Subscribe
Notify of
guest

96 Comments
newest
oldest most voted

JackMiu
JackMiu (@guest_2082679)
June 22, 2025 13:51

What DD methods work?

Ninja45
Ninja45 (@guest_2081917)
June 20, 2025 17:40

DP: I was able to go into the branch and open the account with Chex score of 610. Was denied online a month back.

Neil
Neil (@guest_2080742)
June 18, 2025 20:30

Does it worth to visit a branch? I believe I’ll get instant denial if apply online.

James T.
James T. (@guest_2078606)
June 16, 2025 09:54

Got denied today after applying over the weekend. Chex score was 818 out of 899. What a joke.

dylan
dylan (@guest_2074660)
June 9, 2025 12:13

can someone verify is this hard or soft

S pollock
S pollock (@guest_2075651)
June 10, 2025 20:59

Wondering the same thing. Did you find it out?

Tom H.
Tom H. (@guest_2069051)
May 29, 2025 01:23

My wife applied online and was immediately rejected due to chex. I went in branch and was approved with no issues. My chex is about as high as my credit score (over 800). Wife will apply again in branch next month, will update.

Ninja45
Ninja45 (@guest_2080743)
June 18, 2025 20:36

Was your Chex unfrozen when you tried to applied in branch? Branch is 45 mins drive , so just wanted to see if it’s worth the drive with Chex frozen. Thank you!

Lyn
Lyn (@guest_2064265)
May 20, 2025 11:47

Applied online today and got declined almost immediately. Denial reason ” too many inquiries from other financial institutions “

Blake
Blake (@guest_2062944)
May 17, 2025 20:14

DP suggesting not nationwide despite Karl DP:

5/16 – OOS happened to be in TN, went in branch, denied because I had “no relationship to TN” and had too many accounts open recently (although they didn’t print out a Chex or anything to back it up). Employment and home addresses are both elsewhere, but seemed like they were willing to put something else as a home address (like a family member’s) but didn’t feel comfortable bending the truth like that.

MOTDOC
MOTDOC (@guest_2060844)
May 14, 2025 10:39

Chex-sensitive when opening online, no problem in-branch (I had a mailer, but I don’t think that made a difference)

Erica
Erica (@guest_2060743)
May 14, 2025 05:36

Denied with 5 accounts opened in the last 2 months. Reason for denial was “number of inquires from other financial institutions”