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88 Comments
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Gojo
Gojo (@guest_2066579)
May 23, 2025 14:44

Was declined online, but approved in branch. My Chex is pretty high and they mentioned that was the reason I was not able to open online, but they didn’t really question any further. I live extremely close to a branch so that might be why they overlooked my chex. I opened the free checking.

ZigZag
ZigZag (@guest_2064803)
May 20, 2025 21:24

Offer also shows up at: https://www.easternbank.com/personal-banking/checking-accounts
A few lines from the t&c for the new $450 offer:
Ninety (90) calendar days after the account open date, we will confirm the type of account to determine the incentive amount…
Premier Checking $25,000 combined balance requirement is determined as of the most recent statement cycle prior to the 90th day after the account open date.

So can we open a Free Checking and convert it to Premier in the third month?
So the $25k would only be needed for the third month?

Peek
Peek (@guest_2063613)
May 19, 2025 11:22

Damn man, take all that tracking junk out. I saw it as well, $450 bonus requires 25k in deposit making it not really worth it IMO. If you keep the account under 25k it gets converted to free checking and will only quality for lower bonus. Probably still Chex sensitive: https://www.easternbank.com/eastern-checking-offers-5

Edit: I do see a few people saying they got approved with high Chex at the end of 2024. I guess it’s worth a go.

Matt
Matt (@guest_2064583)
May 20, 2025 17:10

Can always do the non premier accounts. Seems simple enough.

right side of the river
right side of the river (@guest_2014421)
March 1, 2025 10:58

Account opened online 10/22/24. Two real DD the following month. Bonus posted 2/11/25.
P2 account opened online 10/23/24. Two real DD the following month. Bonus did not post. Looks like limit of one per household ‘as defined by a common address’ is enforced.

Unotime1
Unotime1 (@guest_1999955)
February 7, 2025 09:37

Opened online in September (see my previous comments below). Had two “real” DDs of $2K each (one in Oct, one in Nov)
Received $350 Bonus end of January 2025.
Closing account soon.

Val
Val (@guest_1989675)
January 22, 2025 09:19

10/11 Opened the account in branch
10/18-11/29 4 real DD $1000 each
01/21 Got bonus

snailrock
snailrock (@guest_1948340)
November 10, 2024 13:54

Tried applying online with Chex frozen since they also use EWS (I believe), but no-go; it just went to review and made a person tell me to unfreeze

Yawgoog
Yawgoog (@guest_1939270)
October 27, 2024 13:29

Eastern uses Vouched.id for ID verification

JohnsAwesome
JohnsAwesome (@guest_1936226)
October 22, 2024 11:45

Not sure what triggers as a DD for this bank. Used places set up to code as legit DDs (Uber, Doordash, gift card reselling site) but they all appeared as “Preauthorized credit,” and upon explaining that I was paid as a contractor, they sent it into review and it was determined “the company making the deposits into the account were not traditional direct deposits.” Between being super strict on Chex and DDs, I wouldn’t really recommend.

ChexMate
ChexMate (@guest_1928841)
October 9, 2024 11:25

Applied 10/7 and denied due to chex, super sensitive