Posted by William Charles on September 8, 2019
Bank Account Bonuses

Published on September 8th, 2019 | by William Charles


[Expired] [IN, IL, WI only] Marine Bank/CIBM Bank $200 Checking Bonus

Deal has expired, view more bank account bonuses by clicking here.

Offer at a glance

The Offer

Direct link to offer

  • CIBM Bank (also known as marine bank) is offering a bonus of $200 when you open a new checking account and complete the following requirements:
    • Receive one or more qualifying direct deposits with a cumulative total of at least $500 each calendar month for two consecutive months

The Fine Print

  • Offer available on new accounts opened between 8/5/2019 and 9/20/2019 and limited to one per customer.
  • Offer not available for existing CIBM Bank personal checking customers or those who have closed a CIBM Bank personal checking account within the past 12 months (including signers on joint accounts).
  • To qualify for the bonus, within 90 days of opening, the new account must receive one or more qualifying direct deposits with a cumulative total of at least $500 each calendar month for two consecutive months.
  • Qualifying direct deposits are recurring electronic deposits of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government.
  • Minimum opening deposit of $100 is required for CIBM Bank Classic Checking, Acceleration CheckingSM, Personal NOW Checking and Alternative Checking Accounts and $2,500 is required for the CIBM Bank High Performance Checking Account.
  • Account must be open and have a balance greater than zero when the bonus is paid to the account, within 150 days after opening.
  • Accounts closed within 6 months of opening date are subject to our standard early closing fee as published in the bank’s schedule of fees.
  • Cash bonus considered interest/income and reportable on IRS Form 1099-INT or 1099-MISC.
  • We reserve the right to amend or cancel any part of this offer at any time.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

Accounts closed within 6 months of opening date are subject to a $25.00 closing fee

Our Verdict

Account also offers 2% APY, this is not attractive as there are better high yield accounts available. We also recently saw a bonus of $250 with basically the same requirements, because of that I would hold off on this bonus for now and hope that bigger offer returns. I won’t be adding this to our list of the best checking bonuses.

Hat tip to DDG

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Charles Mann
Charles Mann

I am guessing they ARE ChexSystems sensitive because I opened an account with them late last year ($250 bonus then) and registered for online access, etc. and was subsequently denied after their “review”. YMMV.


When I click on the offer link, I see no mention of the $200 bonus although the required qualifications to earn the bonus and effective dates are shown. Where is the amount of the bonus shown?


If you go back to their home page, you have to click on a link that says “Get $200” to get to the page linked in this post.


Acceleration Checking is the most attractive account, and the ETF is only $25, not $75.


My first ChexSystems denial. I’m at 19 accounts in the past 12 months and 24 in the past 24, so I’m surprised it took that long. I had another instance where a CU denied me online but were happy to open the account in person. In this case, they approved my account, and sent trial deposits, but then sent me a form letter denying me after manual review.


Chex sensitive. Denied.

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