Posted by William Charles on September 11, 2018
Credit Cards

Published on September 11th, 2018 | by William Charles


American Express Hilton Honors Card No Annual Fee Card: 100,000 Point Offer Or 75,000 Points + $100 Statement Credit (Highest Ever)

The Offer

  • American Express has two different increased bonuses on the Hilton no annual fee card:
    • $100 statement credit after first purchase and 75,000 Hilton points after $1,000 in spend. This offer shows up when doing a booking on the Hilton website. You don’t need to complete the booking, it will show at the payment page and you can click over without booking/paying.
    • 100,000 Hilton points after $1,000 in spend within the first three months. This offer is available via incognito mode, read up on how to get this offer to show here. ‘

Card Details

  • No annual fee
  • Card earns at the following rates:
    • 7x on Hilton hotels or resorts
    • 5x at U.S. restaurants, U.S. supermarkets and U.S. gas stations
    • 3x on all other purchases
  • Welcome bonus offer not available to applicants who have or have had this product.

Our Verdict

Previously the best bonus on this card was 75,000 + $50. This new bonuses are the new high. The statement credit offer is better if you value Hilton points at 0.4¢ or less.  Keep in mind you’re not eligible for this bonus if you’ve had or have this product. There are also increased bonuses on all the other Hilton cards at the moment:

As always if you have any questions, read this post first as they are probably answered there. American Express doesn’t match sign up bonuses if you’ve recently applied, but they sometimes offer courtesy points. They didn’t seem to be doing that when the Aspire bonus recently increased so I don’t think they will this time either but always worth a try.

Hat tip to Chong786lobonomnom


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Wouldn’t the fair comparison be 25k points vs. $100 statement credit. So the decision to take 100k offer vs. 75k+$100 is are you willing to buy the 25k points with $100, or 0.4 cents / point?

This is actually pretty close to the fair valuation of Hilton points at most properties (other than those like Conrad Maldives), so for most people $100 statement credit would be better.

i only stay in hotel once every few months. so it better to take the 100$ credit and run with 75,000 points

I have HHonors Amex card and the Citibank HHonors card that was rolled into AMEX. Does that make me ineligible for this bonus?

Yes it does if the HHonors Amex card you currently have is the no fee version. I’m in the same boat.

Can this card be upgraded (SCRA) to the Aspire after 1 year?

How long does it usually take for the points bonus to post once you’ve reached the spending level? I’ve got a trip planned in early october and could use the points to stay at a hotel.

Mine posted about three days after reaching the SUB about a year ago. YMMV

Was just approved for this card and got the temporary card number. I was able to add the card to my mobile wallet in samsung pay. Does this mean I can now use my card in store?

Can’t find a link to this

I had the Citibank HHonors card, but canceled right before they rolled into Amex in late 2017. Will I still eligible for this bonus?

You can also get 100,000 through referral links

William Charles got an 80k after $1k in 3 months offer by email today on the no-fee

I can confirm that the 75K points and 100 bonus is still valid today. Thanks Doc

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