.html

Celia 🔗
Celia 🔗 (@guest_1856577)
June 6, 2024 13:55

Finally got around to doing this. Quick in branch open, printing the debit card and temp checks too majority of the visit. Said no issue getting bonus as long as I’ve never gotten a biz one prior.

GZG
GZG (@guest_1854773)
June 4, 2024 12:58

Applied in branch today, was approved, no HP, no second chex pull, I got a chex pull when approved for the personal account a few weeks back

they confirmed on the phone yesterday having a personal account wasn’t disqualifying for the bonus, only having a previous biz account was.

both promos applied

https://i.gyazo.com/c03a96df792dd633ff805b5dc6d57e43.png

taro
taro (@guest_1853614)
June 1, 2024 15:08

this definitely needs an “IN BRANCH” disclaimer in the post title…no way to open the account online with offer attached. terms say “must mention in branch”….

GZG
GZG (@guest_1853631)
June 1, 2024 15:51

any idea if this means that having a personal checking with them is disqualifying?

> This Business Community Checking account bonus offer is not available to existing or closed checking account customers of WTFC and its subsidiaries or its active employees.

Wayne
Wayne (@guest_1853870)
June 2, 2024 07:19

The way it is written leads me to believe if you have had a business or personal account in the past you will not qualify for this one. I would like to be proven wrong.

GZG
GZG (@guest_1854075)
June 2, 2024 19:10

yeah, but I think a lot of the banks with bonuses for both are written that way, but you can get both personal/biz US bank and Huntington

esaphire3
esaphire3 (@guest_1853777)
June 1, 2024 22:15

I successfully opened this account over email using DocuSign. I used a chicago address that is not far from a branch.

GZG
GZG (@guest_1853818)
June 1, 2024 23:47

they accept/acknowledge the promo code over email?

esaphire3
esaphire3 (@guest_1853823)
June 1, 2024 23:57

I used a generic contact form on the website and mentioned the flyer

Ryan
Ryan (@guest_1854883)
June 4, 2024 16:16

Did you exclusively use email to get the account or did you talk with them on the phone? the CSR person that reached out to me after I put in a contact form request said I should visit a branch or call in. Also, did the promo code work? The terms did say something about opening in a branch.

esaphire3
esaphire3 (@guest_1854929)
June 4, 2024 18:19

Email only. I double checked the account opening docs before I DocuSign them and the bonus disclosure was there so I think that means it’s attached.

Daniel
Daniel (@guest_1856629)
June 6, 2024 15:33

Which branch was it? As I filled out the form too but was told to call a branch. The CSR said a visit to branch was required. esaphire3

EK
EK (@guest_1858577)
June 11, 2024 15:12

esaphire3 could you please share email address you used to email Wintrust? thank you!