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mcafeeee
mcafeeee

Data point in case this comes back. Transfer from USAA savings account seemed to trigger the bonus for me. I tried an Ally savings account for my wife’s account and that didn’t trigger. I’ve followed up with an actual employer DD on her account.

mcafeeee
mcafeeee

I opened this account on 3/29 and made an employer DD of $305 on 4/15. Still no bonus. :/

Katie
Katie

I think their system was set up to give the bonus after recurring deposits even though the terms say “single monthly direct deposit” not “recurring deposits.” I have sent them an email but gotten no reply. I’m going to CFPB this one

Katie
Katie

Just spoke with a bank rep who told me that there had been a lot of “internal confusion” about how this offer was supposed to work! Contrary to what I was told by a rep when I asked about the offer wording when I applied for the account, she said only DDs that post AFTER the 60 day mark will trigger the bonus. Those who did recurring DDs covered all bases. For those of us who did a single deposit… we are all still eligible, just do it again and the bonus will post within 8 weeks (the rep said usually much faster than that). William Charles sorry for relaying the first rep’s misinformation to me… you may want to update the post?

Katie
Katie

DP x 2 (me + P2)

3/18 Account opened
4/5 employer DD $301 (did not trigger bonus)
5/17 60 days open
7/12 employer DD $301
7/18 $250 “Big Rewards Cash” posted

mcafeeee
mcafeeee

Thank you Katie for following up with that info. I had all but given up on this but will setup new DDs and see what happens!

Matt B
Matt B

Denied due to Chex. Around 20 opened accounts in last 12 months

Jason M
Jason M

My $250 bonus posted on June 18th.

Lily
Lily

Just checked my account, got the bonus too. About 2 months for me and almost 3 months for my mom’s account. Used local credit union and discover savings for DDs. Both worked just as i expected.

Katie
Katie

Lily and Jason M , can you post DPs on when your requirements were met? My P2 and I have not yet gotten ours

Lily
Lily

I opened account on 4/18. Been doing $325 auto ach from my local credit union biweekly ever since. Got bonus on 6/18. My mom’s account opened on 3/18, and $300 auto ach from discover every month ever since. She received bonus on 6/12. Hope this helps.

Katie
Katie

Thanks, Lily, that is helpful. Now I’m worried. My husband and I opened March 18 and had an employer DD of 301 on 4/5. Neither of us have gotten the bonus yet. I was expecting it to post with statement close on 6/18. I did not make these DDs recurring since the language says “have a single direct deposit.”

If any of the more experienced readers here have any advice on how to proceed, I’d be grateful for tips. I think I may try another real DD now (posting 2 weeks) because of the weird wording they used.

Michael
Michael

I live in Alabama, but my zip code was not eligible for a checking account here.

FTBdude
FTBdude

Has anyone received the bonus yet, or do we think that it will post after the 60 days is up?

Donna
Donna

FYI, offer extended February 15, 2019 thru June 28, 2019.

Donna
Donna

Did anyone receive confirmation/clarification re: exactly what satisfies the ACH/Direct Deposit requirement? Specifically, does anelectronic funds transfer from another financial institution count? PLEASE ADVISE!

FTBdude
FTBdude

Just go ahead an use an employer DD .

James
James

Account opened and showing as “Approved Pending” 4/11/19.

James
James

Account approved 4/15/19 after uploading a second form of ID (a message had been added to the application requesting this).

mcafeeee
mcafeeee

I applied online a few weeks ago and was approved. My wife applied in branch today and was also approved. Doesn’t appear to have household limits.