444
Leave a Reply

avatar
 

  Subscribe  
newest oldest most voted
Notify of
Puli H
Puli H

Received the bonus 400$ for P1 & P2 yesterday. Contacted Customer service when I didn’t receive the bonus even though I met the requirements and it got posted the same day.

PigTickler
PigTickler

Mar 22 – Opened
Mar 31 – Real DD of $500
Apr 07 – Hit $5K requirement

I guess I missed the verbiage about “recurring direct deposits”….did I f-up?

PigTickler
PigTickler

I didn’t f-up. Received my $300 today 🙂

Gadget - Bank Bonus Geek

$300? Are you sure they didn’t pork you?

H.P.
H.P.

Gadget - Bank Bonus Geek PigTickler only deposited $5K (plus a DD of $500), so the bonus is only $300 instead of $400 (for a $10K deposit).

H.P.
H.P.

PigTickler I was going to post that the DD doesn’t have to be recurring.
3/25 Opened
4/10 Deposited $10K from Ally
5/3 DD of $2000+ from S.S.
6/30 $400 bonus posted

e0
e0

Still Churnable. 3rd bonus just hit

In-State, near branch, opened online
3/11 Opened
Hit $10K requirement
Multiple Real DD
6/16 400 Bonus Hit

George
George

So you churned another even though the terms now say 24 months? I know they used to not enforce the old terms but wondering if I can do this again since I did a bonus with them about a year ago.

e0
e0

honestly don’t remember what the terms of the current bonus are, but here are the open/close dates of previous accounts

4/2018 – 5/2019 ($175 plus referrals)
2/2020 – 3/2021 ($175)
3/2022 – now ($400) . Will close this one in march/april 2023

mothman69

e0 Very interesting that they aren’t enforcing the 24 month rule. I closed my last account in Jan 2021 and have been waiting to re-open but might just go for it sooner if their offer comes back.

MCT
MCT

The bonus posted yesterday on my account.

Jamie
Jamie

I did this last year and got the $500 bonus, but I haven’t received the 1099-INT. Is everyone else experiencing the same? Does AssociateBank NOT issue a 1099-INT for the bonus?

killdozer
killdozer

Closing the account with no bonus (ally didnt work for DD), fineprint mentions “no account within 6 months” so hopfully they’ll have the same bonus around october 2022 and ill try with Wise or Astra

Gadget - Bank Bonus Geek

killdozer Sorry to rain on your parade, but that info is old. DoC doesn’t update the fine print section when an offer is renewed.

Recent offers said, “Offer not available for customers who have received a new personal checking account monetary bonus within the last 24 months and have or have had an Associated Bank checking account within the last 12 months”.

killdozer
killdozer

Whoops, you are correct. Its a 12 month window. Ill try my luck again in Apr 2023

alopez14
MikeyBee
MikeyBee

Update: Capital One says they can’t remove the cash advance fee, only the merchant can do that, by changing the type of charge to a “purchase.” Associated chat rep says they can’t do that, because it would eliminate my opening deposit and close my account. That sounds like BS to me; if I used my Capital One card to buy checks from them, they would charge it as a purchase, not a cash advance. If I didn’t place some value on my time, I might call and ask for a supervisor.

H.P.
H.P.

MikeyBee I don’t like the $10 cash advance fee by CapOne either, but I view it as “cost of doing business”, providing I’ll get the bonus from Associated Bank (AB) later.
Got a call from a lady in AB Fraud Dept this afternoon. She said our accounts were put on HOLD for review because they don’t have a physical presence in KS and were wondering why we opened accounts with them, do we do a lot of online banking, do we plan to have DD set up, etc. I told her that I saw their offer and my zip code was deemed eligible, we have money available to meet their required $10K+ deposit, and nowadays you don’t really need a physical branch to conduct banking (I mentioned Ally), and I did set up S.S. DDs to go to AB. That seemed to be acceptable to her, so she removed the HOLD from the accounts and I was able to log in again.
Still, I’ll have to change my DDs to AB again because yesterday I changed them back to my local bank. Also, Ally lifted my transfer suspension for a few days then suspended them again. What a pain.

MikeyBee
MikeyBee

H.P., sounds like you’re making some progress anyway. BTW a tech question: How do you get the screen name of the reader you are replying to, to highlight and generate an email to the person?

H.P.
H.P.

MikeyBee You start your post with the @ sign and the username that you want to address (no space between the @ sign and username). The forum software will display the guest number, click on it, then finish the rest of your post. The forum software will send a notification email to that user.

MikeyBee
MikeyBee

H.P. Thanks!

mothman69

MikeyBee Alternatively, you can click on the little person icon with the plus sign in the bottom right corner of the reply box, type in a name, and then click on the name to add the tag into your reply.

MikeyBee
MikeyBee

mothman69 Thanks!

H.P.
H.P.

Associated Bank (AB) is causing me headaches.
3/25/22 Opened checking accounts for P1 and P2. Approved instantly. Funded $25 in each account using CapOne VISA. Got charged $10 cash-advance fee for each transaction.
3/30/22 After successful trial deposits from Ally, transferred $10500 from Ally into each AB account.
3/31/22 Couldn’t log into AB accounts, kept getting “unable to authenticate”. Called AB and was told the accounts were put on HOLD for review.
4/4/22 Got email from Ally saying the transfers failed/got rejected and Ally suspended my account’s ability to transfer funds. Had to contact Ally to get it unsuspended.

I already got my S.S. DD setup to go to AB in June. Will have to change it if AB decides to close the accounts. Grrrrhhhh.

MikeyBee
MikeyBee

H.P., Bummer. I’m still waiting to see if CapOne reverses the cash advance fee they charged me. Meanwhile, I used my BMO Harris Mastercard to fund my wife’s account, and it posted as a purchase, not a cash advance. It says “debit” on its face, but can be used as debit or credit. I tried funding directly from my BMO checking, but AB uses Plaid, a worthless POS that never works for me. Beware if you haven’t already learned this, SS has ridiculously long lead time to change DD.

H.P.
H.P.

MikeyBee Yeah, I know that SS has 6-8 lead time. Another member said if you call SS you can get the rep to change the DD info with as little as 10-14 days lead time. I haven’t yet to try it.

MikeyBee
MikeyBee

Thanks for the SS tip H.P.! I used to work for them so I should have known about that. Of course, one has to be prepared to spend forever on their 800#.

killdozer
killdozer

Opened Dec 17.

Dec 24: $9000 deposit ALLY
Dec 24: $501 deposit ALLY
Dec 24: $502 deposit ALLY

Still no bonus

MikeyBee
MikeyBee

Fine Print says “The bonus will be deposited into the new Associated Bank checking account within 120 days of account opening.” So you should get it by April 16, assuming your balance averaged the specified amount between January 17 and March 17.

H.P.
H.P.

Any real DD ?

killdozer
killdozer

Ally is not a real DD.

Rob
Rob

How did ALLY post in account? I have 1 that showed as p2p (local credit union) then another that shows: ach transfer. (e-trade brokerage) Going to try again next week using fidelity

killdozer
killdozer

Ally posted as P2P.

sad
sad

I think you might be out of luck if it showed as p2p ;(

Kyle

killdozer You might be SOL. Schwab no longer counts so they may have nixed Ally as well.

killdozer
killdozer

I’m so Loooooonesome I Could Cry. The “Bonus posts within 120 days of opening” has a 4/17/2022 deadline so we’ll find out by then if this was a waste of time.

MikeyBee
MikeyBee

killdozer’s channeling BJ Thomas.

Samuel
Samuel

Ally Bank did not work when I tried to get the bonus about a year ago.