Posted by Chuck on March 8, 2018
Credit Cards

Published on March 8th, 2018 | by Chuck

48

Public Offer: Citi Double Cash $100 Signup Bonus with $500 in Spend

The Offer

Direct Link to offer  New Link

Citi is finally offering a public signup bonus on the Citi Double Cash card:

  • Signup for the card and get $100 statement credit when you spend $500 within three months

Card Details

  • Earn 2% back on all spend: 1% with the purchase and another 1% at time of payment; no caps or category restrictions
  • No annual fee
  • 3% foreign transaction fee

Our Verdict

We wrote about how this $100 offer might be coming – great to see that it’s been released as  a publicly available offer. 2% is the minimum you should be getting on every purchase (either that or an equivalent value from a points currency). There are some potentially better cards like the Alliant 2.5% card, but if you’ve been denied from that one like I was or if it’s not worth the annual fee based on your spend, a 2% card is a basic staple to have.

Other options to the Double Cash include the Fidelity Elan card and the Paypal 2% card. There are other similar offerings as well like Barclay Arrival Plus, Capital One Spark, and then there’s Blue Business Plus. See Best Card for Everyday Purchases for more options.

$100 isn’t much, but it’s an easy spend threshold and a nice little bonus for a card you’d be interested in regardless. That said, for a lot of people it would make more sense to go for a different Citi bonus and instead product change an older unused Citi card to become a Double Cash. Also check out these Things to Know about Citi Cards before applying.

Hat tip to reader Sammy



48
Leave a Reply

avatar
 

  Subscribe  
newest oldest most voted
Notify of
Credit
Credit

They were atter me to convert my thank you cards to double cash.

I am happy with my bb+

MarcoPolo
MarcoPolo

Me too.
But I’m thinking it’s better to PC to Citi DC rather than Citi closing them and then I’ll be OOL for another CitiTY/Prestige card (I am eligible).
What do experts think?

David
David

Any datapoints on average credit score needed for acceptance? My friend only has one card (Discover it) and one year of credit history. His Discover credit score reported is 780 (TU) and his CreditKarma is around 740 or so.

Anyone know if he’d get accepted easily for this card?

Lrdx
Lrdx

That’s comparable to what I had when I was approved

gmoney
gmoney

My SO was approved with scores in the upper 600s, lower 700s. Lots of other factors to consider there but as far as credit scores go, your friend should be ok.

OnceUponAQuine
OnceUponAQuine

Accepted with a 690 @ Experian. I also have a Citi costco card and make what you’d expect out of a software developer, so that might be complicating factors.

FWIW, a 740 or 780 should get you accepted for most cards unless you’ve got a lot of debt for your income (can you even have a score that good with a ton of debt-to-income?)

Off
Off

I think you should mention that for almost everyone it would be better to sign up for the American Airlines card and then product change to this after one year

Julien
Julien

I got the Citi AA card last month, but you have to wait 12 months to do a product change do Double Cash.

M Nair
M Nair

which AA card?

DH7
DH7

Wouldn’t it make more sense to switch to AA Bronze?

Amy
Amy

You can redeem that card’s points only for travel, correct (so no cash, statement credit, or gift cards)?

Jim
Jim

You can cancel all my Citi cards or I would like the $100 bonus on my existing Citi card. Easy

Mikey
Mikey

Once you have this card do they have any special promotions, ie increased bonus for a certain category or amount of spend? Or is it just the 2% forever and never anything else?

Matt B
Matt B

I’ve had the card for a year now and I’ve never had any special promotions or anything. May call and see if they have retention offer.

Julien
Julien

Great, was looking to get this card for big ticket items. Just got approved.

Price Rewind + 2-year extended warranty + 2% back without minimum redemptions is a combo that is hard to beat. Had been using my Citi Costco VISA until now for those items, but it earned only 1% back. Now the Costco card will be deleted from my Samsung pay.

Steve
Steve

I currently have 2 Citi Thank You cards (one used to be the Citi Forward). Would they approve someone that already has a couple cards with them? They did close a 3rd City TY that I wasn’t using about a year ago.

Jeff H
Jeff H

Dividend Rewards is one of my oldest cards which has grown in CL to one of my higher value limits. My fear is if I apply for DC, it could screw up my Dividend Rewards card.
I have a couple of 2% everyday cards. There are other low hanging fruit options that pay better.

Ferris
Ferris

Looks like the CC market is getting more competitive. I’m glad I PCd to DC over a year ago. $100 is definitely not worth a sign-up bonus, but nice for some.

Kyle
Kyle

100 on a no AF card (keep long term) sounds pretty good to me, better than product changing for sure

Klad
Klad

Those of you who care, this sign up bonus has replaced 18 month 0% BT previously offered on the card..

William Charles

Don’t think it was ever $0 BT fee.

Klad
Klad

Yes.. I meant 0% APR for 18 months on BT, the fee was standard 3% I believe..

Al
Al

When you product change to Citi DC from another City credit card, is it a hard pull?

Klad
Klad

No it’s not.. but Citi takes its own sweet time to do the product changes..

Simon
Simon

I applied and got approved instantly for 5000 cl. My score is 780 and never had citi card. Thanks for the link.

Peter
Peter

Question – Has this card ever had a sign up offer on it? I’ve been thinking about it but with Chase 5/24 and other offers out there worth 100,000 points or 70,000 miles or $250+ the DC didn’t seem like a good option. At least $100 starts to get my attention.

Jags
Jags

It had a targeted $200 offer when it first came out.

William Charles

+1

Healy
Healy

Hmm, I just now product changed my TYPreferred to DC, but was not offered the $100 sign-up bonus. Is this to be expected or should I call again to request it?

Lululu
Lululu

Do they even offer sign-up bonus for product change?

Ryan
Ryan

They need to offer a better signup offer than that. There are too many cards out there with better signup bonuses.

Jags
Jags

I’d do the TY Preferred 50k then PC to DC.

Back to Top ↑