Posted by William Charles on September 11, 2019
Bank Account Bonuses

Published on September 11th, 2019 | by William Charles


[Expired] [MA, NH] Service Credit Union $100 Referral Bonus For Both Parties – Direct Deposit Not Required

Deal has expired, view more bank account bonuses by clicking here.

Update 9/11/19: Repositng as we now know it’s a soft pull top open.

Offer at a glance

  • Maximum bonus amount: $100
  • Availability: Must be referred and I assume you must open in branch. Branches are in NH, MA. Almost all branches are in NH [Branch locations]
  • Direct deposit required: No
  • Additional requirements: See below
  • Hard/soft pull: Soft pull
  • ChexSystems: Unknown
  • Credit card funding: Can fund up to $249 with a credit card
  • Monthly fees: None
  • Early account termination fee: None listed
  • Household limit: None
  • Expiration date: October 31st, 2019

The Offer

Direct link to offer

  • Service credit union is offering a bonus of $100 to both parties when a new member is referred and the following requirements are completed:
    • Open a new five star, basic or classic checking account
    • Open a debit or credit card and make 5 purchases totaling at least $500 within the first 60 days of account opening
    • Sign up for e-communications

The Fine Print

  • In order to qualify for the $100 referral promotion, referrer must have a Service Credit Union checking account and referred friend (referee) must open a checking account with Service Credit Union and sign up for e-communications within 60 days.
  • Referee must also get a Visa Debit Card and/or apply for and receive a Visa Credit Card with Service Credit Union.
  • Referee must make at least 5 purchases on either their new debit or credit card totaling $500 in the first 60 days of account establishment. $500 must be on one card or the other; referee cannot use both cards to reach the $500 purchase requirement.
  • Must be a member of Service Credit Union or eligible for membership with at least $5 in a primary savings account.
  • There is no limit to the number of referrals members may make. If the total of gifts received equals $600 or more in a taxable year, the credit union will issue referring member a 1099-MISC.
  • The credit union will issue on behalf of the referee a 1099-INT for the $100 as income.
  • Promotion runs from April 22, 2019 to October 31, 2019 and is subject to change or be canceled at any time.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Both the classic and basic accounts have no monthly fees

Early Account Termination Fee

I wasn’t able to find any early account termination fee in the fee schedule.

Our Verdict

Feel free to share your referral information in the comments below, seems like a bonus worth doing. We will add this to our best bank bonus page once somebody shares their referral information

Hat tip to Squarebush10

Useful posts regarding bank bonuses:

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Also of note if you go to Europe often or even just have a trip to Europe coming up- this credit union offers VPay debit cards as well, which work in places in Germany and other European countries that don’t often take regular Visa/MasterCard debit cards.


I have this checking account but I opened my account online a few years ago. I went through the referral link and it says:

To get started, please provide your email below. Once submitted, we’ll send you your unique code details and provide you with an email to send to your friend, so you can both start reaping the benefits of our Pays 2 Know program.

I submitted my email address and now I’m waiting for the special email.

If anyone is interested in the referral, please contact me: grant at travel with grant dot com


Anyone know if this bank is friendly for money orders?


There is a max credit card funding of $249, I used my Citi Double Cash.


I was able to open an account out of area online through a referral. I opened the account 6/21, completed the requirements 7/5, and never got the bonus. $249 CC funding from CIP coded as cash advance. While I was able to use someone else’s referral to open the account, I have never gotten an email after entering my email address at the link you have, or through the link in their online banking. Soft pull and not Chex Sensitive, 20+ in the last 6 months.

Dan Northington
Dan Northington

Would anyone be kind enough to send me a referral? Thanks in advance! (djnorthington at gmail dot com)

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