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Karsinogen (@guest_707040)
January 16, 2019 10:50

Just as a note, this bank sends out a 1099-MISC form for the sign-up bonus.

Karsinogen (@guest_682576)
November 30, 2018 15:51

Has anybody who signed up for this gotten the bonus yet? Made two Fidelity deposits and working on two work DDs but nothing yet.

Karsinogen (@guest_684633)
December 4, 2018 11:50

Haha, bonus posted today, 12/4.

Karsinogen (@guest_660233)
October 19, 2018 11:15

DP: CIP does not count as a cash advance when funding

Nice to knockout the MSR for the CIP in one go. 😀

FlyingBoat (@guest_647978)
September 26, 2018 14:26

Hmm. Coon Rapids did not work. But daughter lives in Otsego, just outside of twin cities and it works. It is just directly south of Elk River, so I am going to check out Joe’s Bank of Elk River for her as well.

I wonder if I should try putting my address down as hers. Its not a problem if mail goes there, but my license won’t match, if that is an issue. I would like to fund with US Bank Altitude. But would hope it doesn’t trigger USB shut down or cash advance. I called USB and can’t set my cash advance limit to 0.

Karsinogen (@guest_647419)
September 25, 2018 19:30

Definitely doesn’t seem Chex sensitive. I opened an account and was instantly approved with at least 12 accounts in the last 6 months.

You have to wait for them to send you your online ID in the mail, though I guess you could try calling and getting it sooner that way.

Michael (@guest_646858)
September 24, 2018 16:20

Anyone bank with these guys and has a referral, seems like a nice deal!

MickeyMouse (@guest_646646)
September 24, 2018 00:24

There’s no DPs on what counts as DD 🙁 Any thoughts?

Karsinogen (@guest_646728)
September 24, 2018 11:24

Serve is usually a good one to try. Ally or Alliant as well.

BW (@guest_645801)
September 21, 2018 16:42

Anybody just put in Duluth zip at first and then real address on application page?

Steve (@guest_644669)
September 19, 2018 20:01

It looks like this only applies to northern MN as I applied with my ZIP code from Southern MN (Mankato area) and I received the message that it was not offered in my area.

Nick (@guest_646676)
September 24, 2018 08:38

Always wondered who all used these blogs. I’m from Mankato myself!

Michael (@guest_649004)
September 28, 2018 15:47

Applied and got a letter in the mail with standard – “You’re out of our service area”. S. Mn address used. 🙁

Steve Baxa
Steve Baxa (@guest_644667)
September 19, 2018 20:00