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PCED
PCED

Everyone in the family including the kids signed up and scored bonus last year. Earlier this year each of us received a 1099-INT but for different amount (e.g., $150, $240), although we all received the same bonus and real interest earned was effectively zero. Then we all received corrected 1099 showing $0 interest. Truly confused here. Anyone else received corrected 1099 for $0 as well? What do you plan to do regarding tax filing?

Ed Elliott
Ed Elliott

This bonus has been pulled. Still honoring on applications on or prior to 12/31/19. Unfortunately my app was on 1/1…

CaptNemo
CaptNemo

What methods of DD have worked for this deposit for others who have received the bonus?

JuicyJosh

This bonus finally completed today. DPs:
6/14/19 – Opened
6/28/19 – Real DD every 2 weeks
Monthly – 15 comcast charges for $2
7/12/19 – $100 monthly for meeting requirements
8/12/19 – $100 monthly for meeting requirements
9/12/19 – $100 monthly for meeting requirements
9/13/19 – drawing balance to $10 and waiting to close. no rush with small balance

Nopers
Nopers

DP: I tried to do this online from out of state. I selected “worship” as my eligibility. My ID, mailing address, and residence are all out of state. They called the next day with some innocuous questions (like “Do you expect to be wiring money? Will you be writing checks?”). That went fine, and he said my account was open and he’d send me the preliminary info. But then I got a call shortly after that. The rep said he had talked to his manager. Because I was out of state, they said I would need to present myself in a branch to prove that I was in the area. So, no success for this out-of-state applicant.

Gadget

William Charles Article needs update, as they changed the terms mid-promo. Now it’s specified: “Minimum deposit of $200 required for direct deposit. Minimum Visa Credit or Debit card transaction of $2.00 or higher to count toward the promotional requirements.”

Alys Holden
Alys Holden

Did anyone actually receive the bonus from this?

James
James

Yes. Applied April 4, made two separate $50 direct deposits this month and my first $50 promo was deposited today. I’ve only done 15 $1 amazon reloads, but I’m gonna do 15 $2 loads just to be safe tonight.

PCED
PCED

Yes, so far I have received the bonus 2 months in a roll, for making two separate $100 DD and 15 $0.50 Amazon reloads each month. Fingers crossed for the 3rd month due to the new minimum DD and debit card transaction requirements.

Jack
Jack

I opened the account on 3/1. I made 16 debit card transaction to Amazon for $0.50 each on 3/25. I received $51 direct deposits every two weeks since i opened the account. I was about to make another 16 debit card transactions but called to ask why i had not received the bonus yet. The customer service lady first told me that i didn’t have a code attached to my account, despite that i opened the account on the linked page on this website and there is no code to input anywhere on the credit unions website. Then the customer service lady put me on hold and came back and said that the direct deposits need to be $200 each and debit card transactions need to be $2 each. I used the link on this page and saw that these two requirements are now on the credit union’s page. I did not take a screen shot of the fine print when i initially opened these accounts, but i am 100% sure these additional requirements ($200DD and $2debit) were not on the credit union’s page when i opened the account. Also, the fine print on this account does not say anything about the $200 and $2 requirements. SOOO frustrating. If anyone did take a screenshot of the fine print without the $200 and $2 requirements, please let me know and maybe I can get that screen shot to use as support for my case. Otherwise I am canceling the account.

Just got off the phone with them again and they stated that those $200 and $2 were always a requirement.

Alys Holden
Alys Holden

Did you use a real direct deposit or bank transfer?

Jack
Jack

I used a real dd from my work. I did not use a bank transfer.

PCED
PCED

I have a PDF printout of the original offer, which does NOT show the $200 minimum DD and $2 minimum debit card transactions. Happy to share if I can figure out how to post the printout.

Gadget

PCED Easiest way I have found for PDF sharing is to use https://www.scribd.com. You don’t have to signup, just close the login window. Simply drag & drop file, provide description, then post the link.

If it’s a jpg screenshot, go to imgur dot com, click “new post”, then drag and drop the file. Several other file types are supported, but definitely not all.

Google drive sharing is another option, but more complicated, and if you goof up and share your personal docs, that could be bad.

BumblingPoints
BumblingPoints

Applied online, finished up in branch. Individual I spoke with said they do a hard pull at opening, and the report would be good for 60 days if I wanted to open a CC or line of credit. I still haven’t seen a HP appear on any of my reports yet, so add one more DP to the realm of rep saying a HP, but no HP actually appearing. It’s only been a few days – will report back if a HP ever does appear.

Alys Holden
Alys Holden

Did hard pull ever appear? I’d be curious to hear any datapoint on direct deposit.. whether any bank transfer worked? thank you

John Richard Stewart
John Richard Stewart

Social Security takes 60-90 days to change direct deposit, which is outside the limits. Any data points on other direct deposit methods?

Curmudgeon
Curmudgeon

Serve and Bluebird frequently count as DD for many banks