Offer at a glance
- Maximum bonus amount: $350
- Availability: Nationwide, but targeted
- Direct deposit required: Yes, $500+ by 11/30/25
- Additional requirements: None
- Hard/soft pull: Soft pull
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit:
- Expiration date: Complete requirements by June 30, 2026
Contents
The Offer
Direct link to offer, need to be targeted via e-mail or when logged in
- LendingClub is offering a bonus of up to $350 when you open a new LevelUp checking account:
- $200 for direct deposits of $2,000+
- $150 for 10 purchases of any amount
- $350 when you do both
The Fine Print
- If you receive a direct communication (through email or online banking) from LendingClub about earning an account opening bonus, you may be eligible to earn a bonus. Bonuses are only available to the original recipient of the communication directly from LendingClub. Other customers who are not direct recipients of the communication from LendingClub, whether new or existing, are not eligible for this offer.
- To be eligible for any bonus, you must open a LendingClub LevelUp Checking account and meet one or more of the following requirements. To receive one or more bonus(es), you must also:
- Receive one or more Direct Deposit(s) totaling $2,000 or more by June 30, 2026 to be eligible to receive a bonus of $200. Direct Deposits must post to your account by June 30, 2026.
- Request a LendingClub debit card for your LevelUp Checking account and make at least ten successful debit card transactions (of any amount) by June 30, 2026, to receive a bonus of $150. All debit card transactions must post to your account by June 30, 2026.
- You can earn a bonus for each requirement met. Maximum one $200 bonus and one $150 bonus with a total maximum of $350.
- Direct Deposits are defined as: Recurring Automated Clearing House (ACH) credits, including payroll, pension or government payments (such as Social Security) made by your employer or an outside agency. Direct Deposits do not include peer to peer payments, transfers from one account to another, cash advances, ATM deposits, or wire transfers.
- If eligibility requirements are met, your bonus will be deposited into your LevelUp Checking account by July 31, 2026. Your account must remain open and have a positive balance at the time of payment in order to receive the bonus. We may report the value of the bonus to the IRS as required by law. Limit one bonus offer (to earn a max of $350) per customer.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is any EATF or not.
Our Verdict
Shame this isn’t publicly available. We saw a similar bonus late last year as well. Definitely worth doing if targeted.
Hat tip to readers Blake D & Pluv
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
