Posted by Chuck on September 5, 2019
Credit Cards

Published on September 5th, 2019 | by Chuck


[YMMV] American Express Business Platinum 110,000 Points Signup Bonus Offer With $25,000 Spend

The Offer

Direct Link to offer (check incognito)

Some people are seeing an increased signup bonus on the American Express business Platinum card when checking incognito:

  • Get 60,000 Membership Rewards points after you spend $10,000 within 3 months of signup.
  • Get an additional 50,000 Membership Rewards points after spending an additional $15,000 within 3 months of signup.


Card Details

  • Annual fee of $595 is not waived the first year
  • Card earns at the following rates:
    • 5x points per $1 spent on purchases made with airlines or hotels booked directly from AmericanExpress Travel website
    • 1.5x points on qualifying purchases of $5,000 or more
    • 1x points on all other purchases
  • $200 airline incidental credit per calendar year
  • Lounge access:
    • Centurion lounge access
    • International American Express lounge access
    • Delta SkyClub lounge access
    • Priority pass select membership
    • Airspace lounge access
  • Internet Access:
    • Unlimited Boingo internet access
  • SPG gold status (this will also give you Marriott Gold status)
  • Hilton gold status
  • Fee Credit for Global Entry or TSA Pre✓
  • No foreign transaction fees
  • View these other hidden benefits
  • SoulCycle benefits
  • You can only get the sign up bonus on American Express cards once per lifetime.

Our Verdict

Reader George reported seeing this incognito, and I got the same. We reported earlier today that the 100,000 bonus is now public, this is a similar two-tiered offer, but with an extra 10k in the first tier. Might be slightly better to use a referral link (mentioned in the earlier post), though after accounting for the tax angle that’s not even such a big difference. It’s also possible that you’ll be able to see this offer incognito using a referral link, let us know if you do.
Honestly, given the loss of the ease to use the $200 airline incidental credit, the Platinum cards are worth much less for me. Still, if you have an easy way of organically meeting the $25k spend requirement, it’s a nice bonus, especially if you can do it in $5k increments to trigger the 1.5x regular earn rate.

Standard offer on the card is 75k on $20k spend ($10k+$10k), this offer requires an additional $5,000 in spend and gets an extra 25,000 points. There’s also the call-in method which offers (YMMV) 100,000 points on just $10,000 in spend. As always you can read more about American Express cards here.

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Good try amex . Still not worth it


You know they serve real businesses too, right? – trilogy-09


What I meant was it is better to get referral (100k offer) from p2 . Referral bonus (15k from bbp or 20k from biz plat) + 100k with same msr.


There are better offers for real businesses too.


Is Soul Cycle back? It was gone last time I tried to buy another package. I do not see it on my benefits page.


You also get the $200 credit for Dell.


Is there detail for what constitutes a “qualifying purchase of $5,000 or more?” Trying to figure out if it is basically any purchase (other than gift cards) if they have further exclusions like taxes.


I made a $5,000 payment on my taxes to fulfill a 10K spend, and I got the 1.5X for that payment (about 2 years ago on the Amex Business Plat).


You also get 35% points refunded when booking through Amex travel portal, correct?


It’s not triggering automatically always anymore. Sometimes you have to actually reach out and plead you are owed what is deserved.


Anyone have success using the pet fee method for the $200 airline incidental fee? Flyer Talk and Reddit have talked about the loophole.


2 things missing from this post, which are important to note.

1) “Vendor Pay”, which gives you complimentary access to a tier of , which lets you pay vendors/1099 contractors. For me, this will save over $400/yr vs. what I was previously using.

2) WeWork Platinum Global Access is showing as being offered for 12 months for free, so long as you register between by 12/31/19

I’ll be cancelling my personal platinum in January, after making use of one last set of airline fee and saks fifth avenue credits. It absolutely sucks that priority pass no longer includes non-lounge options, as I enjoyed getting sodas and snacks from that Gaming place at DFW airport, and an hour playing. It also sucks that they increased the personal AF to $550 and business AF to $595.

But the business platinum actually makes sense to keep, not just for the bonus, but because the value I get out of it results in being positive $200/yr ( – $400 savings, Dell – $200, Airline credit – $200).

People should decide for themselves whether they’ll make use of the benefits or get their moneys worth, especially when it costs $595 up front. For me though, the 110k bonus and +$200/yr make this a no brainer. I’ll just hope Amex doesn’t take an axe to everything again, since they seem hellbent on killing their customer base. Coupled with the Blue Business Plus earning 2% on everything, and this card getting 35% points back on airline redemptions, it’s a good combo.

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