Update 1/2/22: Down to 3% now
Offer at a glance
- Interest Rate:Â 4% APY
- Minimum Balance:Â $1,000
- Maximum Balance:Â $15,000
- Availability:Â Seems to be in branch only. All branches locations are in WY & NE
- Direct deposit required:Â Yes
- Additional requirements:Â See below
- Hard/soft pull:Â Unknown
- ChexSystems: Unknown
- Credit card funding:Â Unknown, unlikely due to in branch
- Monthly fees:Â None
- Insured: NCUA
The Offer
- Meridian Trust Federal Credit Union is offering a 4% APY on balances up to $15,000 on their max rewards checking account when you complete the following requirements:
- Keep a $1,000 minimum balance in your checking account
- Make a minimum of 10 debit card purchases of $5 or more posted to your account during the month
- Sign up for eStatements
- Set up one monthly direct deposit
Avoiding Fees
This account has no monthly fees to worry about
Our Verdict
They also have a referral bonus for $25. Feel free to share your referral information in the comments, please make sure to also share your experiences with this bank otherwise we will delete your referral information. Seems like a good deal if it’s a soft pull as well. I’ll add this to the best high interest accounts page.