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PntsNMiles
PntsNMiles (@guest_1370745)
April 22, 2022 11:19

This is showing on the “Best Bank Account” list still under state specific. May want to remove it since the deal expired.

Ethan
Ethan (@guest_1337074)
February 23, 2022 16:44

FYI you can auto close the account just by bringing the balance to $0. Customer service rep confirmed it had been closed already before I had called in. In online banking there is a status line and it will say “Closed” in red font.

Josh
Josh (@guest_1335088)
February 20, 2022 12:50

Did anyone get a 1099 from these guys?

Dan
Dan (@guest_1340136)
February 28, 2022 13:03

Nope. Do we need to report it?

Josh
Josh (@guest_1340363)
February 28, 2022 15:27

I contacted them too and they said that no interest was generated in 2021 so no 1099-INT.

Should you report it? Yes. Will I? Likely not.

mothman69
mothman69 (@guest_1286201)
November 19, 2021 16:33

Applied in-branch and approved with Chex at LOL level. The banker noted that I have a lot of inquiries and would normally be automatically declined, but they overrode the system since I was there in-person.

Also opened for P2 at the same time and they overrode the Chex system for them as well.

The banker didn’t seem phased at all.

mothman69
mothman69 (@guest_1291800)
November 30, 2021 07:44

Update: We received two hand-written thank you cards in the mail from the banker at the branch (one for me and one for P2) thanking us for opening accounts and welcoming us to the CIBM family.

Sorry CIBM, but that personal touch doesn’t mean much to me. Besides, your banking interface is straight up garbage.

Rick
Rick (@guest_1253049)
September 13, 2021 22:04

Opened account in July. Did the requirements for August and still no $75

JohnP
JohnP (@guest_1272542)
October 25, 2021 17:27

Opened in July and just got first $75 in Oct. Was worried that I’d miss the debit card txn requirements, since it took almost a month to receive my debit card due to their confusing processes/documentation

trigger08
trigger08 (@guest_1243281)
August 23, 2021 18:16

Declined after initial application was pending. The notice said unable to open account “as your account history does not meet our minimum requirements” based on Chex. Lol, I’ve only opened 3 accounts in the last year or so.

Nick
Nick (@guest_1234233)
August 4, 2021 18:57

Application process is tedious. Website User interface is old and needs major upgrade. Communications are sent via Postal (wet signature), email (by local branch agent) and also via docusign for signing docs. Clickswitch subscription not mandatory to get bonus if you setup DD from employer (confirmed by agents).

jj
jj (@guest_1260296)
October 1, 2021 11:41

Not sure what Clickswitch was, and opted to not include it. Though I haven’t found out how to log back into my application for verification of ACH amounts, their email is of no help

JohnP
JohnP (@guest_1227214)
July 22, 2021 14:23

Finally got fully approved. The application/approval process was cumbersome, lengthy, and unintuitive. They send information in email attachments and don’t fully explain what’s necessary to get approved.

Bertrand
Bertrand (@guest_1223936)
July 16, 2021 23:48

Tried to open in branch as OOS resident but was told you have to reside within their footprint to be a customer.

Colin
Colin (@guest_1215004)
July 1, 2021 08:29

Was declined after applying likely for Chex. Although I applied for several accounts last year this was the first for 2021. They are likely pretty Chex sensitive.