Rakuten: Signup for Stash Investing & Earn $100/10,000 (Plus $5)

Update 3/17/24: Rakuten $100 deal + $5 available again. (There’s mention here about a possible $20 referral stack. No referral sharing in the comments.)

The Offer

Direct link to offer

  • Deposit just $5 into your new investment account and Stash will give you an extra $5. Plus, earn 7,500 SB (worth $75).

The Fine Print

  • To be eligible to participate in this Promotion and receive the bonus, you must complete the following steps: (i) click through the link above, (ii) successfully open a Stash Invest Account (otherwise known as your personal portfolio) in good standing, (iii) link a funding account (e.g. an external bank account) to your new Stash Invest Account, AND (iv) initiate and complete a deposit of at least five dollars ($5.00) into your Stash Invest Account.
  • $5 Bonus is only applicable to new users making their first deposit.
  • SB will appear as Pending for 32 days.
  • Must enter valid sign-up information, including bank account information to earn SB.
  • Offer may only be redeemed once (1) per user.

Post History

  • Update 2/11/24: Available again.
  • Update 11/29/24: $100 + $5 deal is back with Rakuten (ht philosophers_groove)
  • Update 7/11/23: Now $100 on Rakuten.
  • Update 6/22/23: No longer on Swagbucks, but it’s now on Rakuten at 7,500/$75 + $5 from Stash with $100 investment. (ht stillwaters23)
  • Update 1/6/23: Down to $50 now + $10 from Stash. It’s possible the $30 special offer is still around.
  • Update 12/20/22: Bonus is still $100 from Swagbucks and $10 from Stash. Reader MC says that if you open by 12/25/22 there’s a special offer to get $30 from Stash which seems to be working on top of the $10 offer. That would make this a total $140 offer. See their comment here. YMMV
  • Update 10/25/22: Bonus is now $100 + $10, highest ever as a standalone offer.
  • Update 10/9/22: Stash increased their bonus from $5 to $10, so it’s now $75 + $10. (That’s not the best ever, but some are seeing a Swag Up for extra $25 back which would make it the best ever.)
  • Update 3/28/22: $99 now on Swagbucks Revenue Universe + $5 from Stash. (ht Kris)
  • Update 9/7/21: Stash is now $90, plus $5 from Stash.
  • Update 8/27/21: The partner offer for $200 with Stash and Sunbasket is back on Swagbucks and slightly better on MyPoints. Must be completed by 8/31/21. Swagbucks | MyPoints
  • Update 6/24/21: There’s now a strange partnership offer with this Stash offer and the separate Sunbasket offer: each one gets $75, and if you do both then you get a bonus $50 for a total $200. Direct Link to $200 bonus offer. The Stash offer is pure profit and the Sunbasket offer should be cost of around $35. All in, should be like $170 moneymaker + some food. (Hat tip to Onismurai) You can also do this bundle on MyPoints for 34,000 which is worth around $214 – $224.
  • Update 7/19/21: This is now showing on Revenue Universe/Swabucks for 8,400 SB ($84). Plus get $5 from Stash. (ht reader ShawntheShawn)
  • Update 6/11/21: Offer increased now to $75 in Swagbucks + $5 from Stash for an $80 moneymaker. Direct Link Updated fine print below as well.
  • Update 4/21/21: Back up to $55 again (plus $5 from Stash) until end of month. Link
  • Update 4/21/21: Back up to $45 again until end of month.
  • Update 1/29/21. Swagbucks is offering $45 again, not as good as the previous $55 bonus but we haven’t seen that for almost a year.
  • Update 6/20/20: Current bonus is $30.
  • Update 3/14/20: Swagbucks is now offering $55, Stash is offering $5 for a total of $60. Hat tip to Chase-ing UR points
  • Update 2/13/20: They are now showing $15 from Stash instead of the previous $5. Same $20 in Swagbucks. So it’s a $35 total bonus. I’d think you can stack this with the $50 direct deposit bonus with $300 direct deposit which is available for existing or new users. That brings the total bonus to $85.

Our Verdict

Stash is an investment app, it looks like they bundle investments (e.g they have 30 different options with names like ‘American Innovators’). The fees are $3 per month for the basic Stash Beginner plan.

If you’re new to Swagbucks then please read our review. You can also get a bonus of up to $13 by using a referral link.

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588 Comments
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Roy
Roy (@guest_1816022)
March 18, 2024 16:37

I searched Stash in my Rakuten accounts and only saw $20.

Sky T
Sky T (@guest_1815815)
March 18, 2024 11:13

link dont work

Kyle
Kyle (@guest_1815700)
March 18, 2024 06:53

 William Charles Perhaps this is YMMV as I’m only seeing $40 on Rakuten

Eric 🔗
Eric 🔗 (@guest_1815701)
March 18, 2024 06:55

I just checked and I am also only targeted for $40.

Eric 🔗
Eric 🔗 (@guest_1815692)
March 18, 2024 05:04

Have any of you successfully churned Stash or is it still once per lifetime?

Kyle
Kyle (@guest_1815693)
March 18, 2024 06:12

Negative DP on my end when I tried it last year. I’m seeing many others with negative DPs as well.

SDubbs
SDubbs (@guest_1815695)
March 18, 2024 06:25

Worked for me. Previous account was closed in 2021 and used a different email.

Eric 🔗
Eric 🔗 (@guest_1815696)
March 18, 2024 06:31

SDubbs,

When did you open your 2nd account?

Kyle,

Did you also use a different email address when you tried to churn?

Kyle
Kyle (@guest_1815698)
March 18, 2024 06:36

Eric I only had a year between churn attempts and I did use a different email. Maybe I didn’t wait long enough 🤷‍♂️

Jeff
Jeff (@guest_1815610)
March 17, 2024 23:07

Did Stash through SB a few months back. Account cancelled for a month. Is it doable through Rakuten now?

H.P.
H.P. (@guest_1813950)
March 14, 2024 20:59

Did my Stash deal via Rakuten on 2/11/24. Had to contact Raku to get the $100 pending cash (it was showing the “order amount” as zero).
Was surprised to be notified by Paypal that Raku paid out my $100 today 3/14/24. I was expecting it to be paid out in Mid-May.

Bertrand
Bertrand (@guest_1816061)
March 18, 2024 17:24

When did you contact Rakuten? And how long did it take them to get back to you? P2 also did the deal on 2/11 but did not get cashback. We opened a missing cashback claim maybe a week later but haven’t heard anything back.

theManatee
theManatee (@guest_1802097)
February 23, 2024 12:56

Hello everyone. Longtime lurker, first time DP-er.

2/12, opened acct, linked bank, & made 2-deposits ($100 & $25)
2/13, (day) Deposits posted
2/13, (evening) $5 Stash Bonus posted
2/20 (ish), Rakuten $100 added to acct. I don’t know the exact date Rakuten posted as it just shows it backdated to 2/12.

Haven’t checked if I can withdraw funds from Stash yet, but assuming no issues I plan to withdraw all funds at some point before the first $3/mo service fee hits on 3/12.

John R🔗
John R🔗 (@guest_1801266)
February 21, 2024 21:54

Looks like everyone will wait to close until the 5/15 Rakuten check is mailed out?

zeer0
zeer0 (@guest_1800175)
February 19, 2024 17:26

Got the bonus without needing to write in.

2/11: Account opened through Rakuten link, funded with $100 and did the $3 Growth subscription plan
2/19: $100 cashback is showing on Rakuten, backdated to 2/11 (it may have posted any time in between)

Currently unable to withdraw my Stash balance, wondering how long the money is locked in for?

Diego
Diego (@guest_1800458)
February 20, 2024 08:44

Similar result for me:

2/12, 9 PM: Application submitted, went to review
2/13, 8 AM: Account opened
2/13, 5 PM: Bank funding $101 posted
2/13, 9 PM: Promo credit $5 posted

2/20, 5 AM: Rakuten $100 cashback amount posted (but order amount still shows $0)

Glad I didn’t have to file a ticket. I was a bit nervous that my “order number” was so long it ended in an ellipsis.

Also still showing $0 available to transfer out.

H.P.
H.P. (@guest_1800470)
February 20, 2024 09:10

I’m not stressed out about not being to withdraw the money right away. The lowest fee is $3/month and the first month’s fee is waived. So if I wait 75 days before withdrawing the money, I’ll be out $6 for two months’ fee. The $100 from Raku more than makes up for that.

Shirley
Shirley (@guest_1799567)
February 18, 2024 14:45

Direct Link to Offer goes to a Swagbucks search https://www.swagbucks.com/?f=11&q=stash

Also as others have stated, it is no longer a $100 offer but $40 on Rakuten.