Posted by William Charles on March 22, 2017
Bank Account Bonuses

Published on March 22nd, 2017 | by William Charles


[Expired] Wells Fargo $250 Nationwide Checking Bonus

This bonus has expired, if anybody finds a working link then please let us know. You can find the best checking bonuses by clicking here.

Update: Reader BB successfully received the bonus after the below language was added and isn’t a retail store private label credit cardholder. Because of that I am reposting and adding it to our best bonus page again.

I hope all readers have signed up for this bonus already, we’ve given you ample opportunity and warnings. This new deal contains the following language:

This is an exclusive, nontransferable offer. This is only available to Wells Fargo retail store private label credit card customers who received our direct mail for this offer.

Previously it contained similar language (without reference to retail store private label credit card customers) and even those who weren’t targeted received the bonus. There is no guarantee this is the case this time. We will update the bonus once somebody who isn’t targeted gets the bonus (if that happens before the offer expires).Unlike previous offers the above language does appear in the welcome e-mails.

Offer at a glance

The Offer

Direct link to offer

  • Receive a sign up bonus of $250 when you open a new checking account with Wells Fago and within 60 days complete one of the following requirements:
    • Make 10 debit card purchases/payments.
    • Set up a qualifying Direct Deposit of $500 to your new checking account.

wells fargo $250 offer

The Fine Print

  • This is an exclusive, nontransferable offer. This is only available to Wells Fargo retail store private label credit card customers who received our direct mail for this offer.
  • Open a new, eligible consumer checking account with a minimum opening deposit of $25 (not including the bonus) by April 1, 2017.
  • Within 60 days of account opening, either make 10 purchases/payments with your Wells Fargo Debit Card or establish a qualifying Direct Deposit of an accumulated $500 or more to the consumer checking account opened for this bonus offer.
    • The 10 debit card purchases/payments must be from the primary linked consumer checking account opened for this offer. Transactions at an ATM do not count as a debit card purchase/payment.
    • A qualifying Direct Deposit is your salary, pension, Social Security, or other regular recurring monthly income, electronically deposited to your consumer checking account by your employer or an outside agency. Transfers from one account to another or deposits made at a banking branch or ATM do not qualify as a Direct Deposit.
  • Offer available in all Wells Fargo branches or online at
  • Offer cannot be:
    • Paid without a valid W-9 and U.S. taxpayer ID
    • Combined with any other consumer deposit offer
    • Reproduced, purchased, sold, transferred, or traded
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fee

The Everyday Checking account comes with a $10 monthly fee. Get the fee waived with one of the following:

  • 10 debit card purchases and/or payments each statement cycle from this checking account, OR
  • Direct deposits totaling $500 or more each statement cycle, OR
  • Maintain a $1,500 minimum daily balance, OR
  • Link checking account to a Wells Fargo Campus ATM or Campus Debit Card

If you have a Wells mortgage, you might be able to get a higher-level account with no fees.

Early Account Termination Fee

There is no early account termination fee.

Our Verdict

Update: We now recommend it again after a reader successfully got the bonus.

As I said before, I hope all readers have already signed up for this bonus previously. I suspect you’ll get the bonus even if you’re not a retail store customer, but there is still significant risk involved and you should be aware that you’ll have no recourse if Wells Fargo doesn’t give you the $250 bonus. If I hadn’t already done this bonus, I’d probably just wait for datapoints to roll in. Because of that I don’t consider it one of the best checking account bonuses.

Big thanks to reader, Matthew B who let us know. Learn how to find bonuses and contribute to the site here.

Useful posts regarding bank bonuses:

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Does it apply to new applicants before the language change? I got the account but got a few more swipes to go.

I opened the account earlier and bonus got triggered by 500 deposit from 360 … Don’t even have to make 10 debit card transactions.. now I will transfer two more 500 coming two months and then maintain 1500 for waiving monthly fees

This was, hands down, the easiest bonus I’ve ever gotten on a bank account. I did the 10 amazon gift card reloads spread throughout 3 days, and once I hit the requirements, the bonus was deposited two business days after.

Good thing I opened the account last week. I have 6 more swipes to go. I called last week and the rep confirmed that the $250 bonus was applied to my account.

Thanks Doc!

last time missed it for SO, now opened it.

DP: got bonus with targeted link… but I am not targeted. thanks Doc! bonus was posted super fast for immediately next meeting 10 transactions. requirement.

I applied under the old language but met the bonus after making 10 Blue Bird deposits ranging from $1 – $2 which I did all at once in the span of five minutes and received the bonus three days later. I will warn though that I received a call from Wells Fargo’s fraud alert department the next day, simply said that the 10 weird transactions were indeed from me (had to verify some information) and they were fine with that. Easiest bonus I’ve ever done.

Boo, literally just sat down to open an account for this bonus

The $250 posted in no time Wells Fargo are real champs.

What private label credit cards does Wells Fargo have? I found a news article from 2014 saying they were going back the Dillards card, but is there a list anywhere to show all of their private label cards?

I cannot say how accurate this is, but Wallethub lists 23 store cards issued by Wells Fargo:

Before finding this list I was only aware of Dillard’s and Kirkland’s, both of which have been mentioned here on DoC. I have the Dillard’s AmEx (not store card), and no targeted offer so far.

Wow – 28.99% interest rate on those store cards. That’s just crazy.

I had opened WF account under the previous offer but another member of my family missed out. She does have a Dillard’s card (issued by WF now) and has a just-closed Mattress Firm account.

What’s the worst the can happen if she opens an account but doesn’t get the bonus? Can she just close it and then re-open an account later if/when another bonus is available?

That’s my guess, it’s easy to close accounts via SM, that’s what I was waiting for when I missed out on the previous offer.

Just applied and instantly approved, funded with CSP. Targeted language was not in the approval email.

I take that back, this was: Customer must be an existing Wells Fargo retail store private label credit card customer.

did your instant approval also mention that the bonus was attached to your account?

Yes. Also, I do have a WF CC, just not private label.

Not directly related to the offer, but I did 10 quick transfers of Square Cash to a friend who then sent it right back and that triggered the $100 bonus they had awhile back very quickly.

Looks like its only available for Citizens and Resident Aliens. Unlike before, they now have a Non-Resident Alien option on their application and as soon as I chose that, I got a message saying “Wells Fargo is unable to open accounts for Non-Resident Aliens at this moment of time” or something similar.

On a side note, thanks @Bill for all the hard work!


if you are more than 6 moths in US you can select Resident alien and after that it will ask for permanent resident align or Temp resident alien (if not Green card holder you can select Temp resident alien and provide your home country address) I did selected temp resident align my application went fine.

Thank you so much. Appreciate your help!. I have been here since 2009 so I did apply. I only got the following pending message however.

“Once we verify your information for this account, we’ll email you the status of your application and send a follow-up letter by mail within 2 to 5 business days of our decision”

I got the same thing last time and it turned out to be a denial. Let’s see what happens this time. At least I applied, thanks to you. 🙂

wish you good luck 🙂 . I applied on 3/7 and was conditionally approved, couple of days later fully approved.

thanks!…and that’s great news!. cheers to more bonuses! 🙂

Deepak, Durga,

Thanks for the DP on Resident Alien. I got instant approval for the account.

@DoC: Thanks for the info on Wells Fargo.

Is anyone else getting we are sorry- unable to process request page? I keep getting this when i click on open account

Instantly approved. The welcome email has this sentence:
“Your application has been approved, and your new account is eligible to receive a bonus offer”.

I have the World Propel card and closed my previous checking account last week (got $100 bonus two years ago).

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