The Offer
- American Express is offering a new sign up bonus on the Platinum personal card:
- Get 125,000 points signup bonus when spending $6,000 within 6 months.
- 10x points per $1 spent at restaurants worldwide on up to $25,000 in spend within your first six months month (that’s 9x bonus points on top of the standard 1x point)
Card Benefits
- Annual fee of $695 is not waived the first year
- Authorized Platinum cards are $175 for three user (then $175 per Platinum)
- Authorized Gold cards are free
- Full details here
- Card earns at the following rates:
- 5x points per $1 spent on purchases made with airlines or with American Express Travel
- 5x points per $1 spent on hotel & airline bookings made directly from the American Express travel website
- 1x points on all other purchases
- $200 airline incidental credit per calendar year
- $200 Uber credit ($15 per month and additional $20 in December)
- Lounge access:
- Centurion lounge access
- International American Express lounge access
- Delta SkyClub lounge access
- Priority pass select membership
- Airspace lounge access
- $240 digital entertainment credit. This is a credit of $20 per month and can be used on Peacock, Audible, SiriusXM and The New York Times.
- $200 hotel credit. This can be used on select prepaid bookings (Fine Hotels + Resorts® and The Hotel Collection) when using American Express Travel
- $179 Clear credit
- Walmart+ monthly credit. Cardholders will receive a $12.95 credit (covers the full cost of membership).
- $300 Equinox credit. This is a $25 credit each month
- Global Dining Access by Resy
- The Global Lounge Collection
Our Verdict
We once saw a better version of this offer with 15x back on dining and shop small. I wouldn’t hold my breath for that one to come back, and this is still a monster offer with up to 375,000 points bonus potential if you max out the restaurant part.
I’m not sure if the recent 150,000 bonus on the personal Platinum card is still available. Regardless, a lot of people will prefer this Resy offer for 125,000 + up to 250,000 points. A downside of the Resy offer is that you can’t use a referral link to signup.
We’ll add this to our List of Best Credit Card Signup Bonuses. Check out these Things To Know About American Express before applying.
checked in incognito mode, and pre qualified offer stated as:
Pre-Qualified Offer
Earn 150,000 Membership Rewards® points
after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership.†
I currently have gold card.. I’m going through mortgage closing.. I’ve been strictly told to not my for any new credit until closing.. But I need a new card to put all the big expenses on.. Thankfully in my account I recieved gold to platinum upgrade.. Offer is 100k not 125k but I’m happy to get a new card without going through credit check
FYI the $240 entertainment credit works on Hulu, D+ ESPN+ and Disney bundle now as well
They need to add HBO MAX asap
Net cost will be $1.98 per month, and it requires using up the entire entertainment credit.
I know it’s not free, but I don’t have anything else to spend the credit on anyway.
wish there was way to MS the 10x restaurant spend, as dont eat out often or have a wedding/party to pay for.
There is rumor I heard that Carrel Barrel have good stuff in addition to food offering … should try 🙂
who cares
Any idea if a similar offer will come to the Schwab Plat like it did last year?
Hold on lemme check my crystal ball
> based on your history with credit card balance transfers, American Express welcome offers, introductory APR offers, or the number of Cards you have opened and closed, you are not eligible to receive the welcome offer.
Does this ever go away? I’ve only had Business cards (admittedly several Business cards), but never a personal card.
that is weird, I have the pop on personal cards and it won’t go away but they keep giving me great offers on business. Probably because my spend on the business is much greater due only to the higher SUB requirements, and I’ve received more bonuses and less spend on personal so they don’t like that.
Same boat, no problem to get a handful of biz cards a year, but pop up on all personal cards for 3+ years now. Nothing I do helps, tried all the tricks
I had this issue before with Amex Hilton personal. I then started adding all my amex to as our household auto payment stuffs, after a few month they let me apply. Have you tried this?