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Offer at a glance
- Maximum bonus amount:Â 10,000 uChoose Rewards points
- Availability:Â Must open in branch, all branch locations are in Dane County, Wisconsin
- Direct deposit required:Â No
- Additional requirements:Â None
- Hard/soft pull:Â Unknown
- ChexSystems: Unknown
- Credit card funding:Â Unknown
- Monthly fees:Â $0-$10, avoidable
- Early account termination fee:Â Unknown
- Household limit:Â None listed
- Expiration date:Â March 31st, 2019
Contents
The Offer
- State Bank Of Cross Plains is offering a bonus of 10,000 uChoose Rewards points (worth $100) when you open a new checking account and complete the following requirements:
- None
The Fine Print
- To qualify for the 10,000 bonus uChoose Rewards Points, account must be opened between February 1, 2019 and March 31, 2019 with a minimum of $100 in new money not currently on deposit at State Bank of Cross Plains and must remain open for 90 days.
- Bonus uChoose Rewards Points will be deposited to account by July 15, 2019.
- We sincerely appreciate our current customers, however this offer is not available to existing checking account customers.
- The offer is not available to those whose accounts have been closed within the last 18 months.
- Only one checking account of any type per person is eligible for bonus uChoose Rewards Points.
- Accounts must be opened in person to receive the bonus uChoose Rewards Points
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Bonus checking for students has no monthly fees, but it requires being a student. Otherwise you need to open a custom rewards checking account. This has a $10 monthly fee that is waived with :
- 4 or more qualifying services
- Personal and Junior Savings
- VISA Debit Card
- Direct Deposit 6
- eStatement
- Business Checking 7
- Certificates of Deposit
- Installment loan
- Home Loan 8
- Home Equity Loan
- VISA Credit Card
- Premium Plus Money Market Account
- Investments with Financial Advisory or Wealth Management
- or $20,000 combined deposit account balances.
Early Account Termination Fee
I wasn’t able to find a fee schedule
Our Verdict
Landing page mentions students, so I think this bonus is only for the student accounts. Even if it’s not it’s only really worth doing if you’re a student as the other accounts are too difficult to keep fee free. Need to know if it’s a soft pull to open, but you should be able to ask before opening the account.
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