Update 12/7/25: There is a link for a $500 bonus. $500 offer might only be available to Lynn and Peabody residents though. Here is a $400 link if you want to use that instead. Hat tip to reader Takeda.
Update 12/6/25: Bonus is back but for $400. No end date listed. Hat tip to dealgamer & briguy
Update 9/11/22: Can be done online, view instructions here.
Offer at a glance
- Maximum bonus amount: $300
- Availability: Must live, work, or have a place of business in one of the following counties:
- Barnstable County, MA
- Bristol County, MA
- Essex County, MA
- Franklin County, MA
- Hampden County, MA
- Hampshire County, MA
- Middlesex County, MA
- Norfolk County, MA
- Plymouth County, MA
- Suffolk County, MA
- Worcester County, MA
- Hillsborough, NH
- Cheshire County, NH
- Merrimack County, NH
- Strafford County, NH
- Direct deposit required: Yes, no minimum specified
- Additional requirements: See below
- Hard/soft pull: Soft pull
- ChexSystems: Unknown
- Credit card funding: Yes, $2,000
- Monthly fees: None
- Early account termination fee: $15, 90 days
- Household limit: None listed
- Expiration date: None listed
Contents
The Offer
- Metro Credit Union is offering a $400 bonus when the following requirements are met:
- One monthly recurring direct deposit required
- Sign up for e-Statements required within 60 days of account opening
The Fine Print
- Terms & Conditions apply and are available at referlive.com/metrocuoffers or upon request at your local Metro Credit Union branch.
- Get a $300 Visa Reward Card when you register, open a new eligible Metro Credit Union My Reward Checking account at the Dorchester, West Roxbury, Burlington, Peabody – Andover Street, and Reading Branch and complete the following within 60 days of account opening: 1.) Complete one (1) or more direct deposits, AND 2.) Complete one (1) or more debit card transactions (ATM withdrawals excluded).
- Please allow 4-6 weeks for delivery of your Reward Card after completing all offer requirements.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
They offer a free checking account with no monthly fees.
Early Account Termination Fee
$15 if closed within 90 days.
Our Verdict
Worth doing now that we know it’s a soft pull and has been increased to $400.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
