Posted by William Charles on April 13, 2019
Bank Account Bonuses

Published on April 13th, 2019 | by William Charles


[Expired] [IL, In Branch only] Wintrust Community Bank $300 Business Checking Bonus

Deal has expired, view more bank bonuses by clicking here.

This is a WinTrust Community Bank, so I think the details for hard/soft pull will be the same as this similar deal from another WinTrust Bank (Town Bank). There is a similar deal for personal checking as well and that has been available at all Wintrust Community Banks, so I assume that is the case with this deal as well.

Offer at a glance

  • Maximum bonus amount: $300
  • Availability: IL [Branch locator]
  • Direct deposit required: No
  • Additional requirements: See below
  • Hard/soft pull: Soft pull
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees:
  • Early account termination fee:
  • Household limit:
  • Expiration date: June 30th, 2019

The Offer

No direct link, see mailer below. This is a WinTrust bank, in a similar WinTrust Bank deals the mailer wasn’t required and the promotion was available to everybody.  Fine print also just says you need to say your aware of the promotion when opening the account

  • Receive a sign up bonus of $300 when you open a new Entrepreneur checking account and complete the following requirements:
    • Mention promo code WFC00DMEC300
    • Deposit and maintain $1,500 or more in new money
    • Complete 5 qualifying transactions
    • Enroll in online banking and activate eStatements

The Fine Print

  • Offer not available to existing or closed checking account customers of Wintrust Financial Corporation and it’s subsidiaries or its active employees
  • Limit one bonus payment per customer
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has a $15 monthly fee, this is waived if you have an average daily balance of $1,500

Early Account Termination Fee

I wasn’t able to find a full fee schedule so I’m unsure if there is any early account termination fee or not.

Our Verdict

Looks like a relatively easy bonus to meet the requirements for. Assuming it’s a soft pull like the other WinTrust bank brands I do think this is worth doing if you live near a branch. I’ll likely add this to our list of the best checking account bonuses once we’ve confirm it’s a soft pull to open the account.

Hat tip to reader Matthew R

Useful posts regarding bank bonuses:

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We just switched over to Wintrust for our personal accounts with a similar offer last month. If it’s one bonus per customer, I wonder if I can do a business one with my EIN.


My husband went to open this at our local WinTrust bank last week and was told that the offer had expired.

Big oof.


William Charles Flyer says expires 5/31/19, post says 6/30/19, another user reports being told it was expired in branch 6/11/19. Either way, this one’s dead.

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