Posted by William Charles on January 30, 2020
Misc

Published on January 30th, 2020 | by William Charles

16

Marcus By Goldman Sachs To Launch Digital Checking Account Next Year

Goldman Sachs has announced plans to launch a new digital personal checking product through their consumer arm Marcus. Marcus already has a savings product (currently offering a sign up bonus) and the new Apple card is also powered by Marcus as well. Later this year Goldman Sachs wants to launch an invest/wealth product as well.

Hat tip to reader CJ



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Dan - Legal Bank Robber
Dan - Legal Bank Robber

YAY more bank bonuses incoming!

bob
bob

i look forward to the money they will pay me to sign up for it

Bob (the investor)
Bob (the investor)

Me Too!

Chris
Chris

Lol, ditto!

Cjrmets
Cjrmets

Yeah same here. I hope they wait a month so I can finish my Wells Fargo $400 bonus requirement before “switching” to them

Xov581
Xov581

Nvm, saw that the IOS app is already available and android is supposedly coming soon

Ben
Ben

Does having a Marcus savings account qualify someone for the Goldman Sachs Amex platinum?

john m
john m

I don’t know. They really lowered their interest rate on their savings. Wait ‘n see.

Dubya
Dubya

Everyone lowered their savings rate. Its almost like there is some central rate they base their rates off of :-/

Cjrmets
Cjrmets

The best is when you altruistically refer a friend who is not wise to online savings account yields and then they complain to YOU about the rate cut. Like I told them to lower your yield

Anthony
Anthony

Just need them to take over U.S. Bank

Sang Kancil Guru

Stay away from these crooks. Will never hire or give my money to anyone from Goldman Sucks.

SamL
SamL

Does their website for desktop have all the functionality that all the smartphone stuff does?

I’d be interested in a checking account with a full range of banking features, like Ally, but maybe better interest.

I’ve been using rewards checking lately, but the terms keep changing and I’m sick of dealing with rinky-dink little banks/CUs that lack proper range of banking capabilities.

Sam
Sam

Great! Finally some competition. Marcus system is kind of garbage in the way that if you pull funds from it, they deduct interest from you based on the day you pulled (while your other bank won’t pay you till the funds arrive) but always good to have more competition with Ally which itself has been going downhill on customer service.

missjenniferd1🦉 🦁

true, but they also pay you when you intitiate a transfer in, on the day you initiate it as well, so that seems fair.

to avoid this, use marcus for transfers into marcus, and use ally for transfers out of marcus.

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