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Brad
Brad (@guest_1858942)
June 12, 2024 12:21

 William Charles This looks to be back but it expires July 31st. I was approved with high Chex numbers and I did not have the option to fund with a credit card. Account went to review and I was approved two days later. $250

https://www.firstmerchants.com/personal/banking/checking-accounts/advantage-checking/get-250-offer

mothman69
mothman69 (@guest_1859139)
June 12, 2024 21:12

It appears to be targeted for Ohio residents only.

Primary accountholder must be 18 years or older, reside in Ohio and the account can be opened online or an Ohio banking center.

ReedMuller
ReedMuller (@guest_1859143)
June 12, 2024 21:37

https://www.firstmerchants.com/personal/banking/checking-accounts/advantage-checking/atm-250-offer

This one also might be worth to look as it seems doesn’t target Ohio residents with similar requirements.

mothman69
mothman69 (@guest_1859148)
June 12, 2024 22:08

Thanks.

Kinda strange for them to have a separate Ohio-only version with the exact same requirements.

mothman69
mothman69 (@guest_1859231)
June 13, 2024 07:45

Also strange, the application is saying that ATM250 is an invalid code although it should be good through 12/31/2024.

Brian
Brian (@guest_1859929)
June 14, 2024 19:52

Indiana resident here. I kept getting an invalid code as well so I went into the branch today and was approved with the ATM250 promo code applied. The bankers said that they didn’t even know that the promo was out there. They said I was the first to mention it and that they usually know in advance if the promos.

I have high Chex numbers but was instantly approved.

mothman69
mothman69 (@guest_1860583)
June 17, 2024 07:28

That’s good to hear the promo code works in-branch. I’ll have to wait for them to fix their online application system since there are no branches near me.

mothman69
mothman69 (@guest_1861053)
June 18, 2024 07:51

Update: the online application is now accepting the ATM250 code

Aaron M
Aaron M (@guest_1661111)
July 27, 2023 15:47

P1 and P2 both received a letter from First Merchants earlier this month – “RE: Notice of Data Incident”.

– occurred between May 28 and May 30, 2023.
– personal information potentially affected may include name, contact info (telephone, address, email), date of birth, SSN, mother’s maiden name, online login ID, and/or other financial account info (acct & routing #s)
– online banking password was not captured or compromised
– offering 12 months of ID monitoring services through Kroll

Mine and P2’s accounts were closed in October 2022.

Tara
Tara (@guest_1551562)
February 7, 2023 10:16

anybody get a 2022 form 1099 for the checking account bonus yet? i havent gotten anything in the mail and nothing in my eDocuments either still..

mothman69
mothman69 (@guest_1551660)
February 7, 2023 12:31

Tara Both P1 & P2 received 1099-MISCs via mail about 2.5 weeks ago.

Tara
Tara (@guest_1566651)
March 1, 2023 19:00

weird they never mailed to me or P2. guess ill just capture it as 1099misc in my tax software. thx

Aaron M
Aaron M (@guest_1470913)
October 22, 2022 20:53

3/29 – opened Elite checking
4/12 thru 5/2 – pushed $500 from a few banks (see bottom of post for transaction descriptions)
5/1 – completed 15 Cash App debit transactions
5/3 – $400 bonus received, “BRANCH CHECKING OFFER REWARD”
6/14 – downgraded to Carefree Checking by calling branch
10/20 – closed account via sending secure message in online banking (yes, this worked, in fact I had called support and the rep told me to send a SM; had already zeroed balance; received email and final e-statement on 10/21 indicating account is closed)

Here are my fake DDs, doubt Ally or Discover triggered the bonus:
ALLIANT CU/XFER
JPMorgan Chase/Ext Trnsfr
DISCOVER BANK/P2P
FID BKG SVC LLC/MONEYLINE (Fidelity CMA)
ALLY BANK/P2P
CAPITAL ONE N.A./CAPITALONE

Megan McBankyFace
Megan McBankyFace (@guest_1467570)
October 17, 2022 18:46

I have the Elite, was a $400 bonus and $20/mo fee I never knew I could downgrade I just ate it. Just hit 6 mos sent SM and got this reply below. I am close to one I’ll just go in branch but as a head’s up:


Thank you for contacting Customer Care. To change your account type, you would need to contact your local banking center. We are unable to close out accounts that are interest bearing, via Customer Care. In order to close your interest-bearing account, please visit your local banking center. The banking center will need your signature to close the account. If you are not near a banking center, you may send a notarized letter via mail to the banking center. The letter must include the following:

Your name
Copy of your driver?s license or other pictured ID
Instructions/Request to close the account
Address to where any funds remaining may be sent

Please note, there is a $30 fee for closing an account via mail. There is no charge to close an account in person at the banking center. Any signer on an account may close the account at the banking center. If you need further assistance, please reply to this message, or call Customer Care at 1-800-205-3464.

JDiggity
JDiggity (@guest_1453111)
September 26, 2022 20:40

Interesting DP
Account opened OOS 7/15
7/28 $501 DDA 2 DDA Wells Fargo push
8/2 15 $0.50 Amazon reloads
8/5 closing entry (check issued) and call received that account would be closed due to being out of footprint
8/8 $501 employer DD returned to employer

Thought this was all over and moved on

9/26 received statement in mail. $200 promo posted 8/26 woohooo
9/26 Zelle’’d money out ASAP

Justmeha
Justmeha (@guest_1416578)
July 29, 2022 02:17

Dosent seem to be any mention of the offer on the website. Could it have been pulled?

Justmeha
Justmeha (@guest_1418580)
August 2, 2022 02:39
David
David (@guest_1414357)
July 24, 2022 13:54

Hi, is this $400 checking promo still available? Thanks!

VGT
VGT (@guest_1412653)
July 21, 2022 01:28

Did anyone recently got paid for the new July offer?

RyanE
RyanE (@guest_1415662)
July 27, 2022 07:51

P1 and P2 opened accounts 7/6. $500 Ally push on 7/11 and completed 15th Amazon reload (all less than $1) 7/15. Made real $500 DD 7/22. No bonuses posted yet, which seems odd since other DP indicate bonus posting day after meeting requirements.

VGT
VGT (@guest_1419658)
August 3, 2022 22:04

RyanE Same here, it seems like this has been pulled back. Did you end up getting your bonus?

RyanE
RyanE (@guest_1419896)
August 4, 2022 11:33

Still have not received the bonus. I definitely applied while the offer was still on the webpage (7/6/22)

killdozer
killdozer (@guest_1411245)
July 18, 2022 18:43

Never been able to login to online banking. Always a 500 internal server error. Their IT dept and ticket system are incompetent and its the usual try a different browser / cache / phone / cookies, different IP, etc and its the same 500 internal server error every time. They force you to enable e-statements via online banking and not over the phone so ive been forced to pay e-statements and monthly maintenance fee and call in anytime I need to see my balance. Cant wait to close this annoying account but waiting for the 6 month mark so they dont clawback.