Mountain America Credit Union $100 Checking Bonus – Nationwide For PTA Members

Offer at a glance

• Maximum bonus amount: $125
• Availability: Must be a PTA Member
• Direct deposit required: Yes, no minimum specified
• Additional requirements: Enroll in eStatements
• Hard/soft pull: Hard pull via Experian according to customer service rep.
• Credit card funding: Unknown
• Monthly fees: None
• Early account termination fee: Six months or bonus is forfeited
• Expiration date: None listed

The Offer

Direct link to offer

• Mountain America Federal Credit Union is offering a $100 bonus when you’re a PTA member and complete the following requirements:
  • Open account with promo code MACUPTA1
  • Sign up for eStatements at account set up
  • Initiate a monthly direct deposit such as payroll, pension, unemployment, Social Security or other government benefits within 60 days of coupon redemption

The Fine Print

• Minimum $5.00 deposit must be made in the account within the first 30 days. Reward will be deposited into account within 30 business days after eStatement setup and initial direct deposit posting.
• Account must remain open for minimum of six months from reward date, or it will be debited from account at closing.
• Limit one reward per person, per household.
• Offer not available on MyFree CheckingSM, secondary accounts, account conversions or in combination with any other offer.
• Employees of Mountain America not eligible.
• Reward is considered interest and will be reported on IRS Form 1099-INT.
• Membership required—based on eligibility.
• Federally insured by NCUA up to at least $250,000. Available for a limited time.
• Subject to change without notice.
• During application process, enter the code “MACUPTA1” into promotion code field.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

There is no monthly fees or minimums on this account, it does need to be kept open for six months otherwise the bonus is forfeit.

Our Verdict

Hard pull kills this deal unfortunately, not sure how easy it is to become a PTA member either. There are much better other checking bonuses out there anyway, so give one of those a go instead!

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