Posted by William Charles on December 7, 2016
Bank Account Bonuses

Published on December 7th, 2016 | by William Charles

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[LA, MS, FL, AL, TX] Hancock Whitney Bank $100 Savings Bonus [Targeted]

Offer at a glance

  • Maximum bonus amount: Up to $100
  • Availability: LA, MS, FL, AL, & TX only
  • Deposit Required: $2,500-$10,000
  • Deposit Length: Until March 31st, 2017
  • APY: Wasn’t able to find rates anywhere
  • Hard/soft pull: Soft
  • Credit card funding: None
  • ChexSystems: Unknown
  • Monthly fees: $3, waivable
  • Early account termination fee: $25, 180 days
  • Expiration date: December 31st, 2016 June 30th, 2017
  • Household limit: One per household

The Offer

Direct link to offer

  • Open a silver savings account with Hancock Whitney Bank in branch and receive a gift card of up to $100, depending on the minimum balance. You must maintain that balance until September 30th.
    • $25 gift card with a $2,500 minimum balance
    • $50 gift card with a $5,000 minimum balance
    • $100 gift card with a $10,000 minimum balance

hancock-whitney

The Fine Print

  • To be eligible for the promotion: A Silver Savings account, with new money not currently held by Hancock Bank or Whitney Bank, must be opened with an opening deposit of $2500 or more.
  • The gift card amount will be based on the balance of the Silvers Savings account as of 03/31/17. Gift card will be sent to the address associated with your new account within four to six weeks after the qualification expiration date of 03/31/17. Limit one gift card per household. Limit of one new savings account related bonus per calendar year.
  • The offer is non-transferable and valid only for person residing at the address the mail was sent to. This cannot be combined with other offers. Note: In this past this has not been enforced at all.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

This account has a $3 monthly service charge, this is waived if any of the following occurs:

  • Maintaining a $200 minimum daily balance or if you are under the age of 18 or age 65 and over.
  • Link a Connect or Priority Checking Account.

Our Verdict

It’s usually possible to get a similar $100 savings bonus with a $300 checking bonus from Hancock Whitney although that does require a much higher deposit of $20,000. According to the fine print it looks like the deposit doesn’t have to be there for the whole duration, but only needs to be there on March 31st, 2016 – but that seems odd to me.

That’s a pretty good bonus if that’s the case, but you still need to go in branch for a $100 bonus so we won’t add it to our best offer page.

Big thanks to reader, Chalkitup who let us know. Please consider sharing bank bonuses with this site so we can make it even better.

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Natalia
Natalia

Repetitive offer I think.
They seems to be repeating same offer every 3 months – ending at the end of the quarter.
I have completed and received $100 bonus for March 31 Requirement date of balance. I managed to scramble 10k for a few days. Day before and day after the March 31 – required date in my case.

Got the promo code online by providing e-mail and took it to the branch

My mom from out of town did the same when she visited. She lives in the same state, but they have no banks near her residence. She got her 300 bonus for checking.
waiting on her June 30 required date of balance for the bonus of 100 for saving.

Now I see the same offer for 09/30/17

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