[YMMV] American Express Business Gold 35,000 Points Offer – No Lifetime Language

The Offer

No direct link to offer, showing when logged in

  • American Express is offering 35,000 Membership Rewards points after $5,000 in spend within the first 3 months of Card membership.

Card Details

  • $295 annual fee, not waived first year
  • Card earns 4x points on the two categories your business spends the most each billing cycle, from the following list (up to $150,000 in combined purchases each calendar year):
    • U.S. purchases at restaurants
    • Airfare purchased directly from airlines
    • U.S. purchases for advertising in select media
    • U.S. purchases at gas stations
    • U.S. purchases for shipping
    • U.S. computer hardware, software, and cloud computing purchases made directly from select providers
  • 25% points back after you book a flight with pay with points

Our Verdict

If you haven’t had this card before, it’s definitely possible to get bigger bonuses (up to 75,000 points in the past). This offer is really only attractive because it doesn’t have the lifetime language, meaning you can get the bonus even if you’ve had the card before. If you’re eligible I’d always recommend signing up for these no lifetime language offers if you’ve had the card, otherwise you won’t be able to get the bonus a second time.  As always you can read more about American Express cards here. Let us know in the comments if you were targeted or not.

Hat tip to Traveling For Miles

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CharTech
CharTech

Referral offer is 60k MR points now.

marpa
marpa

The offer is now for 50k reward points. But I still do not think it is worth the annual fee.

Will Ryan

I was just targeted for this via pre-approval email and will not be applying, it seems like a very weak offer.

AMEX doesn’t like to give me cards — I still have 0 MR cards — and the offer is valid for another 9 months. Those are the two perks. If I was hungry for an AMEX card I guess I’d get it. I am not.

Abey
Abey

Probably dead. When clicking on Offer & Benefit terms it clearly stats:
Welcome offer not available to applicants who have or have had this Card. We may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility.

Brian
Brian

I have an offer for $500 off of FedEx charges..

Chuck

We wrote about that offer separately.

Frito Pendejo
Frito Pendejo

Not enticing enough given the risk of no payout

John
John

Where would you see the offer after logging in?

ne0ven0m
ne0ven0m

Even with Schwab cashout, you’d barely have $140 leftover from SUB after accounting for AF.

Duh
Duh

Isn’t that the point

Lrdx
Lrdx

Sure, but there are better offers at any random bank.
Don’t waste your time with this offer if you want to cash out MRs.

MrDioji
MrDioji

But it’s likely no hard pull and doesn’t report to personal credit repoet

Superchurn
Superchurn

$140 free dollars is $140 free dollars

LC
LC

yep amex has gone to shit

Will
Will

“U.S. computer hardware, software, and cloud computing purchases made directly from select providers”

Does that include AWS?

Dailybread
Dailybread

You will earn additional rewards ONLY when you purchase directly from a U.S. location of a company on this list of select computer hardware, software, and cloud computing providers that accept the Card

Apple
CDW
Dell
HP
IBM
Intuit
Lenovo
Microsoft
Newegg
Oracle
Rackspace
Sage Software
Salesforce.com
Symantec
Tiger Direct

Benigno
Benigno

RAT bait ?