Posted by William Charles on September 17, 2019
Credit Cards

Published on September 17th, 2019 | by William Charles

17

[Targeted] American Express Business Platinum 75,000 Pre-Approved Offer – No Lifetime Language

The Offer

No direct link to offer, showing up under AmEx offers

  • Some people are seeing a pre-approved offer for 75,000 points after $5,000 in purchases within 3 months

Card Details

  • Annual fee of $595 is not waived the first year
  • Card earns at the following rates:
    • 5x points per $1 spent on purchases made with airlines or hotels booked directly from AmericanExpress Travel website
    • 1.5x points on qualifying purchases of $5,000 or more
    • 1x points on all other purchases
  • $200 airline incidental credit per calendar year
  • Lounge access:
    • Centurion lounge access
    • International American Express lounge access
    • Delta SkyClub lounge access
    • Priority pass select membership
    • Airspace lounge access
  • Internet Access:
    • Unlimited Boingo internet access
  • SPG gold status (this will also give you Marriott Gold status)
  • Hilton gold status
  • Fee Credit for Global Entry or TSA Pre✓
  • No foreign transaction fees
  • View these other hidden benefits
  • SoulCycle benefits
  • WeWork Benefit
  • This offer does not have the lifetime language.

Our Verdict

The main benefit to this offer is that there is no lifetime language, so you can get the bonus if you already got it before. If you haven’t received the bonus before there is also an offer for up to 110,000 points but that requires significantly more spend. It’s much harder to use the airline incidental credits now, so I think that makes it much harder to get good value out of the massive $595 annual fee – especially as Priority Pass that is included does not include restaurant options anymore. All of that being said if you’ve had this card before an offer like this is really the only way you’d be able to get the sign up bonus again so definitely worth at least considering. I won’t add this to the best credit card bonus page because it’s targeted. As always you can read and learn more about American Express credit cards by clicking here.

Hat tip to cowsareverywhere



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Dan
Dan

Did they remove the WeWork benefit?

DP
DP

Got my Platinum Biz card delivered today. Still has the WeWork signup offer with the other paperwork/disclosures. Says you have to enroll by 12-31-19.

Lantean
Lantean

I had this offer but decided not to take it. The fact that the airline credits are so hard to use now makes this card super expensive and not worth it anymore.If they raise the bonus to 150k MR I would consider it.

Joe
Joe

Wow. There’s still airline credit loopholes that exist. You’re throwing away a free 75k… 😩😩😭

Lantean
Lantean

Do share.

Damian
Damian

It’s actually really easy to turn those airline credits into a general statement credit if you know how 😉

DP
DP

Please share your knowledge & tips on the matter. Unless of course it involves “gaming” and puts one at risk of a lifetime ban.

Eric
Eric

They’ve really nurfed all the Amex Platinum cards in the past year. I’m surprised anybody can still convince themselves there’s any value to these card, especially with the other options out there.

WR2
WR2

What cards are people seeing this offer on?

chaseaholic
chaseaholic

typo in:
‘The main benefit to this offer is that there is no lifetime language, so you can get the bonus if you haven’t gotten it before.’

should be – ‘if you have already gotten it before’

Chuck

Fixed, thank you

Jessica MG
Jessica MG

Can you expand on the airline credits being harder to get? I usually buy the $50 Delta gift cards up to $200. Does this no longer work?

Andrew D
Andrew D

that no longer works.

DP
DP

Now I don’t feel so special about the 100k for 10k spend in 3mon targeted offer I just got. lol It’s all good. I just have to play the hand I’m dealt and be thankful for whatever offers come my way.

Charles Mann
Charles Mann

The $595 yearly fee is the deal killer here.

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