Update 7/27/19: More people are seeing this offer
Update 1/21/19: Lot more people seeing this offer again.
Update 08/15/18: Reposting as lots of reports of readers seeing this offer again.
Update 05/21/18: Reposting as this is showing up for people again frequently.
Update: It’s actually possible to get the 25,000 offer with the 0% APY/no BT fee when using incognito mode.
The Offer
You must use the incognito mode trick to get the 25,000 offer. More on that here.
- American Express is offering a new bonus on the Amex EveryDay card:
- Earn 25,000 points after you spend $2,000 or more within the first three months
- Receive a 0% introductory APR on purchases and balance transfers for 15 months, then a variable APR of 14.24% to 25.24%
- No balance transfer fee for first 60 days
Card Details
- No annual fee
- If you’ve hard this card before, you’re not eligible for the sign up bonus on this card
- 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases
- Use your Card 20 or more times on purchases in a billing period and get 20% more points on those purchases less returns and credits
- You cannot get the bonus on the cards if you’ve ever had the card before
Our Verdict
Update: Now that this offer is 25,000 points + 0% introductory APR and no BT fee it’s definitely worth doing. 25,000 points is the highest bonus we’ve seen on this card, so the 0% APR no BT fee is just an added bonus. This is definitely going on our best credit card bonus page.
It’s currently possible to get a bonus of 25,000 points after $2,000 in spend within three months on this card by using the incognito mode methods. Obviously this offer is 15,000 points less but does come with the 0% APR no BT fee offer. I think most people will be better off with the higher points offer, but if you need to float money or are trying to pay down credit card debt then this offer could make sense.
It’s interesting to see American Express enter this 0% APR no BT space and this is actually the best offer of this type in the market (Chase offers the same with the Chase Slate, as does Bank of America with the BankAmericard Credit Card but neither come with any points sign up bonus). Citi have previously stated that they were exiting the competitive rewards space to focus on these types of offers, so they won’t be happy with this change of direction. I suspect we will see more of these types of offers to come as interest rates rise.
As always before applying for this card, I’d strongly recommend you read these things everybody should know about American Express credit cards. It includes things such as the reconsideration number to call if your application is denied.
Hat tip to DDG
Didn’t AMEX announce they don’t do 0% balance transfers any more? I am currently looking for a 0% APR $0 balance transfer offer and they seem virtually nonexistent. https://www.cnbc.com/2020/06/27/credit-card-industry-reins-in-balance-transfer-offers-as-banks-from-jpmorgan-to-amex-fear-defaults.html
I went to their everyday card page and clicked on check offers. Filled out my info and got the 25k offer.
Earn 25,000 Membership Rewards® Points
after you spend $2,000 in qualifying purchases on the Card within your first 3 months of Card Membership.â€
0% intro APR on purchases for 15 months from the date of account opening, then a variable APR, 12.99% to 23.99%.¤
25k finally popped up for me after a couple days by having their cc page open for about an hour. I had two incognito windows on desktop, after going thru their pre-qualification, and then opening other tabs as I compared against Chase, CITI, and US Bank. Don’t know it all that made sense, point being — just hang out and refresh couple times. The BT terminology was gone though…so I went with another card.
Is this still alive? All I see is 10k.
I don’t see a no balance transfer fee being mentioned on this card anymore. Is it still available?
The EveryDay card is not accepting balance transfers at the moment, according to an Amex agent.
Regarding the BT offer, using this put me in pop-up jail. Tried to go for the 75k plat sub as well as the 60k schwab plat since I have a brokerage there. Pop up said in both cases that I was ineligible for the offer due to history with promo apr and balance transfer.
It’s the only time I’ve ever done a BT.. Since there was no fee at all, I figured I might as well take advantage of the $5k. I’m considering putting the money back and trying again but the main reason I decided to do plat outside of December was for the easy 6mo spend window offered in May.
Can’t seem to find that 25,000 offer anywhere. Any kind souls to send me a referral link for these 25,000 MR points by any chance?
I have tried incognito in different browsers but am only seeing the 10k offer
Not sure if this would be relevant here, but does Amex normally reduce credit limits automatically? I just noticed today that Amex had significantly reduced my limit for this card along with them calling my phone directly and leaving a voicemail to call back as it was a critical matter. I had not used the card for several months due to the balance transfer offer. Perhaps it was my lack of use for the card that may have justified it.
I’ve been checking for the 25,000 offer for a few months, but never had luck with Incognito Mode. Last night I was able to get it to come up via the “Check for Pre Qualified Credit Card Offers” on the Amex website and was instantly approved.