Posted by William Charles on June 22, 2016
Bank Account Bonuses

Published on June 22nd, 2016 | by William Charles

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[Expired][MI only] Parkside Credit Union $100 Checking Bonus – No Direct Deposit Requirement

This deal has now expired, you can view the best bank account bonuses by going here.

Offer at a glance

  • Maximum bonus amount: $100
  • Availability: Persons who live, work, worship or attend school in the cities of: Allen Park, Belleville, Beverly Hills, Bingham Farms, Brownstown Township, Canton Township, Dearborn, Dearborn Heights, Ecorse, Farmington, Farmington Hills, Flat Rock, Franklin, Garden City, Huron Township, Inkster, Lathrup Village, Lincoln Park, Livonia, Lyon Township, Melvindale, Milan, Mooreville, New Boston, New Hudson, Northville Township, Novi, Plymouth, Plymouth Township, Redford, River Rouge, Riverview, Romulus, Saline, South Lyon, Southfield , Southgate, Sumpter Township, Taylor, Trenton, Van Buren Township, Wayne, Westland, Willis, Wixom, Woodhaven, Wyandotte, Ypsilanti. All are in Michigan as far as I know.
  • Direct deposit required: None
  • Additional requirements: 12 debit card transactions a month for at least two months,  eStatements & online banking
  • Hard/soft pull: Soft, possibly hard now
  • Credit card funding: None
  • Monthly fees: None
  • Early account termination fee: None
  • Expiration date: September 2nd, 2016

The Offer

Direct link to offer

  • Open a new Kasasa Cash or Cash Back account with Parkside Credit Union using the promotional code SuperSummer2016 and receive a bonus of $100. You must also qualifying for Kasasa account rewards during two of the first three qualification cycles.
  • Kasasa Cash Back. Earn up to 2% cash back on debit card purchases (maximum of $10 per month) when you meet the following qualification
  • Kasasa Cash. Earn up to 2% APY on balances up to $10,000 when you meet the following qualification

Qualifications are as follows:

  • Have at least 12 debit card purchases post and setle
  • Be enrolled and receive eStatement notices
  • Be enrolled and log in to online banking

super summer

The Fine Print

  • Membership and Account qualifications apply; see Parkside branch for details.
  • Limited time offer. Offer may be discontinued at any time without notice.
  • Offer valid for new members only and cannot be combined with any other offer.
  • Limit one promo code and one Kasasa account per individual social security number.
  • $100 bonus paid when new member opens a Kasasa Cash or Kasasa Cash Back Checking Account via Parkside Credit Union’s website using the promo code SuperSummer2016; new member must qualify for Kasasa account rewards during two of the first three qualification cycles.
  • $25 deposit required to open Kasasa account.
  • Offer expires September 2, 2016.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Neither account has any monthly fees. There is no early account termination fee in the fee schedule, but you will be charged $2 a month if the account is dormant for twelve months.

Our Verdict

Pretty good bonus as it’s a soft pull with no direct deposit requirement or monthly fees to worry about. Shame that you can’t fund with a credit card, that being said I’d still recommend it if you live within the service area. I’ve added it to the list of bonuses we recommend, you can view that list by clicking here.

Useful posts regarding bank bonuses:



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Don L

I opened a Parkside Credit Union Kasasa Cash Back account in the past (Middle of 2015).

– No Hard Credit Inquiry
– Yes ChexSystems Inquiry
– No EWS Inquiry
– One Kasasa Cash Back account per person is enforced

LWT
LWT

Is credit card funding allowed?

mi
mi

No credit card funding available.

Don L

*Hard Credit Inquiry Warning (Possible)*

– I verified that I received no hard credit inquiry (Middle of 2015)

But I recently signed my wife up for (Credit Karma and FreeCreditScore.com) and noticed she did have a hard credit pull (March 2016) Experian.

I’m not sure if the backend process changed at Parkside, or if we followed a different frontend process for signup.

Sorry if anyone got hit.

Malik
Malik

Does 12 Amazon gift card reloads work for the requirements? Thanks

Don L

I have not tried Amazon gift card reloads yet.

But I have triggered it using Circle, Square, and an old RedBird that I never got around to converting to a Serve [one of the few times my procrastination turned out beneficial]

This is probably generally applicable to all Kas*** branded accounts across CUs.

Malik
Malik

Thanks! I will try circle as well.

PCU
PCU

Has anyone had any luck getting this to post? This hasn’t shown up in my account, and in addition I’m also getting charged a minimum balance fee despite the account terms. When I called customer service I was told that they’d look into it and get back to me (which of course hasn’t happened). This is one of the most painful openings I’ve had…

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