Subscribe
Notify of
guest

1.8K Comments
newest
oldest most voted

Ad
Ad (@guest_1942700)
November 1, 2024 16:16

10/17: Account opened
10/18: $25 Push from Wealthfront
10/19: $976 Push from Wealthfront (Didn’t work)
10/21: $399 Push from Schwab (Didn’t work)
10/24: $25 Push from Discover
10/29: $951 Push from Discover, Tracker disappeared, received email about accessing “top tier benefits” but nothing about rewards
10/31: $200 Bonus posted

Theo
Theo (@guest_1942533)
November 1, 2024 13:28

Anyone who referred others: can you see any information about the person/people you referred? Or does it just show up with the number you referred?

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
November 1, 2024 13:29

Just the number. No info at all. Theo

Paul
Paul (@guest_1941702)
October 31, 2024 11:14

08/29: Account opened
09/06: $1000 Venmo cashout
09/11: $1000 Push from Schwab Brokerage
09/13: $1001 Push from Fidelity CMA
10/07: $200 Refer A Friend Bonus posted

Sorry for the convoluted DP. I got worried when it didn’t post in the first day or 2 based on other DPs. Looks like it might be taking a bit longer for others lately as well.

Bezos
Bezos (@guest_1935174)
October 20, 2024 20:43

Thanks for whoever’s link I used. Check to see if it was yours!

Venmo didnt work
10/16/24 Real DD worked, email rec’d same day letting me know I qualified for bonus
10/17/24 Next night, got the bonus at night same time as early real DD (Wednesday)

Bubz
Bubz (@guest_1934730)
October 19, 2024 16:11

Thank you for contacting the Upgrade Team. We are happy to hear that you are interested in Upgrade! We understand you are curious about our application process. We can certainly clarify how we complete a soft credit pull or hard credit pull. 
 
Checking your rate won’t impact your credit score. When you check your rate to see what offer(s) you may qualify for, we perform a soft inquiry on your credit report, which won’t impact your credit score. Soft inquiries can only be seen by you. 
 
When you accept your offer and submit your bank account information, we perform a second soft inquiry which also does not impact your credit score. Once your request for credit is funded, we perform a hard inquiry on your credit report, which may impact your credit score and can be viewed by third parties.”

Exa
Exa (@guest_1934853)
October 20, 2024 00:48

That sounds like their approval process for loans.

“checking your rate won’t impact your score.”

“when you accept your offer…”

I had no hard inquery for a checking account. Signed up about a month ago.

Exa
Exa (@guest_1934479)
October 18, 2024 22:01

My bonus deposit tracker disappeared the day I got my legitimate work DD. Haven’t gotten any emails or updates. Has this happened to anyone?

Wdi
Wdi (@guest_1937787)
October 24, 2024 15:22

Bonus deposit tracker also disappeared for me. No updates but hopefully in a day or two.

HD
HD (@guest_1933988)
October 17, 2024 22:34

10/03 Venmo did not work even though was coded as PPD
10/15 Chase Business ACH “employee payment” did work – triggered direct deposit tracker and received text same day that direct deposit was received
10/17 received $200 bonus

Theo
Theo (@guest_1933355)
October 16, 2024 16:32

Wise seems to say that the money will transfer “In seconds”, which makes me suspect that they’d do a RTP instead of a PPD. I assume a RTP wouldn’t trigger the bonus. Does anyone know a way around that? Any way to “force” Wise to use PPD? I’ll try checking after business hours or something.

Wdi
Wdi (@guest_1933952)
October 17, 2024 20:23

Wise has multiple options when transferring. Your claim seems to contradict what is stated on the website. “On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Cat
Cat (@guest_1931912)
October 14, 2024 11:04

Opened 8/12
$1050 Venmo 9/5
$250 Ally 9/27 (as of this date the direct deposit tracker did show $1,050/$1,000 direct deposit and ultimately don’t think it was necessary but I was a bit concerned since others saw their bonuses post much faster)
$200 Bonus posted 10/7

Wdi
Wdi (@guest_1933953)
October 17, 2024 20:24

Where’s the direct deposit tracker?

Arland
Arland (@guest_1929340)
October 10, 2024 00:32

DP:

  • Opened 8/27
  • $500 FidelityCMA Push 9/11
  • $500 Fidelity CMA Push 9/17
  • $200 Bonus on 10/7

Note: I only pushed $500 due to cash settlement timing with my CMA account!