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Lots of in and out on this so data points are not the best…..
2/7- initial deposit $100
2/12- $550 push from Ally
2/20- $510 Discover Push
2/24- Citi Trial Deposits
2/25- Wells Fargo Trial Deposits
2/25- $501 push from Ally
2/25- $501 push from Citi
3/3 $1500 outgoing check (to avoid ACH charges)
4/1- $2,049 push from Citi
4/1- $2,481 push from TD
4/3- $4,500 ACH outgoing (pulled from different account) left account at $692 balance
5/21- $200 bonus posted

EW
EW

Although there is a $400 bonus available, this $200 bonus has been extended to 6/30/20 with new promo code: Q220ESSENTIAL

Lily
Lily

Anyone got their bonus yet?

Dave C (the good one)
Dave C (the good one)

Yea, got mine yesterday.
1/15 – opened funded $50
1/27 – Fidelity ACH $500
2/18 – Fidelity ACH $500
4/21 – $200 bonus

Lily
Lily

My mom got hers too. ACH from discover still works!

ne0ven0m
ne0ven0m

$400 Q2 promo now out. May be regional as always: https://www.suntrust.com/lp/advantage-offer

Christian
Christian

I used one of the checks to move money out of the account instead of a ACH transfer. Got a call I had to stop by a branch to sign a signature card.

Christian
Christian

Any luck getting ACH transfers to code as DD? I am not feeling promising about my ally transfer

Taya
Taya

wells fargo counts. you can use https://offers.suntrust.com/offers/1298 to see your progress towards an offer. they have a progress bar

christian
christian

Been checking almost daily… hasnt updated… takes time i guess… wish it gave more detailed updates.. haha

Toepoe
Toepoe

Haven’t seen that progesss bar move an inch and have had a couple 500 dds from Fidelity CMA. Past the third statement now, so if it doesn’t post in six or seven weeks then I know it’s time to close and move on.

christian
christian

Thats where i am at too

christian
christian

Now moved to reward pending

SDubbs
SDubbs

It says this deal was added to the best bank account page but only the business account appears.

USB
USB

yup, I had to search for the post too. It’s not on the list

Jeff Bezos
Jeff Bezos

If you guys get that “account restricted” message it’s the kiss of death for the account.

I know this is just a hobby and all but sometimes it does get very frustrating. Why can’t a bank just deny you the account or close it immediately after opening. Why do some banks wait until your first transfer to close the account. It’s just so frustrating. So called them, the account was closed for no apparent reason. I can expert a letter in 7 – 10 business days explaining why. And I can wait for a check in 15 – 20 business days with my account balance, which also includes the transfer that I just did a few days ago.

so account closed.. no explanation of course.. and 15 – 20 days waiting for my perfectly legitimate ACH transfer from another account in my name. what a pain in the butt.

lemur
lemur

Do you know how many Chex inquiries, EWS inquiries you have?….. Do you think that might be the problem?…….How many accounts have you opened in the last 12 months? Also, I was wondering if it matters to banks what your credit score is at time of application? It just seems weird for a bank to do this after all that trouble both of you went through.

Jeff Bezos
Jeff Bezos

Just wondering..

Anyone else got this stupid message from SunTrust before? Just did my first ACH transfer into the account, and right when it should have hit my account. It’s been frozen. Already tried calling them three times. Apparently just need to wait for a special department to open. Just wondering what a pain in the ass this will be.

Access Restricted!
Your online access has been restricted. Please contact a customer service representative at (800)382-3232 for assistance.

Chunk
Chunk

How is this bank to deal with? The bonus seems very easy just reading requirements, but there are only 13 comments on this thread. Is this bank a pain to deal with.. opening.. closing.. bonus?

CJ
CJ

Pretty decent bank I’d say. Easy to open with automatic approval in my case. Timely online message system. Closed via secure message too. Never visited a branch. The only thing I don’t like was their separate bonus tracking website, but you don’t have to monitor it since the bonus just posts after you meet the requirements.

BTW if you’d like more opinions, search for posts in the past. They have been consistently offering quarterly bonus.

LG
LG

I did this offer 2-3 yrs ago. No hassles. Very easy so I’m giving it another try. Hopefully won’t be rejected since it will be my 3rd acc opening past 12 months.

Saabfan
Saabfan

There was previously a $500 bonus with the Signature Advantage Checking that required only $2k of direct deposit and 10 debit card transactions within 60 days. You get the bonus 30 days after meeting the requirements. It was $25k to keep free, but they paid quickly and you can downgrade.

Open: 10/12
debit transactions: 10/22
deposit: 11/09
paid: 11/28

Saabfan
Saabfan