The Offer
- People have reported receiving a targeted offer by e-mail for the following bonus on the Chase Marriott Personal Premier Card:
- 40,000 bonus points after $3,000 in spend within three months
- $200 statement credit after your first purchase within three months
- 5,000 bonus points for adding an authorized user and them making their first purchase within three months
- Annual fee of $85 is waived for the first year
Card Benefits
- Annual fee of $85 is waived the first year
- Card earns at the following rates:
- 5x points per $1 spent at Marriott & Ritz Carlton locations
- 2x points per $1 spent on airline tickets purchased directly with the Airline, at car rental agencies and at restaurants
- 1x points per $1 spent on all other purchases
- Anniversary bonus of a free night certificate for a category 1-5 property.
- 15 credits towards Elite membership after approval and every year after account anniversary
- 1 elite credit for every $3,000 spent
- This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months. New 5/24 rules might also apply
Our Verdict
People will have two questions about this offer:
- Do the new Chase 5/24 rules apply to it? Honestly we’re not sure, we think that targeted offers might be excluded at this stage but don’t know for sure (share DP below). Read more about getting around this here.
- How does it compare to the public offer of 80,000 points + 7,500 for adding an authorized user with the annual fee not waived?
Let’s try and answer the second question. Both offers have the same minimum spend requirement, the 80,000 offer gets you an additional 42,500 points (40,000 more bonus points from spend and an extra 2,500 from the authorized user) but you pay the $85 annual fee and missed out on the $200 statement credit.
Simply put those 42,500 points cost you $285. You’d need to value Marriott points at 0.67¢ each for the public offer to be better. I don’t value Marriott points at that much, but everybody has different valuations. There is also another offer targeted at elite, but only $150 statement credit.
Hat tip to reader holymacaronibatman on /r/churning
