Posted by William Charles on November 25, 2019
Bank Account Bonuses

Published on November 25th, 2019 | by William Charles

5

[Expired] [TX only] DuGood Federal Credit Union $150 Checking Bonus + $150 Donation To Charity

Deal has now ended. View more checking promos by clicking here

Offer at a glance

  • Maximum bonus amount: $150 + $150 donation to charity
  • Availability: TX only. Must lives, works, or worships in Chambers, Hardin, Jasper, Jefferson, Liberty, Newton, Orange, or Tyler County
  • Direct deposit required: Yes, no minimum specified
  • Additional requirements: None
  • Hard/soft pull: Unknown
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: $5, not avoidable
  • Early account termination fee: $5, 90 days
  • Household limit: None listed
  • Expiration date: December 31st, 2019

The Offer

Direct link to offer

  • DuGood Federal Credit Union is offering a bonus of $150 when you open a new checking account and complete the following requirements:
    • Open a new Advantage Checking account with payroll direct deposit
  • DuGood will also donate $150 to a charity once the above requirements are completed

The Fine Print

  •  Offer valid until 12/31/19 for first time new members who open an Advantage Checking account with payroll direct deposit.
  • Business accounts excluded. Other restrictions apply.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Advantage checking account has a $5 fee that cannot be waived

Early Account Termination Fee

According to the fee schedule there is a $5 fee if your account is closed within 90 days

Our Verdict

Seems like an OK deal, it’s annoying that the $5 fee cannot be waived and they don’t tell you what charity the money will be donated to either list of charities here. We need to know if it’s a hard/soft pull and if you can fund with a credit card to determine if it’s a good deal or not. If anybody goes for it, please share your experiences in the comments below.

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LAG
LAG

“Anyone who lives, works, or worships in Chambers, Hardin, Jasper, Jefferson, Liberty, Newton, Orange, or Tyler County is eligible to join.”

This appears to be the only membership qualifier. Far east Texas (Beaumont area, near Louisiana border). I don’t live anywhere nearby, but zip code restriction on first “membership eligibility” tab didn’t seem to stop me from going to next page, but I didn’t want to fill out the rest of the info at this point, but I’ll post back if I’m successful later.

CM

How many folks live in those counties? These don’t seem to include any sort of population centres at all. Seems a bit weird to post this under “TX only” when probably less than 0.1% of Texans are eligible here.

Ray
Ray

meh

BVA
BVA
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