Offer at a glance
- Maximum bonus amount: $250
- Availability: US Community Credit Union membership is open to anyone who lives, works, worships, volunteers, or attends school in and businesses and legal entities located in Davidson, Rutherford, Wilson, Williamson, Sumner, Cannon, Cheatham, Dickson, Hickman, Macon, Maury, Robertson, Smith, or Trousdale counties
- Direct deposit required: Yes, $1,000+ within 60 days
- Additional requirements: 10 debit card purchases
- Hard/soft pull:Unknown (csr says hard pull)
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: $25, 180 days
- Household limit: None
- Expiration date: July 18, 2026
Contents
The Offer
- US Community Credit Union is offering a new members $250 bonus when you open a new checking account and complete the following requirements:
- Receive direct deposits totaling $1,000 or more within 60 days
- Complete 10 debit card purchases within 60 days
- Use promo code AMERICA250 when applying
The Fine Print
- New Membership Promo: Available to new USCCU memberships only.
- New membership must be opened with a checking account.
- Must make direct deposits totaling $1,000 or more and have 10 debit card transactions within 60 days of account opening to receive offer.
- Must enter promotional code AMERICA250 during application. $250 bonus will be paid within 30 days of meeting offer requirements.
- Offer expires 7-18-2026.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
It’s On Us/Flex checking have no monthly fees.
Early Account Termination Fee
There is a $25 fee if closed within 180 days
Our Verdict
Better than the $100 bonus that was previously offered.
Hat tip to dealgamer
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Calculate And Share Your ChexSystems Datapoints
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times

