Posted by Chuck on June 18, 2018
Bank Account Bonuses

Published on June 18th, 2018 | by Chuck


[Expired] Wells Fargo $200 Checking Bonus [Select Areas Only; No DD Required]

Deal has expired, click here for the best current checking bonuses.

Update 06/18/18: Link is working again after not working for a few weeks. Keep in mind the minimum debit card amount must be at least $1. Hat tip to MtM for making us aware of the offering being back.

Update 02/05/18: Bonus is back, this time with different targeted areas. Via justinsidebieber

Offer at a glance

  • Maximum bonus amount: $200
  • Availability: Enter zip code to see eligibility (Austin, TX; Charleston, SC; Charlottesville, VA; Columbia, SC; Columbus, GA; El Paso, TX-NM, Fresno-Visalia, CA; Ft. Myers-Naples, FL; Greensboro, NC; Greenville, SC-NC; Harlingen, TX; Houston, TX; Idaho Falls, ID; Las Vegas, NV; Reno, NV; Roanoke-Lynchburg, VA; Savannah, GA; Tampa, FL; Tucson (Sierra Vista), AZ; West Palm Beach, FL)
  • Direct deposit required: None
  • Additional requirements: Debit purchases, see below
  • Hard/soft pull: Soft
  • ChexSystems: Mixed reports, likely doesn’t pull
  • Credit card funding: Can fund up to $50 online
  • Monthly fees: $10, waivable 
  • Early account termination fee: None
  • Household limit: None
  • Expiration date: November 22, 2017 June 29th, 2018

The Offer

Direct link to offer

  • Receive a sign up bonus of $200 when you open a new Everyday checking account with Wells Fago and make 10 debit card purchases/payment of at least $1 each month for the 3 consecutive months

To fulfill the qualification, you must make 10 debit transactions within 30 days of account opening, another 10 during days 31-60 from account opening, and another 10 from days 61-90 from account opening.


Geographic Eligibility

Enter your zip code to check eligibility.

The following areas are eligible: Austin, TX; Charleston, SC; Charlottesville, VA; Columbia, SC; Columbus, GA; El Paso, TX-NM, Fresno-Visalia, CA; Ft. Myers-Naples, FL; Greensboro, NC; Greenville, SC-NC; Harlingen, TX; Houston, TX; Idaho Falls, ID; Las Vegas, NV; Reno, NV; Roanoke-Lynchburg, VA; Savannah, GA; Tampa, FL; Tucson (Sierra Vista), AZ; West Palm Beach, FL

The Fine Print

  • Not eligible for bonus if you are: 1) a current owner on a Wells Fargo consumer checking account; 2) a Wells Fargo team member; 3) a recipient of a consumer checking bonus in the past 12 months (limit 1 bonus per customer)
  • All consumer checking accounts except Teen Checking are eligible for the $200 bonus when opened in a branch. Everyday Checking is the only eligible account for the offer when opened online.
  • Bonus available in-branch or online
  • Initial deposit of $25 required during account opening
  • Transactions at an ATM or purchases/payments made using your checking account number and routing transit number through the Automated Clearing House (ACH) do not count as a debit card purchase/payment
  • Offer cannot be  paid without providing a valid (W-9) and U.S. taxpayer ID number
  • Offer can not be combined with any other consumer deposit offer
  • Bonus will post to your new checking account within 45 days after eligibility and qualifications have been met
  • You are responsible for any federal, state, or local taxes due on your bonus and we will report as income to the tax authorities as required

Avoiding Fees

Monthly Fee

The Everyday Checking account comes with a $10 monthly fee. Get the fee waived with one of the following:

  • 10 debit card purchases and/or payments each statement cycle from this checking account, OR
  • Direct deposits totaling $500 or more each statement cycle, OR
  • Maintain a $1,500 minimum daily balance, OR
  • Link checking account to a Wells Fargo Campus ATM or Campus Debit Card

If you have a Wells mortgage, you might be able to get a higher-level account with no fees.

Early Account Termination Fee

There is no early account termination fee.

Our Verdict

If you’re interested in this offer, I’d jump on now as last time we posted a public $200 bonus Wells Fargo quickly pulled the offer. They have offered bonuses of $250 and $300 in the past though. We’ll add this to our list of Best State-Specific Bank Bonuses.

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Seems unfair that they would limit us from opening more accounts for a bonus when we weren’t extended the same courtesy by their salesmen.

Lol, in the past the 12 month rule hasn’t been enforced

Beautiful. I’ve been using them to cycle MO’s through since they don’t give a fuck. May go close it and open a new one.

Would like details on your MO process. Just opened an acct here.

Go to ATM. Click deposit checks. Shove in ATM. Leave.

I closed my account on 5/10. Worth a try or should I not bother at all?

I guess if it works for others it would work for you, but I wouldn’t go in expecting it to work

William Charles Please note:
It has been in my case. I did not receive last bonus due to this rule which I confirmed from their executive office.

LOL this comment is great.

Link is dead.

We’re sorry but this page is no longer available. Please visit for information on consumer checking accounts.

If you are responding to a promotional offer, please bring your personal offer code to your nearest branch by the stated offer expiration date to open your account and be eligible to receive your bonus.

It’s working for me in PA…? And my zip code is eligible!! 🙂

So if my wife signs up for this, then Venmo’s me $1 per day for 10 days, that would qualify for the 10 debit card, right?

I’d rather do that than buy 10 fifty cent amazon gift card reloads.

There are some more targeted areas that can apply through these two links: for $300. for $200.

I’m in the Bay Area, but my ZIP code says not available.
Oh well, I didn’t feel like having to pay 10x with debit anyway.

I have a Wells personal account that I opened up with the $100 ATM coupon just over a year ago. I still have it open, because Wells has been great for depositing my MO. If I close this account this week, am I asking for problems with me opening a new personal account right away? Better to wait a month?

91765 works.

consumer checking account – does that definition include a consumer “business” checking account? Hope it doesn’t or else I am disqualified for this offer

Anyone know if there is a minimum amount for the 10x purchases?

I just signed up for 150 dollars one, now the bonus is 200 dollars, is it possible for WF to match it since it is recent?

I am in eligible zip code, applied but was not instantly approved.
Now I see the $200 nationwide bonus post.

so, if I used to hv a wf checking acc which closed few months ago, am I eligible for getting the bonus?

YMMV, as Will said, often the 12 month rule isn’t enforced. Give it a shot and hope for the best. That’s what i’m gonna do.

Works for Dallas (75149) but does not work for Fort Worth (76131), Texas.

Works for me in Fort Worth (76108).

76131 might be coming up as Saginaw instead of Fort Worth proper.

Maybe. Just use a different zipcode to get into the app and then use your regular zipcode to apply. Obviously Saginaw is in FTW, and it would be easy to argue. Just enter the zip in Google and it even shows as FTW.

Hmm, wonder if I can close current account and open a new one since I got my bonus >12 months ago.

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