AmEx EveryDay Credit Card Offer: 25,000 Points + 0% APR For 15 Months With $0 BT Fee

Yes. All MR points are tracked under a single MR account. Opened this card for exactly this reason.

I am opening the Everyday for the same reason – to cancel my platinum. Thank you for asking this question, i was curious about the same thing. If anyone sees any issue with cancelling the plat, and opening this card to keep MR alive then please let us know. Thank you!

Same here

Only go the 15k with $1k spend and $0 BT too. I even tried three browsers.

It certainly takes time, just gotta be persistent. I’d recommend opening up the browser and doing a couple refreshes from time to time while doing other things.

I’ve been able to get all the incognito offers I’ve wanted to get, eventually.

Keep trying, use incognito mode on different browsers and different devices. I have got this pretty consistently.

I’ve tried it over weeks in Incognito mode and I finally received it today! Try today! Close out and try again.

see my commnet

I’d like that referral. Can you post the link here?

Here is a referral link for the 15K. [don’t post you’re referral links here. WTF!!!]

+1, I just received the Amex Gold Card last week and really want to hold off new Amex apps for a while, but………

I regularly floated $10k-$30k for months while I was front-loading my 401k in the last years. Yes, my 3.0 VantageScore probably dropped by about 100, and I figured that VantageScore 3.0 is *much* more sensitive to per-card balances than FICO versions, and I can’t track that daily, so I think the effect there is even less.

If your FICO is still over 750, it doesn’t matter much, worst case your credit limit will be smaller, but you still get the card and its bonus.

Unless your credit is really new, or iffy to start with, its not a problem. Most people with fairly long credit histories won’t see a noticeable drop. Also, if you’re credit is high enough after the drop, you don’t have to worry about getting rejected for new cards.

Personally, my score dropped only around 10 points when I did a balance transfer offer that maxed out my credit utilization on that card. My total credit lines are well over $100,000 and I the only loan I have is my mortgage.

This is what popped up after I just applied and was approved:

Request up to 4 balance transfers from other credit card accounts
Please Note:
1. The total amount of balance transfer request(s) must not exceed $7,500 or 75% of your credit limit, whichever is smaller.
2. The fee for balance transfers is $0. Balance transfers must be requested within 60 days from account opening.
3. Balances may not be transferred from any account issued by American Express or affiliates.
4. Please refer to the terms and conditions for complete details.

In the event that you request multiple transfers, each transfer will be processed in the order that we deem appropriate for business or other reasons, up to the applicable limit.

When I clicked on the box to complete a transfer, I was prompted to enter the amount, credit card # and card card issuer, so you probably cannot transfer into your bank account. You might be able to transfer to a credit card and create a credit balance, and then request a check.

If you have a CC with another bank with no BT Fee, you can transfer your AMEX balance to your other bank card and transfer the other bank card’s balance to your AMEX ED card and essentially transfer your credit balance from one AMEX to another and without any fees if done right. For example, I have a few Cap1 QS cards with no BT fee. I can transfer a balance from my AMEX card (card 1) to my Cap1 card, and after the BT is complete, transfer my Cap1 balance to my AMEX card (card 2). This results in $0 fees/interest. In my case, Cap1 does have a 24.24% interest rate for BTs, but as long as you transfer out of that bank card before the payment is due, you won’t be charged any interest fees.

In general you can’t balance transfer within the same company.

Probably would have to change out of that card so you don’t have an EveryDay card when you apply.

You can shift credit to the new card only after it’s been open 60 days.

I was permitted to move credit the next day or might have been the same day. $10,000 from blue to everyday, but I realized later I shouldn’t have. Max Bal xfer on any 1 card is $7500 even though I still have $13k available. They said $7500 is the max. I said for how long? They said “forever”… Don’t know how accurate that is, but that’s what they said.

I have a giant chunk of 0% BT earned cash floating around for maxing out checking account rewards. It’s a lot easier to leave 15k in an account for 60 days than jumping through the DD hassles and watching for monthly fees.

Of course

What link did you use to get the 25k offer after 10 attempts, please