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N M
N M

I got my bonus 1 business day after I completed all required activities:

My dd was Wells Fargo about 2 weeks ago.
My debit card used for online pay of cable bill 7 days ago did not trigger bonus.
My debit card using a PIN at food place triggered the bonus on next day
Thanks DoC+DPs

Geogeo
Geogeo

“This account has a $12 monthly fee. This is waived if you do any of the following:
minimum daily balance of $3,000, or
combined average daily balance in all deposit accounts of $10,000 or
monthly net direct deposit of $750”
It would seem that the monthly dd option is the least costly to avoid the monthly fee. Any dp on that?

Also, a gentle reminder for those who opened the acct, make sure you sign up for E-statements. Otherwise there will be a $2 monthly fee.

N M
N M

Thanks for reminder about e-statement signup. I had assumed it was automatic.
I chose the DD option using Wells Fargo to waive my monthly fee last year when I did this offer.

Geogeo
Geogeo

@N M: Thank you for the dd info. I do have a checking acct with WF and will push $750 in Oct. Contacted CR and was told that for the month when you opened the account, you do not need to worry about monthly fee.

Geogeo
Geogeo

DP on credit card funding: Citi Premier works for the $2k initial funding.

N M
N M

Credit card funding for $2k done successfully for Citi Double Cash

N M
N M

It took these funds 7 days to be in AVAILABLE BALANCE.

C
C

Opened and got email about 2 more supporting docs. Lowered Chase Sapphire to $1000 cash advance. Got approved after uploaded documents and $2k CC. Will try P2 today.

C
C

Oh, and I live in the targeted area.

SDubbs
SDubbs

Applied OOS. Went pending. Got a call from them asking why I was opening it and said I have family/friends in the area. Rep seemed fine with that but the app was rejected the next day.

Gustavo Ramirez
Gustavo Ramirez

the language is very vague here can i just deposit 1k from my main bank account and i should be good?

Jon
Jon

Yes. That’s what I did successfully last year. I’m churning again this month.

A
A

“Make $1,000 in deposits“, so I can just deposit via the ATM and it count?

TJ
TJ

Seem to be Chex Sensitive.

Davis

On the member page, “Group Affiliation
Membership is open to current employees and Members of some groups located outside of our geographic areas. For more information on group affiliations please call 800-888-7882.”

On the application, “I want to become a new Vantage West Credit Union Member, but I do not meet the criteria above. I understand that my eligibility will need to be reviewed.”

Called them to see what groups are open but they haven’t called back

Davis

CSR said the outside groups are the Greater Arizona Bicycling Association (https://www.bikegaba.org/content.aspx?page_id=0&club_id=307669) and the Pima Council on Aging (https://www.pcoa.org/) but being a member of those does not guarantee becoming a member of VantageWest. The first organization has a donation amount of $1+ and a membership amount of $20+, and the second has a donation amount of $0.01+ (I think) but no “membership” option. I will pass for now considering reports of being Chex sensitive.

Tsarinax
Tsarinax

According to myfico data points they are very restrictive when it comes to the credit card at least in terms of their geofence.

Raymond
Raymond

Last dp was GABA no longer being accepted

Web
Web

Anyone know whether they enforce the existing Vantage relationship terms? I have a VW credit opened 1.5 yrs ago..

Davis

“Offer available to non-Members who have not had a relationship with Vantage West in the past 6 months.” So if you’re still a member, you have to close and wait 6 months.

Jon
Jon

I closed my accounts with them in March 2021. I’ve opened new accounts this week and it appears I am in the bonus program.