Deal has expired, view the best current checking bonuses by clicking here
Update 9/4/19: Bonus is actually $100. I believe $75 is the standard opening bonus that everybody is eligible and then you get an additional $100 through this bonus. Hat tip to reader Natalie K
Update 8/26/19: According to reader @JordanMuchnik the promotion is back.
Offer at a glance
- Maximum bonus amount: $100
- Availability: Offer only valid for accounts opened in the state of New York.
- Direct deposit required: None
- Additional requirements: None
- Hard/soft pull: Soft pull
- ChexSystems: Yes, not sensitive
- Credit card funding: None
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None listed
- Expiration date: None listed
Contents
The Offer
No direct link, being advertised in branch
- Republic Bank is offering a bonus of $100 when you open a new checking account. To be eligible you either need to bring in a TD bank debit card or your dog (lol?). To be eligible for the bonus you need to meet the following requirements:
- Have a minimum opening deposit of $250
The Fine Print
- Bonus will be directly deposited into your account within 30 days of account opening
- Limit 1 per customer
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
They offer a free checking account with no monthly fees
Early Account Termination Fee
I wasn’t able to find a fee schedule, so I’m unsure if there is any early account termination fee or not.
Our Verdict
Requirements for opening are weird, but there are no requirements for the bonus so that’s a nice plus. Because it’s a soft pull we will be adding this to our list of the best bank account bonuses.
Hat tip to reader Firefly and Natalie K
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
Closed account via SM. They responded within a couple of hours.
I went Today October 11 2019 and and used an Old TD premier card i had churned back in May 2019 . The offer is now 175 as a bonus and i received a free check book but not a safe deposit box. They have their second location in manhattan opening November 7th 2019 .
I went in today. With the TD card I was given the $175 Bonus, along with a free safety deposit box for a year, and 80 checks mailed to my house. A really good offer if you can get into Manhattan. I put the check for $500 in at 3pm today and by 5pm I had the $175 Bonus in my account.
DP: Got my parents to go together. They both showed their TD credit cards and it qualified! The same banker did their accounts. So I don’t know if varies by banker.
Sweet!! I’m gonna try that tomorrow.
I ended up opening up a basic TD bank account so I can receive the debit card and then opened up the free checking account at Republic Bank. Like most people said, the bonus came one day later. The bank itself is very nice and so are the people who work there. There wasn’t any mention of an ETF either. Has anyone tried closing their account yet? Were you able to send a secure message to close it? I’m not planning on closing my account just yet but I do want to plan if I need to take a day off to go to the bank to close my account in person. Obviously, I didn’t want to ask the banker because that just looks bad.
Closed today via SM.
Super smart idea about opening the td bank account. I have to go into NYC soon for a recording sesh, any word on if non-NY people still get the bonus? Terms say “accounts opened in the state of NY”
Additional DP that they pull Chex and are not sensitive (saw the banker pull it on her tablet, with 15+/12)
Update: $175 bonus paid out within 1 day of opening account. This is now officially my fastest ever bonus, after M&T with 7 days with a DD.
Has anyone attempted churning this offer?
Might give it a try in October, but it does say “limit 1 bonus per customer”.
Terms & Conditions: https://imgur.com/ozeLsgx
Get $100*
Bring in your dog or your TD Bank Debit Card and open a new account with us to receive your $100 bonus.
*Offer valid on new checking accounts opened with $250.00 or more. Offer is valid only for accounts opened in the State of New York. Bonus will be directly deposited into your account within 30 days of account opening. Bonus may be tax reportable. Offer may be withdrawn at any time and without notice. Limit 1 bonus per customer.
Terms & Conditions: https://imgur.com/fhs5jik
Open an Absolutely FREE Checking account or Personal Savings account and receive $75.*
*The Annual Percentage Yield (APY) for the Personal Savings Account is 0.50%. APY is accurate as of 6/10/2019. Interest rate may vary after the account is opened. The minimum balance to open a Personal Savings Account is $1,000.00. Fees may reduce earnings. The bonus will be directly deposited into your account within 30 days of account opening. Bonus may be tax reportable. Coupon must be presented to receive the bonus. Offer may be withdrawn at any time without notice. Limit one bonus per customer.
Fee Schedule: https://imgur.com/72cC29N
No credit card funding.
No early account termination fee.
No expiration date for either offer at this moment.
Bank was super relaxed about the requirements. Didn’t show a coupon, dog, or TD Bank debit card and they automatically signed me up for both offers.
Which branch did you go to? Did they mention anything about Chex? Thanks
Offer’s only for NY which they only have one branch in. They did not mention anything about ChexSystems.
Ok, I see the one branch is at 14th st and 5th ave. On the home page it says another location is opening on 51st st and 3rd ave. It says that it is opening in 2019 so any day now there should be news about when that branch opens up exactly. Also they do have Sunday hours which is good. The only problem is that parking is really tight there (at 14th st and 5th ave) probably even on Sundays.
Besides Joe F, do we have any data points on not really needing a Td debit card, dog, Td check book or Td logon? I don’t have any of that. I’d hate to drive an hour down to Manhattan and an hour back for nothing.
Why don’t you go to TD next door & open an account, then go to Republic with your instant debit card? That’s what my brother did. He tossed his TD card after doing TD bonus and closing his account. And if you haven’t done the TD bonus already, you can kill 2 birds with 1 stone.
Yea I’m thinking about doing that actually. I did get the TD bank bonus a few years ago so I won’t be able to get another bonus. It still might be worthwhile to open both TD and Republic bank accounts for $350 total for player 1 ($175)and player 2 ($175).
TD doesn’t report to Chex. So you’ve got nothing to lose, except 15 minutes to open the account.
Thanks for that tip!
Sure thing!
1. Chex – Yes, not sensitive. 40+/12 months. No hard pull.
2. Was able to open with out of state address/DL
3. Instant issue debit card
4. No current known expiration date for this bonus
5. 1st order of checks free
6. Nothing stated for ETF
7. Unlimited ATM reimbursements
8. No CC funding. $250 opening deposit required
No bonus for me yet unlike the majority of people here who received it the next day. No big deal since they do have 30 days to post the bonus.
Nevermind. Bonus just posted.