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14lopeza
14lopeza
molepatrol
molepatrol

I am going to sign up in a week or so. Someone send me their referral link please. zcraig@g mail

Sassy
Sassy

Brex counted towards DD requirement

DWhite
DWhite

Alltru is promoting a referral program now as well, although it’s only given to the referrer. If you’re encouraging friends/family to sign up for the $400 bonus anyway though, there’s little reason to not generate and provide links.

Alltru Referral Program:
Only current Alltru Credit Union members ages 18 years and older are eligible to refer and receive a total of $500 in annual “referrer cash bonuses.” The referring member will receive a $50 Gift Card for each valid referral, as noted below, with a limit of $500 paid out per member per year.

A valid referral requires an individual who: 1) meets Alltru’s membership requirements; 2) opens a new membership at Alltru through an in-person representative OR online; 3) opens a new checking account and completes a minimum direct deposit(s) of $500 within 60 days of account opening; 4) maintains the new account in good standing for a period of sixty (60) days; and 5) maintains good standing with the Credit Union as a member for a period of sixty (60) days.

mothman69

DWhite Both people get the $50 gift card. The word BOTH is even in all caps.

DWhite
DWhite

mothman69 The program must have changed terms since rainbow_cat posted (https://www.doctorofcredit.com/mo-alltru-credit-union-400-checking-bonus/#comment-1224999). The email that I received today does not specify the brand of gift card any longer, nor does it include the “both” language.

The non-terms language now reads:
“You’ll get a $50 gift card for each friend who becomes a new member.* You can refer and earn up to $500. Cha-ching!”

mothman69

DWhite It still says BOTH here: https://share.alltrucu.org/

Is there fine print at the bottom of the email? Or does it link you to the page I just listed?

DWhite
DWhite

mothman69 The email that I received included terms at the bottom as pasted above. As of this evening, the language at the link that you shared seems like some hybrid of the two:

*Only current Alltru Credit Union members ages 18 years and older are eligible to refer and receive a total of $500 in annual “referrer cash bonuses.” The referring member will receive a $50 Amazon Gift Card for each valid referral, as noted below, with a limit of $500 paid out per member per year. A valid referral requires an individual who: 1) meets Alltru’s membership requirements; 2) opens a new membership at Alltru through an in-person representative OR online; 3) opens a new checking account and completes a minimum direct deposit(s) of $500 within 60 days of account opening; 4) maintains the new account in good standing for a period of sixty (60) days; and 5) maintains good standing with the Credit Union as a member for a period of sixty (60) days.

Perhaps the “gift card” is always Amazon (even if they don’t specify). I’d hope that they would offer something to both parties, but am still not confident.

Rosie
Rosie

Any info about what qualifies as a DD?

mothman69

Successfully opened from OOS using a referral link and naming referral as a step-sibling on the application. Anyone is welcome to use my referral link and to list me as a step-brother if needed for eligibility. Please email me directly at tberger06 at gmail dot com for a referral.

mothman69

FYI, they are apparently scrutinizing applications a little more thoroughly now. A couple individuals I referred were denied trying the step-sibling route.

mothman69

7/22 – opened w/ $500 CC funding on Citi DC
7/26 – 2x $500 real DDs (Business Name TYPE: PAYROLL ID: XXXX CO: Business Name ACH ECC PPD ACH Trace XXX)
8/16 – CHECKING BONUS E $400 posted to savings

I have not received anything regarding the Amazon referrals.

mothman69

Well it looks like the gig is up. I received this email from Alltru last night:

“Hi mothman69,

During a routine audit of new accounts, it was determined we need proof of your membership qualification, step-sibling of FIRSTNAME LASTNAME. Please provide documentation showing your relationship by replying to this email by 08/27/21. If we do not receive the documentation by this date we will be required to close your account.

Member Experience eCenter
Alltru Credit Union”

I’ve already drained the account and plan to just sit back and wait until they close it.

mothman69

As of 9/2 my account is still open. I never replied to their previous email.

Jim Jones
Jim Jones

Just to let you know when I tried to use you as a family member back in July I was denied and I was told that if I wanted to use a family member as a referral they need to live in state. I asked if I could re-apply with a in-state family member or proof that I worship in Missouri and I was told if I wanted to apply again I would have to do it in branch.

mothman69

Jim Jones Thanks for the update. Looks like they really cracked down on the family referrals.

mothman69

As of 9/10 it appears that my accounts have been closed. I hope they mail me a check for my $1 balance.

mothman69

I received an email from Alltru today with a $50 Amazon gift card code. No way to tell if it’s from being referred myself or from someone I referred. I had given up any hope of receiving GCs since my account had been ID’d and closed, so it was a nice surprise.

sassy
sassy

Funded $500 with Barclay Arrival Plus. Coded as purchase

rainbow_cat
rainbow_cat

I am a currently a member there and I just saw they have a referral program where both me and friend can get $50 Amazon giftcard. Here is my referral link if anyone is interested:

This is the message I got:
1. Share your referral link with family and friends via Facebook, Twitter, or email.
2. We’ll send BOTH you and your friend a $50 Amazon Gift Card when they become a new Alltru member and open a checking account with a qualifying deposit!*
3. It’s that easy. Start earning today!
*Only current Alltru Credit Union members ages 18 years and older are eligible to refer and receive a total of $500 in annual “referrer cash bonuses.” The referring member will receive a $50 Amazon Gift Card for each valid referral, as noted below, with a limit of $500 paid out per member per year. A valid referral requires an individual who: 1) meets Alltru’s membership requirements; 2) opens a new membership at Alltru through an in-person representative OR online; 3) opens a new checking account and completes a minimum direct deposit(s) of $500 within 60 days of account opening; 4) maintains the new account in good standing for a period of sixty (60) days; and 5) maintains good standing with the Credit Union as a member for a period of sixty (60) days.

Kt
Kt

Send me an email. I am interested in a referral. Thanks karl.matheu.tio@gmail.com

DE
DE

Can you send me a referral please. deld2021@outlook.com

rainbow_cat
rainbow_cat

I actually have a checking account with them for many years now (this is my main account) and at least when I opened mine back in 2017 they did a hard pull. Hope this helps a little bit!

Kt
Kt

Can I use you as a referral to open an account? karl.matheu.tio@gmail.com

Joseph
Joseph

It is a soft pull. I had to manually verify information and I asked them.