USAA has launched a new credit card called ‘Eagle Adapt™ Credit Card’ the card offers the following:
- No annual fee
- Sign up bonus of $200 after $1,000 in spend within 90 days of account opening
- 0% APR for 15 months on purchases and balance transfers, 5% balance transfer fee
- 3% cash back on your first $3,000 in combined quarterly purchases across the following categories:
- Groceries
- Dining
- Home Improvement & Home Furnishings
- Gas & Electric Vehicle Charging Stations
- Travel
- Transit
- Health & Wellness
- Live Entertainment & Streaming Services
- 1% cash back on all other purchases
Our Verdict
It’s rare to see a card offering no annual fee, 0% APR intro period, a sign up bonus and a somewhat interesting earning rate. It’s a shame that the card has a balance transfer fee, but should still be useful to some people assuming the card limit is high enough and you can avoid overspending. Membership is restricted. We will add this to the list of new credit cards for 2026.
