[Targeted] American Express Hilton Surpass 175,000 Point Bonus With $4,000 Spend

Update 8/7/20: More people targeted, this time via e-mail. Subject line is ‘<name>, keep your travel dreams within reach.’ Hat tip to reader Edward.

The Offer

Many people are getting a physical mailer offer for the American Express Hilton Surpass card:

  • Signup for the American Express Hilton Surpass card (formerly Ascend) card and receive a bonus of 175,000 points after $4,000 in spend within the first three months.

Card Details

  • Annual fee of $95
  • Card earns at the following rates:
  • 10 free priority pass lounge passes
  • Complimentary Hilton Honors gold status. Earn Diamond status after spending $40,000 in purchases within a calendar year
  • One Weekend Night Reward at a hotel or resort in the Hilton portfolio after spending $15,000 in purchases on the card in a calendar year
  • No foreign transaction fees

Our Verdict

Standard offers we’ve seen in the past aren’t usually better than 150,000 points. This one does have a slightly higher spend requirement. Previous best offer was 150,000 points + $100 statement credit; a lot of people will prefer the extra 25,000 points to the $100 which makes this the best offer ever.

Last I checked, the referral offer for this card varies with some people are seeing 150k/$3k and some people are seeing 135k/$3k. If you can get a referral from a friend with 150,000 bonus, some might prefer that since the friend can get a bonus of up to 25,000 Membership Rewards points.

A lot of people aren’t traveling now and won’t find this interesting; worth noting, there are a few benefits Amex added to the card due to the situation. As always if you have any questions, read this post about American Express cards first.

Hat tip to readers Sonja and Mark

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James
James

“(temporary bonus on this, currently, through year’s end for 12x total at supermarkets)”. You guys keep posting this in articles but it is incorrect. The 12x bonus at supermarkets ended on July 31.

Reca
Reca

HH are worthless but what made me pass is the annual fee without free night. Every other hotel card comes with free night. Given Amex clawing backing policy, you almost have to renew for one more year, so it is $190 for 175k (worth $400). You had to spend 4K which you could easily earn $80 in other 2% CC.

At the end, you look at a hard pull to make extra $130 IF you travel. I got the mail offer and shredded it.

Clenched
Clenched

My heart stopped when I saw above 150K. I guess I did not get the highest SUB. Maybe next “lifetime”

Lrdx
Lrdx

7 years is hardly a lifetime.

Victor
Victor

Why your heart stopped with just 25K HH points, just about $100. You life is worth much more than that /lol

Unclenched
Unclenched

Victor thanks, I feel better now

Jake
Jake

Do mailers have lifetime language?

J
J

I’m pretty sure 12x on grocery spend is only through the end of this month. Would love to be proven wrong about this…

P
P

Would be nice to know if the people getting the offer have less than 4, 5, or 6 Amex credit cards.

Tian
Tian

I have 5 CC with Amex 3 Hilton non fee, 1 Aspire and 1 everyday non fee. I am currently lol/24. I am really curious to know if they would approve me this card especially when I have 4 existing hilton card xdxd.

Ed Elliott
Ed Elliott

I was just targeted via email. I was just approved for my 4th Amex card 2 weeks before it, so I may have to pass. Probably around 7/24 overall

Charlie
Charlie

Email came from Hilton or Amex?

George
George

Comparing to standard offers:

130k/$2k via Hilton
125k/$2k+7.5k MR = 140k/$2k from crappy MR referral
125k/$2k+25k MR = 175k/$2k from best MR referral

…175k/$4k represents:
+45k/+$2k versus Hilton
+35k/+$2k versus crappy MR referral
+0k/+$2k versus best MR referral

And that’s assuming you do transfer the MR. That in itself is a poor choice (heck, you can cash out and buy for less); maybe borderline when there’s a 50% transfer bonus.

mike
mike

Don’t forget hilton miles are worth close to nothing… 40k – 60k a night for a less than average hotels.

Frank
Frank

So 3-4 nights for $95 fee? You want them to just give you the whole hotel asa SUB?

tennismenace3
tennismenace3

He’s just pointing out that 175k isn’t what it sounds like. You can get like 6-10 nights at this type of hotel if you sign up for the Hyatt card, for instance.

Pointz
Pointz

Agree. I value them at 0.2-0.3 cents at most

Lrdx
Lrdx

You can cash them out at 0.2c any time at Amazon, so you might not want to value ’em lower than that (or lower than 0.19, if you have an Amazon Prime card, for discounting the 5% rewards)

Kumar
Kumar

Bonus Not available to card members who previously had Surpass or Ascend card. 🙁

wwllmm
wwllmm

Lifetime Lang?

thumperstain
thumperstain

Yes, it’s on there.