New American Express Bonus For Referring A Friend: Extra 4x Points On Travel & Transit

The Offer

Login to your American Express business card to see if you got the following offer when referring a friend to an American Express card by November 14, 2022. “Travel more with +4: Limited Time Travel Offer”

If they are approved, you (the referrer) gets the following bonus:

  • Extra 4x Membership Rewards points per dollar on travel and transit purchases, on up to $20,000 in purchases for three months.
    • Travel includes: airfare, hotels, cruises, tours, car rentals, campgrounds, third party travel websites, and amextravel.com. You will not earn additional points for purchases of timeshare properties.
    • Transit includes: trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways.
  • You also earn the regular referral bonus of 5,000 or 10,000 or 25,000, etc, that you always get when referring a friend who gets approved for a new card.

Your friend will get the regular signup bonus shown on the landing page, as usual.

Our Verdict

This offer is being found on most/all business Amex cards. Amex offers universal referrals and so you can refer a friend from your business to almost any personal or business Amex card. The terms would seem to limit the 4x bonus offer to business referrals, though I have a feeling it’ll work for a personal card signups as well.

The extra 4x points on travel is especially interesting if you’re already earning 4x on the Business Gold card for a total 8x points per dollar can be earned. Or for select travel purchases on Business Platinum which already earns 5x for a total 9x points per dollar earned after the 4x referral bonus gets added.

Do not leave referrals in the comments below. 

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CL
CL

Ik it says “fellow business owner” but can anyone find out if it’ll work for referrals where they end up picking a personal card?

Matt
Matt

When I am reading the T&C it seems to me that the referral needs to be for a business card to get the +4.

+4 Rewards Referral Offer

Eligibility and Qualifying for the Offer
Must refer a new American Express U.S. Business Card application between 09/29/2022 and 11/14/2022, and that application must result in an approved account. The referred individual(s) must apply online through the eligible Card Member’s personalized referral link provided by American Express. Eligible Card Members must refer their Card(s). Should the referred individual(s) apply for another Card through the personalized referral link and that application results in an approved account, eligible Card Members may still qualify for this Offer. This Offer is not available to all Card Members and is non-transferable. U.S. Consumer Cards, Corporate Cards, Prepaid Cards, and American Express Cards issued by other financial institutions are not eligible to be referred, and Card Members logging into a Card account for one of these ineligible Cards will not see this Offer because it is not available.”

San

Looks like a targeted offer. I don’t see on my personal plat and gold cards.

Dave C
Dave C

“This offer is being found on most/all business Amex cards.”

vips
vips

Isn’t it better to earn 20k points for referral without any additional requirements? Flat 20k offer is often around and 15k is almost always around.

bean
bean

You get both the flat bonus of some amount and the extra points earning

Vic
Vic

With the 9+ travel spend on a biz plat, one need spend only $2.2k on travel to surpass a 20k MR referral bonus.

Aloha808
Aloha808

Vic that’s not quite right. One would need to spend $5k+ to surpass a 20k referral bonus, with +4 MR in this bonus category.

Vic
Vic

I’m referring to Chuck’s 2nd Verdict paragraph in which he describes Amex’ Business Gold and Platinum T&C/built-in 4+ and 5+ bonuses, respectively, stacking with this new time-limited/temporary 4+ bonus, yielding a 8+ and 9+ stacked MR bonus. If one has this referral offer on, and generates a personalized referral from his Business Platinum account, and the referred acquires a business card using the personalized referral, he need spend only $2.2k on travel ($2,200 * 9 MR Points ~ 20,000 MR Points) to surpass a 20k MR conventional referral bonus.

mike
mike

This +4MR is on top of the 20k MR referral bonus.

Josh
Josh

last time, it wasn’t though, correct?

Harry
Harry

I think on a $5K or larger business platinum purchase, which is what I anticipate doing, it would be 1.5X + 4X = 5.5K. The card has 25K referral. My business plus card is 2X or 6X total, but only 10K referral. On my anticipated transaction, I see $1,400+ dollar swing. Best deal I’ve seen in months.