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EN
EN (@guest_2107003)
July 27, 2025 17:35

I completed my bonus but my wife was not approved. She opened a savings first to establish a relationship (I followed same process and was approved for checking). Would using the same address be the reason she was denied?

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
July 27, 2025 21:41
  EN

No. There is no household rule or restriction.

You didn’t say what the denial message said, so I’m just going to take a guess. Online identity verification can sometimes be tricky. Try using a mobile device to apply for the checking account with Wi-Fi turned off. You could also call the bank and see what the reason for the denial, but they may or may not be helpful. EN

EN
EN (@guest_2107122)
July 27, 2025 21:49

It just said “Thank you for your interest in US Bank, but your application was not approved.” It could be identity verification. She’s going to call in tomorrow. She also transitioned away from her maiden name in the last 1-2 years so maybe that has an impact.

And how soon can she redo the application? Same day? Any guidance?

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
July 27, 2025 22:05
  EN

Because U.S. Bank has started pulling Chex for online applications, it’s best to retry the same day so the inquiries merge after a couple of days. However, that’s not always possible, like when you get the denial message too late to retry.

Also, since they would be applying over a “different channel” (online vs phone), it might not merge regardless. Applying in person, some banks use the address of the branch for the inquiry, and also would not merge.

EN
EN (@guest_2107175)
July 28, 2025 00:51

Tried again, same day. Denied again. Will call in the morning for clarity or to reapply.

EN
EN (@guest_2106989)
July 27, 2025 16:43

I received the bonus and now working on P2. Used the same process of opening savings account first to establish relationship. My wife was approved for Sav but was not approved for checking. Has anyone had problems when opening P2 checking? Would using the same address as P1 be the reason?

Raymond 🔗
Raymond 🔗 (@guest_2106946)
July 27, 2025 15:19

July 7 account opened
July 11 $4000+ Schwab brokerage
July 13 $4000+ Schwab brokerage
July 18 $450

Golden
Golden (@guest_2106766)
July 26, 2025 23:52

two Ally transfers hit on 7/8 and 7/14. Bonus posted on 7/16.

Adam L.
Adam L. (@guest_2106636)
July 26, 2025 15:43

Yoooo, I’m upset with US Bank! My application for the checking account was DENIED! And of course no reason was given. Fuck these jackalopes!

Jason_08
Jason_08 (@guest_2107140)
July 27, 2025 22:22

lol

Beth
Beth (@guest_2106527)
July 26, 2025 11:47

Super quick pay out. Cap One 360 pushes worked.
7/17 Opened account with $25
7/22 Pushed $4000 from Cap One 360
7/23 Pushed $4000 from Cap One 360
7/25 $450 bonus posted

rasta
rasta (@guest_2106126)
July 25, 2025 14:45

at what point do you enter the promo code? At 38% percent complete with the next button being apply i have not seen a section to enter the promo.

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
July 25, 2025 14:50

It’s part of the URL now and there is no block to enter a promo code. You briefly see it flash in the URL field when you click on the promo link. rasta

rasta
rasta (@guest_2106201)
July 25, 2025 17:12

Thank you. So if i am understanding correctly, I need to click the link. Right?

An
An (@guest_2106212)
July 25, 2025 17:36

“Use the Apply buttons above and we’ll apply the promotional offer to your application for you. If you apply for your checking account from a different page, you won’t be able to get the offer.”

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
July 26, 2025 05:02

Yes. As “AN” pointed out, it’s in the terms to just click the link and get the offer.

Not sure why they took the promo code field away, but I’d guess they are trying to make it user friendly and NOT have people changing the promo code. rasta

For the tech savvy, there is a way to get into the webpage “coding” and verify/change the promo, but it’s beyond the technical scope of most people and not sure I would suggest it.

Timmy
Timmy (@guest_2105981)
July 25, 2025 09:53

DP:
– 2nd churn (NY resident)
– opened checking account using existing U.S. bank relationship (mortgage) on 07/10
– 1st DD (pushed from SoFi) on 07/21
– 2nd DD (pushed from SoFi) on 07/23
– Bonus posted: 07/25

EN
EN (@guest_2106993)
July 27, 2025 16:53

How long in between churns?

Richard W
Richard W (@guest_2104857)
July 23, 2025 14:15

I created a USB account to try and get the $250 bonus. Im almost certain that i signed up using the offer on this page. However, I cant confirm in my emails or on my account dashboard that the offer was added to my account. Has anyone else been in a similar situation / DP?

Matt F
Matt F (@guest_2104706)
July 23, 2025 10:22

P1 (2nd churn)
Opened: 7/11
$4k Chase Biz: 7/16
$4k Chase Biz: 7/19
Bonus Posted: 7/23
Super easy one