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Josh
Josh

Acct opened – 6/29/20
Employer DD $500 – July, Aug, Sep, Oct
Monthly Venmo $500 debit spending – July, Aug, Sep, Oct
$250 spending bonus – posted on 8/14
$250 DD bonus – posted on 10/15

ps
ps

Open -07/02
Monthly 500 real deposit – July, aug,September, Oct
Real spending – in store
09/15 – spending 250 bonus
10/15 – dd 250 bonus
Oos – Nj resident

vc
vc

I was going to keep the acct, but I will probably close it. I tried waiting on them to post my dd bonus. Rep is claiming that I need to wait 60 days, til end of this month bc they need more time bc of the pandemic. That’s bs. He’s submitting a ticket, so hopefully, it’ll post soon.

Vince Wang
Vince Wang

On the same boat. Fingers crossed.

Nick
Nick

Has anybody thought about whether they’re keeping this account open or not? 3% APY on $10k is pretty good right now and Andigo is completing the merge transition with Consumer’s Credit Union in June 2021 (https://www.andigo.org/Merge). A lot of us won’t be eligible to churn before then (if Andigo even does another promotion) and Consumer’s doesn’t seem to even do personal account promos, so it wouldn’t be surprising if they still don’t after the transition.

abourneFL
abourneFL

Did anyone trying to use Schwab Brokerage for DD get the bonus yet? I applied late May, did DDs May, June, July, and August and didn’t get a bonus on 9/15 payout round.

Schwab Brokerage is appearing classified as DD on my monthly statements

C
C

I opened mid-May, did Schwab, as well as several other methods (all classified as DDs) that would presumably have worked, and it looks like I will not be getting the bonus (cannot imagine it posting mid-Oct). I did get the other $250, but pretty frustrated.

Jason_08
Jason_08

Received my DD bonus. had real $500+ DD’s for Jun|July|Aug|Sep

09/15 Interest Adjustment-Deposit BLOOM500 $250 New Checking Bonus

Ro
Ro

05/18/2020 Opened account
07/06/2020 Made $500 Venmo payment with debit card
08/16/2020 Received $250 debit card bonus)
09/15/2020 Received $250 Bonus for Direct Deposits (May, Jun, Jul, Aug)

Samosa
Samosa

Has anyone tried depositing Money Orders through their app?

Yaro
Yaro

Venmo worked for me. I think MO should work too.

Samosa
Samosa

I agree, purchasing MOs with their debit card would most likely work to meet the spend requirement. But I am wondering about depositing MOs via their app.

Jason_08
Jason_08

Not many banks accept MO’s via the app. I would probably not think Andigo accepting them either.

MT
MT

I did, several times.

Nav
Nav

01/30 – Received $250 Bonus for P1 (Debit Card purchases Bonus)
03/30 – Received $250 Bonus for Direct Deposit for P1
02/15 – Received $250 Bonus for P2 (Debit card purchases bonus)

08/25 – Sent a secure message to close the account. Received $5 cashier’s cash each for P1 & P2.

rich
rich

the nerve of this bank, they are actually fighting me on not paying the bonus, they do not understand my ACH is my DD!!!!!

Megaman
Megaman

Uh…an ACH is typically not a DD. Why are you fighting this? What are you using for your ACH?

rich
rich

why am I fighting this? because the ad said Adulting is Hard $500 is easy! well lets see how easy this is because I’m not letting this one go!

Snowbird
Snowbird

ACH is typically not a direct deposit, although some banks will consider it a DD. If you can’t play by the rules, then don’t play the game. All you will accomplish is ruining it for the rest of us who abide by the rules.

Megaman
Megaman

It specifically also says this:
“Qualifying direct deposits are regularly recurring electronic deposits from your employer or government agency (e.g. Social Security). Person-to-person and bank transfers between your Andigo accounts or accounts you have at other financial institutions or brokerages do not qualify.”

You should not be contacting the bank when you’re not using legit methods.

Jason_08
Jason_08

Apparently, adulting is hard when you can’t even read the rules from the bank (which are clear as day) and then you try to ruin it for everyone else

ieatdogfood
ieatdogfood

Bruh.