Posted by William Charles on November 30, 2019
Checking Accounts

Published on November 30th, 2019 | by William Charles

25

[MN, WI] Wings Financial Credit Union $300 Checking Bonus

Offer at a glance

The Offer

Direct link to offer

  • Wings Financial is offering a $300 bonus when you open a new checking account and complete the following requirements:
    • Use promo code 300CHECKING
    • Must have a direct deposit of at least $300 within 45 days of account opening
    • Enroll in eStatements

The Fine Print

  • To qualify for the bonus, checking account must be opened in-branch or online using promo code between 10/21-12/31/19.
  • Membership must be established by opening a Share Savings account with a $5 minimum opening deposit.
  • Must have direct deposit of at least $300 and enroll in eDocuments within 45 days of account opening.
  • If requirements are met, bonus will be paid no later than 2/17/20 in the form of a deposit to the Wings checking account; account must be in good standing to receive deposit.
  • Valid for new members only.
  • Not available for business checking.
  • One offer per person.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

First class checking account has no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to find an early account termination in the fee schedule

Our Verdict

Probably not worth doing for most people due to the hard pull. Because of that I won’t be adding this to our list of the best checking bonus.

Hat tip to reader John

Useful posts regarding bank bonuses:



25
Leave a Reply

avatar
 

  Subscribe  
newest oldest most voted
Notify of
Dan
Dan

Basically, around Minneapolis.

Dayn_Perrys_Vape
Dayn_Perrys_Vape

Anyone anywhere can join with a $5 donation to their Wings Financial Foundation, so it’s not location restricted, but it’s definitely a hard pull. DPs as recent as 9/25/19 on the myFICO forums.

Jim
Jim

$300 bonus for a hard pull and $5 is pretty reasonable

Just concerned about Chex inquiries disqualifying me after wasting the hard pull…

MikeTheCreator
MikeTheCreator

i doubt they look at chex if they are pulling your credit.

Satoshi
Satoshi

They are not Chex sensitive by any means. 15+ accounts in the last 12 months and approved.

MikeTheCreator
MikeTheCreator

These guys are chexs sensitive beware before applying if you churn checking bonuses

Joshua
Joshua

I bank with them. They can be challenging to work with.

Jim
Jim

Any idea how many Chex inquiries or new bank accounts you had when opening your membership ?

Looney Tunes
Looney Tunes

Along with Jim’s question, any idea what they count as a direct deposit?

Sam F.
Sam F.

Can you explain more about the difficulty you’ve had with them?

Sam F.
Sam F.

Anyone know what credit bureau they pull? If it is Trans Union, I’d be in!

Satoshi
Satoshi

They pull Equifax.

Satoshi
Satoshi

Oops I meant Experian. Got the two mixed up. Applied and got approved today.

Sam F.
Sam F.

Thanks. My Experian file is kinda of maxed out on hard pulls. I might skip this one. Bummer.

MikeTheCreator
MikeTheCreator

Beware even if you have zero debt and a high credit score they will deny you, im LOL/24 and was denied for whatever reason.

Looney Tunes
Looney Tunes

What credit bureau did they pull from? Are you in one of their states or out?

Satoshi
Satoshi

Equifax

Satoshi
Satoshi

I meant Experian. My bad.

MikeTheCreator
MikeTheCreator

MN, i live right next to one of there branches. They pulled Experian.

Jim
Jim

Unfortunate to hear, this was an online application? Are you in state? Did they contact you about identity verification or anything else?

MikeTheCreator
MikeTheCreator

I applied online and im located in MN, i live right next to one of there branches. They pulled Experian.

They said they denied me based on my credit? But my credit score is in the high 780s with no debt.

Ive only opened one normal credit card this year the rest have been business cards.
Also they contacted me by email.

Maybe the person who did my application is just an asshole hater haha idk.

I felt like i should have got approved for this one.

Sam F.
Sam F.

I’d call and ask for reconsideration. Can’t hurt to try. You’ve already got the hard pull.

MikeTheCreator
MikeTheCreator

Lol i called them today for reconsideration and they said to contact experian for to many inquiries?! Also told me to try opening in branch after calling them.

Maybe ill go to one of there branches tomorrow and try to get it opened.

Worth the trip for an easy 300$ score.

MikeTheCreator
MikeTheCreator

i went in branch and they denied me because of my chex has 31 inquiries.

MikeTheCreator
MikeTheCreator

These guys are chexs sensitive beware before applying if you churn checking bonuses

Back to Top ↑