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Richard W
Richard W (@guest_2104857)
July 23, 2025 14:15

I created a USB account to try and get the $250 bonus. Im almost certain that i signed up using the offer on this page. However, I cant confirm in my emails or on my account dashboard that the offer was added to my account. Has anyone else been in a similar situation / DP?

Matt F
Matt F (@guest_2104706)
July 23, 2025 10:22

P1 (2nd churn)
Opened: 7/11
$4k Chase Biz: 7/16
$4k Chase Biz: 7/19
Bonus Posted: 7/23
Super easy one

bicyclep
bicyclep (@guest_2104634)
July 23, 2025 07:32

Can I use the funds as soon as they land in the account, right? I dont need to maintain any average or minimum balance, right?

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
July 23, 2025 10:05

Correct. Just don’t zero an account where you are waiting on a bonus. bicyclep

bicyclep
bicyclep (@guest_2104709)
July 23, 2025 10:28

Thx, since you are writing about a U.S. bank checking account, I just post a comment on another checking account of this same bank (but biz), please reply if you know the answer, thanks: https://www.doctorofcredit.com/u-s-bank-400-900-business-checking-bonus/

mighty
mighty (@guest_2104058)
July 22, 2025 07:22

Question: my 7/21 push from Marcus to US Bank is not showing up on the bonus tracker. But I’ve read it that Marcus counts as DD. What are my options now?

An
An (@guest_2104334)
July 22, 2025 15:31

Give it a couple days to update… Search the comments for tracker DPs.

mighty
mighty (@guest_2104593)
July 23, 2025 00:28

Update: the bonus tracker updated, shows I completed two DDs and the overall deposit amount is greater than $8000. Wondering when the bonus will post.

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
July 23, 2025 02:34

If only there was some place to look for that info…

Your checking bonus (“adjusted interest”) will be credited to your new checking account within 30 days following the completion of all the offer requirements.”

U.S. Bank, generally speaking, posts about mid-way into the maximum timeframe.

mstrpete
mstrpete (@guest_2103794)
July 21, 2025 19:22

FYI, it took *weeks* for me to get this account open. First, they had trouble with my identity. I had to go to a branch with my DL and have them *fax a copy* to the Identity Confirmation Department. It was DAYS after that before I received confirmation, and still had to go into a branch to make the opening deposits bc I they hadn’t sent me the info (account number, debit card) to set up online account access, nor a sign up link. My local credit union setup was a breeze compared to this.

bottleb
bottleb (@guest_2103706)
July 21, 2025 16:44

Question about the account closure timelines. Gadget 🕵️‍♂️ Bank Bonus Geek 🔗 .

You can churn this us bank account every 12 months. Once I open the checking account and receive the bonus, how much time should pass from that moment before I close the account to not raise any suspicions from the system? I would appreciate your insight!

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
July 21, 2025 20:00

I always wait at least until sometime during the next statement period after the bonus posts. Some say it’s a good idea to wait 6 months from opening to close the account, but it’s not a set rule. bottleb

bottleb
bottleb (@guest_2104850)
July 23, 2025 14:06

to wait 6 months from the date you opened the account or 6 months from the date the bonus was posted? Thank you for your time! Gadget 🕵️‍♂️ Bank Bonus Geek 🔗

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
July 23, 2025 21:19

Edit: “Some say it’s a good idea to wait 6 months from (the) opening (date) to close…” bottleb

bottleb
bottleb (@guest_2103704)
July 21, 2025 16:41

@Gadget https://s.w.org/images/core/emoji/15.0.3/svg/1f575-fe0f-200d-2642-fe0f.svg Bank Bonus Geek https://s.w.org/images/core/emoji/15.0.3/svg/1f517.svg

Question about the account closure timelines. You can churn this us bank account every 12 months. Once I open the checking account and receive the bonus, how much time should pass from that moment before I close the account to not raise any suspicions from the system? I would appreciate your insight!

mighty
mighty (@guest_2103439)
July 21, 2025 09:02

Hi, is there a general timeline for when US bank posts bonus? From previous comments, I see bonus posts as quickly as one day after meeting the requirements and I also see bonus posts at a significantly slower pace.

6/16 opened account online and funded $25
7/8 monthly fee charged and waived
7/21 Two $40xx push from Marcus (description shows electronic deposit goldman sachs ba)
7/21 $3500 zelle to BofA

Bigpermski
Bigpermski (@guest_2103196)
July 20, 2025 14:20

For some reason can’t see my reward tracker anymore in the APP is that normal? First time signing up with US bank.

Another DP
Another DP (@guest_2103100)
July 20, 2025 10:23

It appears that Huntington Bill Pay to a Person counts as Direct Deposit.

7/15: Opened account
7/16: Set up myself as Payee on Huntington using US Bank’s routing and account #s. Pushed a small test payment (< $10) from Huntington
7/17: US Bank account was credited. However, Bonus Tracker didn’t update
7/20: Bonus tracker is updated and shows the test amount towards progress of Direct Deposit requirement

Andre
Andre (@guest_2104934)
July 23, 2025 16:51

Where do you see a bonus tracker?